Current vs Security Bank App

Power up your paycheck when you switch to Current. Get paid faster, save smarter, and build credit with ease—all in one app. Join over 6 million members already banking with Current today. With Current you can: — Advance up to $750⁶: Access more of your paycheck if you qualify. — Overdraft fee-free⁵: Breeze from payday to payday without hidden fees. — Get paid up to 2 days early²: Receive your direct deposit as soon as your employer sends it. — Build credit while you bank. — Earn 1% cash back on eligible categories with your Build Card⁴. — Enjoy 24/7 member support. — Access 40,000+ fee-free ATMs nationwide¹. — Add cash in-store at locations like CVS, Walgreens, and McDonald’s. — Earn up to a 4.00% bonus on savings³ and save automatically with Round-Ups. See current.com/docs for full terms and conditions and current.com/legal_disclaimers for more info. Current is a financial technology company, not an FDIC-insured bank. FDIC insurance up to $250,000 only covers the failure of an FDIC-insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. Banking services provided by Choice Financial Group, Member FDIC, and/or Cross River Bank, Member FDIC. ¹ Most AllPoint® ATMs are fee-free. To see if an ATM qualifies for fee-free ATM transactions, please check the Mobile App. ² Faster access to funds is based on comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Delays by the employer, payer, or their banks may result in delayed access to funds beyond our control. ³ Boost Bonuses are credited to your Savings Pods within 48 hours of enabling the Boost feature and on a daily basis thereafter, provided that the Savings Pod has accrued a Boost Bonus of at least $0.01. No minimum balance required. The Boost rate on Savings Pods is variable and may change at any time. The disclosed rate is effective as of August 1, 2023. Must have $0.01 in Savings Pods to earn a Boost rate of either 0.25% or 4.00% annually on the portion of balances up to $2000 per Savings Pod, up to $6000 total. The remaining balance earns 0.00%. To earn a Boost rate of 4.00%, you must receive at least one Eligible Payroll Deposit equalling a minimum of $200 over a 35-day period. T&C: current.com/boost_terms_of_service ⁴ For eligible customers only. To earn Points, you must receive at least one Eligible Payroll Deposit of at least $200 over a 35-day period, and as applicable, make Build Card purchases at retailers whose merchant code is classified as either (i) Dining (e.g., restaurants) and Groceries (e.g., supermarkets) or (ii) belonging to the category or categories selected in the app, and complete other actions that Current may designate. Allow 3-5 business days for Points to post to your Current account. Points expire 365 days after they settle. T&C (including specific eligibility criteria): current.com/current_points_terms_and_conditions ⁵ Actual overdraft amount may vary and is subject to change at any time, at Current’s sole discretion. In order to qualify and enroll in the Fee-Free Overdraft feature, you must receive a minimum of $200 or more in Eligible Direct Deposits into your Current Account over the preceding 35-day period and fulfill other requirements subject to Current’s discretion. Negative balances must be repaid within 60 days of the first Eligible Transaction that caused the negative balance. T&C: current.com/overdraft_protection_terms_of_service ⁶ For eligible customers only. Paycheck Advance is offered by Finco Advance LLC, a financial technology company, not a bank. T&C: current.com/docs/paycheck_advance_terms

BetterBanking™ starts here. Simple. Fast. Personal. Open accounts, send money, pay bills, manage cards, and grow your savings, all from one app. Open an account in minutes Sign up with one valid ID and a quick selfie. Already have a Security Bank account? Just register and everything syncs automatically. Send money in seconds Transfer funds via InstaPay or PESONet, or scan and pay with QR Ph at over one million merchants. Gold Circle members and Wealth customers enjoy unlimited free InstaPay transfers. Pay thousands of billers in one place. Save more with GoalSetter Use GoalSetter to build savings Goals and grow your money with tiered interest. Stay in control of your cards Activate, lock, or unlock your cards anytime. Turn purchases into installments with ChargeLight or access funds instantly with Ready Cash. Travel with confidence Manage your card in the app and pay for travel fares with your Security Bank Platinum or World Mastercard to get free travel insurance for accidents, flight cancellations, and baggage loss. Designed around you Choose from accounts like Easy Savings, All Access, Money Builder, and USD Savings. Talk to a real person, anytime Get real-time updates and support when you need it. Connect with a real support specialist through in-app live chat, 24/7. Reliable banking you can count on The Security Bank app is available over 99% of the time, helping ensure uninterrupted access to your finances. Deposits are insured by PDIC up to ₱1 Million per depositor. Security Bank Corporation is regulated by the Bangko Sentral ng Pilipinas https://www.bsp.gov.ph For assistance, visit the Help Center in the app or contact: customercare@securitybank.com.ph or (+632) 8887 9188