Comparison

MOHELA vs READYSAVE 529

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MOHELA

Manage your student loans with ease. Schedule payments, view your loan history, upload important documents, and access tax information securely. Get support and repayment options for your student loans.

Highlights
  • Schedule and manage payments
  • View payment history
  • Upload forms securely
  • Access tax information
  • Secure account access
  • Messaging capabilities
Features
Read full description

Manage your MOHELA student loans and schedule payments from your mobile phone! MOHELA is dedicated to providing world-class customer service for the students whose loans we manage. As your knowledgeable and approachable go-to resource for account information and repayment options, we provide the tools to help you successfully repay your student loans. MOHELA is here to assist! Headquartered in St. Louis, Missouri, our primary focus is student loan servicing. This app provides MOHELA’s CASHLoans and FFELP loan borrowers with quick and secure account access, payment scheduling/history, form upload capability, tax information, and messaging capabilities.

About

READYSAVE 529

Manage your education savings plan account on the go. Securely access your 529 plan, track investments, and make contributions. Withdraw funds for education expenses starting July 2025.

Highlights
  • Secure 529 account access
  • View balance and transaction history
  • Add one-time or recurring contributions
  • Track investment allocations
  • Invite others to contribute
  • Withdraw funds for education expenses (July 2025)
Read full description

Manage your education savings plan account anywhere, anytime with the READYSAVE 529 mobile app. The app makes it easier than ever to: • Securely access your 529 plan account • Check your account balance, transaction history, and investment allocations • Add money to your balance as a one-time or recurring contribution • See how your savings stack up to others in your plan • Easily invite friends and family to help give your savings a boost • NEW (starting July 2025)– Take money out of your 529 account to pay for education expenses by sending payment directly to a school or university, or to a selected bank Participants in the following 529 programs can use the READYSAVE 529 mobile app to access their account: • Alaska 529* • Achieve Montana + • Arkansas Brighter Future 529 Plan* + • Bright Start 529 College Savings Plan (Illinois)* + • CollegeBound Saver (Rhode Island) + • Indiana529 Direct Savings Plan + • CollegeInvest (Colorado)* + • ISave 529 (Iowa)* + • College SAVE (North Dakota) + • DC College Savings Plan* + • The Education Plan (New Mexico)* + • Edvest College Savings Plan (Wisconsin)* + • HI529 – Hawaii’s College Savings Program* + • IDeal – Idaho College Savings Program* + • KY Saves 529* + • Learning Quest 529 Education Savings Program (Kansas)* • Maryland 529* + • Michigan Education Savings Program* + • Minnesota College Savings Plan* + • MOST – Missouri’s 529 Education Plan* + • NJBEST – (New Jersey) + • NY’s 529 College Savings Program + • Ohio’s 529 College Advantage* + • Oklahoma 529 College Savings Plan* + • PA 529 Investment Plan* + • Path2College 529 Plan (Georgia)* + • ScholarShare 529 (California) + • SMART529 (West Virginia) + • SMART529 Select (West Virginia) + • Future Path 529 Plan (Nevada)* + • T. Rowe Price College Savings Plan* + • TNStars* + * Denotes that users can enroll in the plan directly from the app + Denotes that users can withdraw money from their account to pay for education expenses

Screenshots

MOHELA4 screens
READYSAVE 5294 screens

Verdict

The call

The clearest difference is iOS requirement: READYSAVE 529 at 14.0 against MOHELA's 16.4. On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.6 for MOHELA against 4.7 for READYSAVE 529. Both are backed by a comparable volume of ratings — 47K and 30K respectively. Written reviews are what separate them: 26% of MOHELA's written reviews are positive against 31% of READYSAVE 529's.

UpkeepUpdate frequency

MOHELA ships an update every 2 months, READYSAVE 529 monthly. Both last shipped on October 27, 2026.

Scorecard1 real difference · 9 level
MOHELA versus READYSAVE 529: the parameters behind the verdict, then further details
ParameterMOHELAREADYSAVE 529
PriceFreeFree
Rating4.6 (47K ratings)4.7 (30K ratings) — better
Positive reviews26.1% of reviews30.8% of reviews — better
Number of ratings47K — better30K
Update frequencyEvery 2 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.414.0 — better
Further details — not scored
Size52 MB36 MB
Age rating4+4+
DeveloperMissouri Higher Education Loan AuthorityAscensus

Customer experience

MOHELA

All ratings46,734 ratings
Positive90.8%
Neutral2.3%
Negative6.9%
Written reviews153 reviews
Positive26.1%
Neutral3.9%
Negative69.9%

READYSAVE 529

All ratings29,596 ratings
Positive93.2%
Neutral2.2%
Negative4.6%
Written reviews571 reviews
Positive30.8%
Neutral15.6%
Negative53.6%

User reviews

MOHELA

From 47K App Store ratings

What we love

  • 🚀 Easy to use
  • 🚀 Convenient payment options
  • 🚀 User-friendly interface
  • 🚀 Helpful customer service
  • 🚀 Straightforward account management

Room to improve

  • 🐛 Login issues and password reset problems
  • 🐛 Inconsistent app functionality
  • 🐛 Lack of communication from the company
  • 🐛 Difficulty making payments and managing loans
  • 🐛 Poor customer service and long wait times

READYSAVE 529

From 30K App Store ratings

What we love

  • 🚀 Easy to use
  • 👍 Convenient for tracking 529 plans
  • 💡 Allows recurring contributions
  • 🚀 Fast and responsive
  • 👍 User-friendly interface

Room to improve

  • 🐛 Buggy and unreliable
  • 🔍 Limited functionality compared to website
  • 🔍 Lacks key features like performance tracking and withdrawal options
  • 🔍 Recurring contributions not flexible enough
  • 🔍 Difficult to find and navigate the app

Bugs and requests

MOHELA

Reported bugs

4 issues
  • App crashes and freezes frequently
  • Saved bank account information being deleted
  • Face ID/biometric login not working consistently
  • Confusing error messages and navigation

Requested features

4 requests
  • Ability to apply payments directly to principal
  • Option to view payment history and loan details within the app
  • Improved notification system to keep users informed
  • Integration of website features into the mobile app

READYSAVE 529

Reported bugs

4 issues
  • Login issues with Face ID and password saving
  • Inconsistent behavior when making changes to accounts
  • Delayed processing of contributions and gifts
  • Navigation issues within the app

Requested features

5 requests
  • Add ability to view individual investment performance
  • Provide more detailed information on fund allocations and investment options
  • Allow withdrawals and distributions from the app
  • Implement alerts for when relatives contribute to accounts
  • Support for tracking multiple 529 accounts across different states

In-app purchases

None

MOHELA

No in-app purchases

None

READYSAVE 529

No in-app purchases

Questions

Is MOHELA free?
MOHELA is free to download, with no in-app purchases.
Is READYSAVE 529 free?
READYSAVE 529 is free to download, with no in-app purchases.
Which has better reviews, MOHELA or READYSAVE 529?
READYSAVE 529 is rated higher. MOHELA averages 4.6 out of 5 from 47K ratings, while READYSAVE 529 averages 4.7 from 30K ratings.
Do MOHELA or READYSAVE 529 have ads?
Neither MOHELA nor READYSAVE 529 shows ads.
Which is updated more often, MOHELA or READYSAVE 529?
MOHELA ships an update every 2 months, and READYSAVE 529 monthly. Most recently, MOHELA was updated on October 27, 2026 and READYSAVE 529 on October 27, 2026.

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