Comparison

TK vs DAK app

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

TK

Manage your health insurance digitally. Upload receipts, view sick notes, and track fitness for bonus points. Securely communicate with your provider and access your health data.

Highlights
  • Digital receipt uploads
  • View sick notes
  • Secure messaging with provider
  • Digital bonus program
  • Fitness tracking via Apple Health/Fitbit
  • Access to health data (TK-Safe)
Read full description

“Die Techniker” provides its customers with a digital all-purpose tool. For example, you can use this app to upload your receipts for reimbursement, view existing sick notes, or do something for your fitness while collecting bonus points." FEATURES - Protection of sensitive data through secure login (e.g. no jailbreak allowed) - Transmission of sick notes and documents - Send messages to the Techniker - Receive letters from the Techniker - Use the TK Bonus Program completely digitally - TK-Fit with access to Apple Health or Fitbit - Overview of prescribed drugs of the last six years - Apply for reimbursement of costs for medicines, vaccines, osteopathy and health courses SECURITY As a statutory health insurance company, we are committed to the best possible protection of your health data. That's why we check your identity when setting up TK-App on your smartphone. You can either identify yourself online using your ID card and PIN via the Nect Wallet app or by entering an activation code. We‘ll send you the activation code via post. You can find everything else about our security concept at www.tk.de/tk/942778 Note: The use of TK-App with jailbroken devices is generally not possible. FURTHER DEVELOPMENT We are continuously adding new features to TK-App - your ideas and hints help us most. Write us directly and anonymously via the feedback function in TK-App. BONUS & TK-Fit Membership in a football club, regular check-ups at the dentist, the non-smoking course after New Year's Day - all these things earn points for the TK Bonus Program. And thanks to the connection to Apple Health or Fitbit, you'll receive points for many other activities. TK-SAFE With TK-Safe you have all relevant health data at a glance: Your visits to the doctor, diagnoses, medication, vaccinations, preventative medical checkups and much more. Please note that TK-Fit and TK-Safe are not available in English yet. REQUIREMENTS For the TK-App: - TK customer - iOS 18 or higher - No device with modified operating system, e.g. Jailbreak (For more information, see www.tk.de/tk/942782) For TK-Fit: - Step counting using Apple Health or Fitbit and your smartphone or a compatible fitness tracker (for information on TK-Fit, see www.tk.de/tk/938122) ACCESSIBILITY We aim at providing you an app that is as barrier-free as possible. You can find the accessibility statement at https://www.tk.de/techniker/2137808.

About

DAK app

Manage your health insurance matters conveniently from your smartphone. Submit documents, track sick notes, manage bonus programs, and access online consultations. This app provides a secure digital service center for all your insurance needs.

Highlights
  • Submit invoices and certificates
  • View sick notes
  • Manage bonus program
  • Online video consultation
  • Digital mailbox
  • Family service
Features
Read full description

