MOHELA vs READYSAVE 529
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MOHELA
Manage your student loans with ease. Schedule payments, view your loan history, upload important documents, and access tax information securely. Get support and repayment options for your student loans.
- Schedule and manage payments
- View payment history
- Upload forms securely
- Access tax information
- Secure account access
- Messaging capabilities
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Manage your MOHELA student loans and schedule payments from your mobile phone! MOHELA is dedicated to providing world-class customer service for the students whose loans we manage. As your knowledgeable and approachable go-to resource for account information and repayment options, we provide the tools to help you successfully repay your student loans. MOHELA is here to assist! Headquartered in St. Louis, Missouri, our primary focus is student loan servicing. This app provides MOHELA’s CASHLoans and FFELP loan borrowers with quick and secure account access, payment scheduling/history, form upload capability, tax information, and messaging capabilities.
READYSAVE 529
Manage your education savings plan account on the go. Securely access your 529 plan, track investments, and make contributions. Withdraw funds for education expenses starting July 2025.
- Secure 529 account access
- View balance and transaction history
- Add one-time or recurring contributions
- Track investment allocations
- Invite others to contribute
- Withdraw funds for education expenses (July 2025)
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Manage your education savings plan account anywhere, anytime with the READYSAVE 529 mobile app. The app makes it easier than ever to: • Securely access your 529 plan account • Check your account balance, transaction history, and investment allocations • Add money to your balance as a one-time or recurring contribution • See how your savings stack up to others in your plan • Easily invite friends and family to help give your savings a boost • NEW (starting July 2025)– Take money out of your 529 account to pay for education expenses by sending payment directly to a school or university, or to a selected bank Participants in the following 529 programs can use the READYSAVE 529 mobile app to access their account: • Alaska 529* • Achieve Montana + • Arkansas Brighter Future 529 Plan* + • Bright Start 529 College Savings Plan (Illinois)* + • CollegeBound Saver (Rhode Island) + • Indiana529 Direct Savings Plan + • CollegeInvest (Colorado)* + • ISave 529 (Iowa)* + • College SAVE (North Dakota) + • DC College Savings Plan* + • The Education Plan (New Mexico)* + • Edvest College Savings Plan (Wisconsin)* + • HI529 – Hawaii’s College Savings Program* + • IDeal – Idaho College Savings Program* + • KY Saves 529* + • Learning Quest 529 Education Savings Program (Kansas)* • Maryland 529* + • Michigan Education Savings Program* + • Minnesota College Savings Plan* + • MOST – Missouri’s 529 Education Plan* + • NJBEST – (New Jersey) + • NY’s 529 College Savings Program + • Ohio’s 529 College Advantage* + • Oklahoma 529 College Savings Plan* + • PA 529 Investment Plan* + • Path2College 529 Plan (Georgia)* + • ScholarShare 529 (California) + • SMART529 (West Virginia) + • SMART529 Select (West Virginia) + • Future Path 529 Plan (Nevada)* + • T. Rowe Price College Savings Plan* + • TNStars* + * Denotes that users can enroll in the plan directly from the app + Denotes that users can withdraw money from their account to pay for education expenses
Screenshots
Verdict
The clearest difference is iOS requirement: READYSAVE 529 at 14.0 against MOHELA's 16.4. On price, rating, review sentiment and ratings volume there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.6 for MOHELA against 4.7 for READYSAVE 529. Both are backed by a comparable volume of ratings — 47K and 30K respectively. Written reviews are what separate them: 26% of MOHELA's written reviews are positive against 31% of READYSAVE 529's.
MOHELA ships an update every 2 months, READYSAVE 529 monthly. Both last shipped on October 27, 2026.
| Parameter | MOHELA | READYSAVE 529 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (47K ratings) | 4.7 (30K ratings) — better |
| Positive reviews | 26.1% of reviews | 30.8% of reviews — better |
| Number of ratings | 47K — better | 30K |
| Update frequency | Every 2 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.4 | 14.0 — better |
| Further details — not scored | ||
| Size | 52 MB | 36 MB |
| Age rating | 4+ | 4+ |
| Developer | Missouri Higher Education Loan Authority | Ascensus |
Customer experience
MOHELA
READYSAVE 529
User reviews
MOHELA
From 47K App Store ratingsWhat we love
- 🚀 Easy to use
- 🚀 Convenient payment options
- 🚀 User-friendly interface
- 🚀 Helpful customer service
- 🚀 Straightforward account management
Room to improve
- 🐛 Login issues and password reset problems
- 🐛 Inconsistent app functionality
- 🐛 Lack of communication from the company
- 🐛 Difficulty making payments and managing loans
- 🐛 Poor customer service and long wait times
READYSAVE 529
From 30K App Store ratingsWhat we love
- 🚀 Easy to use
- 👍 Convenient for tracking 529 plans
- 💡 Allows recurring contributions
- 🚀 Fast and responsive
- 👍 User-friendly interface
Room to improve
- 🐛 Buggy and unreliable
- 🔍 Limited functionality compared to website
- 🔍 Lacks key features like performance tracking and withdrawal options
- 🔍 Recurring contributions not flexible enough
- 🔍 Difficult to find and navigate the app
Bugs and requests
MOHELA
Reported bugs
4 issues- App crashes and freezes frequently
- Saved bank account information being deleted
- Face ID/biometric login not working consistently
- Confusing error messages and navigation
Requested features
4 requests- Ability to apply payments directly to principal
- Option to view payment history and loan details within the app
- Improved notification system to keep users informed
- Integration of website features into the mobile app
READYSAVE 529
Reported bugs
4 issues- Login issues with Face ID and password saving
- Inconsistent behavior when making changes to accounts
- Delayed processing of contributions and gifts
- Navigation issues within the app
Requested features
5 requests- Add ability to view individual investment performance
- Provide more detailed information on fund allocations and investment options
- Allow withdrawals and distributions from the app
- Implement alerts for when relatives contribute to accounts
- Support for tracking multiple 529 accounts across different states
In-app purchases
MOHELA
No in-app purchases
READYSAVE 529
No in-app purchases








