Comparison

STC Mobile Banking vs AmeriServ Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

STC Mobile Banking

Manage your finances on the go with this banking app. Quickly pay bills, deposit checks with a photo, and transfer funds to others. Enjoy secure access to balances, card controls, and branch locations.

Highlights
  • Bill payment
  • Mobile check deposit
  • Fund transfers
  • Balance checking
  • Debit card controls
  • Branch/ATM locator
  • Customizable alerts
Features
Read full description

The STC Mobile app from Somerset Trust is more versatile and convenient. Quickly pay bills and deposit checks just by taking a picture. Easily transfer money to friends or family. Check balances faster without having to log in. You can do all this and more, and do it all with multiple layers of security. The STC Mobile app - designed to let you do just about anything, anywhere, anytime. Now that’s convenient! Our mobile app is FREE and allows you to: • Transfer funds to friends and family • Make a check deposit on the go • Check your balances without logging in • Locate a branch or ATM • Turn your debit card on/off for extra security • Contact our People First Call Center • Set alerts • Share our app with friends and family To enroll in mobile banking, you must be a customer of Somerset Trust. Simply download the free mobile banking app and click ‘Register Now’ to get started. Disclosure: Some features are available for eligible customers and accounts only. There is no charge from Somerset Trust Co for STC Mobile. There may be message and data rates from your communications service provider. STC Mobile service may be interrupted by various reasons including service outages affecting your phone, wireless or internet provider; technology failures; and system capacity limitations.

About

AmeriServ Banking

Manage your finances conveniently from your mobile device. Check balances, transfer funds, pay bills, deposit checks, and send money to others. Locate nearby branches and ATMs with ease.

Highlights
  • Check account balances
  • Transfer funds between accounts
  • Schedule bill payments
  • Deposit checks remotely
  • Send and receive person-to-person payments
  • Find nearby branches and ATMs
Features
Read full description

Start banking wherever you are with AmeriServ Banking for mobile banking! Available to all AmeriServ Financial Bank consumer online banking customers, AmeriServ Banking allows you to check balances, make transfers, pay bills, make deposits, and person to person payments. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers - Easily transfer cash between your accounts. Bill Pay -Schedule one time payments Check Deposit - Deposit checks while on the go. Person to Person Payments - Send money immediately to another Person - Claim money received while on the go Locations - Find nearby Branches and ATMs using the device’s built-in GPS. Additionally, you can search by zip code or address.

Screenshots

STC Mobile Banking4 screens
AmeriServ Banking4 screens

Verdict

The call

The clearest difference is rating: STC Mobile Banking at 4.6 against AmeriServ Banking's 3.0. STC Mobile Banking also leads on review sentiment (43% vs 9%) and update cadence (monthly vs every 9 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

STC Mobile Banking holds the better App Store score, 4.6 against 3.0. That said, the two scores are not equally well evidenced: STC Mobile Banking has 443 ratings behind it against 69, so its average is the more settled of the two. Written reviews point the same way: 43% of STC Mobile Banking's written reviews are positive against 9% of AmeriServ Banking's.

UpkeepUpdate frequency

STC Mobile Banking ships an update monthly, AmeriServ Banking every 9 months. The most recent releases landed on October 17, 2026 and October 18, 2026 respectively.

Scorecard4 real differences · 6 level
STC Mobile Banking versus AmeriServ Banking: the parameters behind the verdict, then further details
ParameterSTC Mobile BankingAmeriServ Banking
PriceFreeFree
Rating4.6 (443 ratings) — better3.0 (69 ratings)
Positive reviews43.5% of reviews — better9.1% of reviews
Number of ratings443 — better69
Update frequencyMonthly — betterEvery 9 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.0 — better
Further details — not scored
Size229 MB148 MB
Age rating4+4+
DeveloperSomerset Trust CompanyAmeriServ Financial Bank

Customer experience

STC Mobile Banking

All ratings443 ratings
Positive90.7%
Neutral2.9%
Negative6.3%
Written reviews46 reviews
Positive43.5%
Neutral2.2%
Negative54.3%

AmeriServ Banking

All ratings69 ratings
Positive49.3%
Neutral4.3%
Negative46.4%
Written reviews22 reviews
Positive9.1%
Neutral9.1%
Negative81.8%

Bugs and requests

STC Mobile Banking

Reported bugs

12 issues
  • App crashes on opening
  • Cannot add STC friend transfers
  • Account number validation errors
  • Authentication errors preventing login
  • Password reset kicks user out after change
Show 7 more
  • Cannot sign in after update
  • Mobile deposit screen shows thick white line and frozen small square
  • Fingerprint login disabled when linked accounts present
  • Inconsistent vendor information display
  • Account balance not reflecting transactions for days
  • Requires phone reboot to login
  • Thick white line appears during mobile deposit photo capture

Requested features

10 requests
  • Dark mode option
  • Real-time transaction and pending status updates
  • Running balance total per transaction
  • Automatic check photo capture (front and back)
  • Full iPad screen optimization
Show 5 more
  • Fingerprint/TouchID login restoration
  • Transaction reconciliation checkboxes
  • Better vendor/merchant name visibility
  • Pending transactions display
  • Bill pay support for iPad users

AmeriServ Banking

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

STC Mobile Banking

No in-app purchases

None

AmeriServ Banking

No in-app purchases

Questions

Is STC Mobile Banking free?
STC Mobile Banking is free to download, with no in-app purchases.
Is AmeriServ Banking free?
AmeriServ Banking is free to download, with no in-app purchases.
Which has better reviews, STC Mobile Banking or AmeriServ Banking?
STC Mobile Banking is rated higher. STC Mobile Banking averages 4.6 out of 5 from 443 ratings, while AmeriServ Banking averages 3.0 from 69 ratings.
Do STC Mobile Banking or AmeriServ Banking have ads?
Neither STC Mobile Banking nor AmeriServ Banking shows ads.
Which is updated more often, STC Mobile Banking or AmeriServ Banking?
STC Mobile Banking ships an update monthly, and AmeriServ Banking every 9 months. Most recently, STC Mobile Banking was updated on October 17, 2026 and AmeriServ Banking on October 18, 2026.

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