DAK App: My pocket DAK Submit invoices and certificates, manage bonus programs, report a move or change of name, apply for a new insurance card – with the DAK App this is easy and fast. Discover the service center for your pocket! What is Meine DAK? "Meine DAK" is your protected area where you can quickly and easily handle your matters, either via app or on the web. The app is also your personal key for a secure login on the web – you always need it for two-factor authentication. We thus ensure that your health data is well protected. What are the advantages of the DAK App? • Submit invoices and certificates: Send documents easily and conveniently with the scanning function. • See the sick notes received by DAK, both the sick notes submitted by you and any electronically transmitted sick notes (eCoIfW). • Manage the bonus program "AktivBonus": Earn points and convert them into cash rewards via the DAK app. • Easy to use and customizable: Set the DAK App exactly as you need it, for example the font size. • Your fastest connection to us: Call back service, chat, telephone or e-mail – you have the choice. • Digital mailbox saves paper and time: Deal with matters quickly, easily and paperless with the app. • Family service: Deal with matters related to your family-insured children conveniently via the app. • DAK online video consultation: Easy access to specialists with online doctor´s appointment Other functions of the DAK App • Unlock the ePA app and use electronic patient files To the DAK App in four steps To use the DAK App, you need to register once. After that, you can log in to the DAK App with your fingerprint or facial recognition, for example. How to set up the app 1. Download the app 2. Confirm e-mail address 3. Set up app code 4. Identify yourself personally Here you can find video instructions for setting up the app: https://www.dak.de/app Register once, use all DAK applications The registration and identification process is designed to protect your health data. Another advantage: You only have to identify yourself personally once and then you can use our various digital offers, easily and safely. With only a password or your app code! Here you will find common questions about the app and the registration process: https://www.dak.de/dak-id Who can use the DAK App? The DAK App can be used by all insured persons aged 15 or over, provided they have a health card and a smartphone with the current operating system (iOS 15 or higher). The smartphone must also be protected by a display lock, for example by biometric recognition. Other technical requirements • No rooted device Accessibility The accessibility statement of the app can be found at: https://www.dak.de/barrierefreiheit-app How to contact us Are you having technical problems with the DAK App? When installing, registering or logging in? We are happy to help you. Please let us know your technical problem using this form: https://www.dak.de/app-support Or just call us on: 040 325 325 555. We look forward to your feedback! We will continuously expand the scope of the app according to your wishes. To make it as easy as possible for you, we ask for your opinion directly in the app at various points. We look forward to your comments, evaluations and suggestions to continually develop the DAK App so that the benefit for you will be even better.

Screenshots

TK4 screens
DAK app4 screens

Verdict

The call

The clearest difference is ratings volume: TK at 1.2K against DAK app's 78. TK also leads on rating (4.8 vs 4.6). DAK app's advantage is review sentiment (85% vs 72%) and iOS requirement (16.7 vs 18.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

TK holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: TK has 1.2K ratings behind it against 78, so its average is the more settled of the two. Written reviews complicate that: 72% of TK's written reviews are positive against 85% of DAK app's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

TK ships an update every 2 weeks, DAK app every 3 weeks. The most recent releases landed on September 28, 2026 and September 26, 2026 respectively.

Scorecard4 real differences · 6 level
TK versus DAK app: the parameters behind the verdict, then further details
ParameterTKDAK app
PriceFreeFree
Rating4.8 (1.2K ratings) — better4.6 (78 ratings)
Positive reviews72.4% of reviews85.0% of reviews — better
Number of ratings1.2K — better78
Update frequencyEvery 2 weeks — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone
Requires iOS18.016.7 — better
Further details — not scored
Size538 MB168 MB
Age rating12+17+
DeveloperTechniker Krankenkasse (TK)DAK

Customer experience

TK

All ratings1,187 ratings
Positive96.5%
Neutral1.5%
Negative2.0%
Written reviews116 reviews
Positive72.4%
Neutral11.2%
Negative16.4%

DAK app

All ratings78 ratings
Positive88.5%
Neutral2.6%
Negative9.0%
Written reviews60 reviews
Positive85.0%
Neutral6.7%
Negative8.3%

Bugs and requests

TK

Reported bugs

5 issues
  • Login issues after updates
  • Incompatibility with older devices
  • Synchronization problems with Apple Health
  • Errors when submitting sick notes
  • Incomplete English translations

Requested features

5 requests
  • English language support for all features
  • Integration with more fitness tracking apps
  • Larger QR code display in wallet for easier scanning
  • Ability to view and manage bonus program details
  • Improved data synchronization and real-time updates

DAK app

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

TK

No in-app purchases

None

DAK app

No in-app purchases

Questions

Is TK free?
TK is free to download, with no in-app purchases.
Is DAK app free?
DAK app is free to download, with no in-app purchases.
Which has better reviews, TK or DAK app?
TK is rated higher. TK averages 4.8 out of 5 from 1.2K ratings, while DAK app averages 4.6 from 78 ratings.
Do TK or DAK app have ads?
Neither TK nor DAK app shows ads.
Which is updated more often, TK or DAK app?
TK ships an update every 2 weeks, and DAK app every 3 weeks. Most recently, TK was updated on September 28, 2026 and DAK app on September 26, 2026.

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