OnePay vs Security Bank App

Meet your money super app. Through OnePay, you can bank, send, pay, spend, and borrow — plus build credit and earn cash back and rewards. OnePay is a financial technology company, not a bank. Banking services provided by Coastal Community Bank or Lead Bank, Member FDIC. Cash back earned as OnePay Points, redeemable as a deposit into a OnePay deposit account/other available options pursuant to the OnePay Rewards Terms at onepay.com/rewards-terms. For terms/conditions relating to OnePay products, onepay.com/terms. For individual reward details see OnePay app. For certain reward offers utilizing OnePay Credit Cards &, and 3rd-party cards linked in the OnePay Wallet, purchases must be made using the physical card. ^Fee-Free Overdraft is available to OnePay deposit accounts that have received Direct Deposits totaling $500+ in the current or previous month. You must be 18 or older. When on, Savings Backup will be used before Fee-Free Overdraft. Overdraft balance is due right away. Eligible transactions are at the discretion of OnePay and may exclude certain transactions (e.g., bill pay, global transfers). See onepay.com/overdraft-details Δ3.35% annual percentage yield (APY) applies to the Savings balance of OnePay deposit accounts. APYs are as of 7/27/26, but may change at any time before or after account opening. ‡Cash back is earned as OnePay Points, redeemable into a OnePay deposit account or other available options. You must select your cash back category in the OnePay app monthly and you begin earning on the date it is selected. Eligible purchases are based on MCC. See onepay.com/rewards-terms. +Subject to credit approval. Cash back is earned as points on purchases made with your OnePay CashRewards Mastercard, which can be redeemed as a statement credit, as a deposit into a OnePay deposit account, or other available options. * When you enable OnePay Crypto, you must also agree to the zerohash llc and zerohash liquidity services llc terms and conditions and enable your zerohash account. Crypto services may not be available in all states. The value of any cryptocurrency, including digital assets pegged to fiat currency, commodities, or any other asset, may go to zero. zerohash llc is licensed to engage in Virtual Currency Business Activity by the New York State Department of Financial Services. **Teens are authorized users on their parent or guardian's Builder Card. When they turn 18, their Builder Card activity (starting from age 16) will be reported to the credit bureaus, provided they are still an authorized user, their SSN has been verified, and credit reporting has not been turned off. Credit score impact is independently determined and based on overall financial behavior; results may vary and are not guaranteed. Transactions using a virtual debit card are not reported. See OneProgress Services LLC (NMLS ID 2460509) Licenses at https://www.onepay.com/legal/licenses

BetterBanking™ starts here. Simple. Fast. Personal. Open accounts, send money, pay bills, manage cards, and grow your savings, all from one app. Open an account in minutes Sign up with one valid ID and a quick selfie. Already have a Security Bank account? Just register and everything syncs automatically. Send money in seconds Transfer funds via InstaPay or PESONet, or scan and pay with QR Ph at over one million merchants. Gold Circle members and Wealth customers enjoy unlimited free InstaPay transfers. Pay thousands of billers in one place. Save more with GoalSetter Use GoalSetter to build savings Goals and grow your money with tiered interest. Stay in control of your cards Activate, lock, or unlock your cards anytime. Turn purchases into installments with ChargeLight or access funds instantly with Ready Cash. Travel with confidence Manage your card in the app and pay for travel fares with your Security Bank Platinum or World Mastercard to get free travel insurance for accidents, flight cancellations, and baggage loss. Designed around you Choose from accounts like Easy Savings, All Access, Money Builder, and USD Savings. Talk to a real person, anytime Get real-time updates and support when you need it. Connect with a real support specialist through in-app live chat, 24/7. Reliable banking you can count on The Security Bank app is available over 99% of the time, helping ensure uninterrupted access to your finances. Deposits are insured by PDIC up to ₱1 Million per depositor. Security Bank Corporation is regulated by the Bangko Sentral ng Pilipinas https://www.bsp.gov.ph For assistance, visit the Help Center in the app or contact: customercare@securitybank.com.ph or (+632) 8887 9188