Comparison

eBranch BCA vs Permata ME

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

eBranch BCA

Streamline your banking experience by filling out various transaction forms digitally before visiting a branch. Open accounts, make deposits, apply for credit cards, and more, all from your mobile device. Schedule appointments for teller or customer service to save time.

Highlights
  • Digital form submission
  • Account opening
  • Cash deposit/withdrawal forms
  • Credit card applications
  • Service time reservations
  • Finger ID login
  • Transaction reminders
Read full description

Want to make transactions at BCA branches easier and more practical? With eBranch BCA, you can fill out forms anytime and anywhere, directly from your mobile phone. Now, you can fill out mobile forms for Account Opening (Tahapan BCA , Tahapan Xpresi, Tahapan Prestasi, BCA Dollar, and Tahapan Berjangka), Cash Deposits, Cash Withdrawals, BCA Credit Card Applications, Internet/Mobile Banking, and Foreign Currency Orders. Also enjoy other features, such as log in with Finger ID, transaction reminder, ease of contacting HaloBCA, and information on the status of your BCA credit card application and delivery. Want to make a reservation for Customer Service and Teller services? Can! After filling in the form, you can make a reservation for Customer Service or Teller service time according to your wishes. Haven't you had time to fill out the form yet? You can reserve service times using the online reservation feature without filling out a form first. To enjoy additional features and reservations, don't forget to sign up. Let's download eBranch BCA now! Use eBranch BCA – easy and practical! More info: www.bca.co.id

About

Permata ME

This mobile banking app offers a comprehensive suite of digital banking services. It simplifies transactions with features like free transfers, rewards, international payments, and QR code payments. Manage accounts, apply for loans, and access statements all from your smartphone.

Highlights
  • Free transfers with BI-FAST
  • Collect and redeem PermataPoin rewards
  • International transfers and forex
  • QRIS payments
  • Account opening for foreigners
  • Loan applications
  • Transaction history and statements
Features
Read full description

Permata ME (previously PermataMobile X) is a mobile banking app from Permata Bank that provides complete digital banking facility and services for all of your banking needs. Powered by innovation, Permata ME is designed as a technology to make your banking activities easier, faster, and more convenient. Permata ME presents a new and modernized home screen, also improved navigation system for your transaction convenience. Experience also a line-up of freshly crafted features such as: - Free transfer fee with BI-FAST. - Collect PermataPoin rewards from your daily transactions. Use PermataPoin for QR payment or redeem various shopping vouchers straight from the app. - International transfer and foreign exchange transactions with competitive exchange rate. - Quick and easy payment with QRIS, which can also be used to pay transactions abroad. - A wide variety of top up and bill payment transactions. Aside from these new features, lots of other features are also available, such as: - Quick Access menu before logging in, including Peeking Balance, QR, Branch Queuing, Mobile Cash, Notification, and PermataStore. - FAQ for you to discover solutions to your problems in Permata ME. - Digital account opening for foreigner is one click away. Now all you need is your visa or immigration stamp. - Debit Card Activation or Physical Debit Card Request made easy through Permata ME. - Exciting promos that you can see from the new home screen. - Portfolio that shows all your accounts in one place. - Settings for Favorite and Recurring Transactions, Forex Transaction Registration, Password and Security, Dark Mode, and Language. - Applying PermataKTA or Non-Collateral Loan through Permata ME to help you fulfill all your plans by financing cash of up to IDR 300 million with competitive interest starting from 0.88%. - SPT Document and e-Statement readily available according to your needs. - WhatsApp Gift to be sent on important or festive occasions. - Notification Inbox that stores all of your notifications, whether it is transaction, promos, or news notification. - Transaction History across all accounts that can be monitored easily through Permata ME. Permata Bank will continuously develop this app to serve you with the best banking experience. With Permata ME, explore the world of digital banking in your hand. PT Bank Permata, Tbk. is licensed and supervised by Financial Services Authority and Bank Indonesia, and a member of Indonesia Deposit Insurance Corporation. Permata Bank Head Office Gedung World Trade Center II (WTC II) Lt. 21 – 30 Jl. Jend. Sudirman Kav. 29 – 31 Kota Jakarta Selatan, Jakarta 12920

Screenshots

eBranch BCA4 screens
Permata ME4 screens

Verdict

The call

The clearest difference is rating: Permata ME at 3.1 against eBranch BCA's 2.5. Permata ME also leads on update cadence (every 2 weeks vs every 2 months) and ratings volume (77 vs 8). eBranch BCA's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (13.0 vs 15.1). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Permata ME holds the better App Store score, 3.1 against 2.5. That said, the two scores are not equally well evidenced: Permata ME has 77 ratings behind it against 8, so its average is the more settled of the two. Written reviews point the same way: 13% of eBranch BCA's written reviews are positive against 19% of Permata ME's.

UpkeepUpdate frequency

eBranch BCA ships an update every 2 months, Permata ME every 2 weeks. Both last shipped on October 14, 2026.

Scorecard5 real differences · 5 level
eBranch BCA versus Permata ME: the parameters behind the verdict, then further details
ParametereBranch BCAPermata ME
PriceFreeFree
Rating2.5 (8 ratings)3.1 (77 ratings) — better
Positive reviews12.7% of reviews18.6% of reviews — better
Number of ratings877 — better
Update frequencyEvery 2 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 — better15.1
Further details — not scored
Size417 MB264 MB
Age rating4+4+
DeveloperPT. Bank Central Asia TbkPT. Bank Permata, Tbk

Customer experience

eBranch BCA

All ratings8 ratings
Positive37.5%
Neutral0.0%
Negative62.5%
Written reviews55 reviews
Positive12.7%
Neutral29.1%
Negative58.2%

Permata ME

All ratings77 ratings
Positive45.5%
Neutral10.4%
Negative44.2%
Written reviews167 reviews
Positive18.6%
Neutral10.8%
Negative70.7%

In-app purchases

None

eBranch BCA

No in-app purchases

None

Permata ME

No in-app purchases

Questions

Is eBranch BCA free?
eBranch BCA is free to download, with no in-app purchases.
Is Permata ME free?
Permata ME is free to download, with no in-app purchases.
Which has better reviews, eBranch BCA or Permata ME?
Permata ME is rated higher. eBranch BCA averages 2.5 out of 5 from 8 ratings, while Permata ME averages 3.1 from 77 ratings.
Do eBranch BCA or Permata ME have ads?
Neither eBranch BCA nor Permata ME shows ads.
Which is updated more often, eBranch BCA or Permata ME?
eBranch BCA ships an update every 2 months, and Permata ME every 2 weeks. Most recently, eBranch BCA was updated on October 14, 2026 and Permata ME on October 14, 2026.

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