kiple vs Panda Remit
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
kiple
Manage your finances with a secure e-wallet offering a larger wallet size and biometric login. Perform various transactions like payments, reloads, and remittances, and use a prepaid card for online/offline shopping and ATM withdrawals.
- Increased wallet size (up to RM30,000)
- Secure biometric login
- Remittance services
- Mobile reloads and bill payments
- QR transactions
- Kiple Visa Prepaid Card for shopping and ATM withdrawals
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Kiple is your digital partner for financial empowerment, designed to make managing money easier, safer, and more inclusive. With a sleek new design, an increased wallet size of up to RM30,000, and secure biometric login, the Kiple e-Wallet offers a smarter way to pay, save, and disburse funds. Enjoy a full suite of convenient features including remittance, mobile reloads, bill payments, QR transactions, and more—all in one app. Plus, with the Kiple Visa Prepaid Card, you can shop online or in-store, and even perform ATM withdrawals locally and abroad, giving you greater access and flexibility wherever you go. Kiple empowers individuals and businesses to take control of their finances with security, convenience, and innovation at the core. Kiplepay Sdn Bhd is a licensed e-money operator, regulated by Bank Negara Malaysia. Find out more at: https://www.kiple.com
Panda Remit
Send money globally with a trusted remittance service. Supports over 50 countries and offers fast transfers, competitive exchange rates, and secure transactions. Ideal for personal and educational payments.
- Global remittances in 50+ countries
- Receive money via banks and e-wallets
- Supports small & large amount transfers
- Tuition payment for overseas students
- Real-time order status tracking
- Competitive exchange rates
- Fast transfer speeds
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Choose Panda Remit for global remittances, trusted by millions of users. Send faster and receive more! Global remittances: Panda Remit offers cross-border remittance service in 50+ countries/regions, including Mainland of China, Hong Kong China, Singapore, Japan, South Korea, the United States, Canada, Europe, Australia, New Zealand, Brazil, India, Mexico, Thailand, Malaysia, the Philippines, Indonesia, etc. Money receiving: Panda Remit users can receive money via 500+ mainstream banks and e-wallets like Alipay(China), Weixin(China), PayPal(USA), Wise(USA), Paytm(India), Touch 'N Go(Malaysia), GCash(the Philippines), etc.; Remittance types: Panda Remit offers multiple types of remittances that meet your needs, including small & large amount remittances, CNY remittances (to receive USD, HKD, EUR, AUD, CAD, etc.), tuition payment (overseas students can pay their tuition, living expenses, enrollment fee, etc. to schools in 28 countries/regions). Remittance mechanism: Panda Remit APP has a real-time status tracking function that users can use to check order status in the whole process transparently. Fees: Panda Remit updates its exchange rates based on real-time internet rates and always offers the best rates for users. New users making first transfer can enjoy 0 fee. Transfer efficiency: Panda Remit achieves "as fast as 2 minutes to arrive" in most scenarios. Security: Our products have passed PCI DSS certification, and our security capabilities have been recognized by international authoritative financial institutions. Compliance: Panda Remit has licenses in multiple global markets, including Money Service Operator (MSO) license issued by Hong Kong China, Major Payment Institution license issued by Singapore MAS, Funds Transfer Service Provider license issued by Japan, Money Services Business (MSB) license issued by USA, Money Services Business (MSB) license issued by Canada, Remittance Service Provider license issued by Australia AUSTRAC, Financial Service Providers (FSP) issued by New Zealand, etc., ensuring all cross-border services are managed in accordance with the law, protecting user funds. Both money sending and receiving are legally protected via Panda Remit with clear fund flow supervision. Investment and cooperation: Panda Remit has received investment and support from Sequoia and Lightspeed, and has established global partnerships with Alipay and Weixin. Customer service: Panda Remit offers 7*24 online service. Users can enjoy 1-on-1 service to solve problems. Available currency exchanges (part of it): Asia: HKD to CNY, HKD to IDR, HKD to THB, HKD to INR, HKD to PHP; SGD to CNY, SGD to INR, SGD to VND, SGD to MYR, SGD to IDR, SGD to THB, SGD to PHP; JPY to CNY, KRW to CNY; CNY to HKD, CNY to SGD, CNY to JPY; CNY to USD, CNY to CAD, CNY to AUD, CNY to EUR, etc. North America: USD to CNY, USD to INR, USD to THB, USD to PHP, CAD to CNY, CAD to THB, CAD to INR, etc. Oceania: AUD to CNY, AUD to MYR, AUD to THB, AUD to IDR, AUD to PHP, AUD to INR, NZD to CNY, etc. Europe: EUR to CNY, GBP to CNY, EUR to THB, GBP to INR, EUR to INR, EUR to NPR; RON to CNY, CZK to CNY, HUF to CNY, HUF to THB, RON to NPR, etc. Choose Panda Remit for global remittances. Send faster and receive more! Website: https://www.pandaremit.com/ Customer service email address: service@pandaremit.com Company address: 150 Beach Road #28-01/02 Gateway West Singapore 189720
Screenshots
Verdict
The clearest difference is review sentiment: Panda Remit at 77% against kiple's 23%. Panda Remit also leads on rating (4.7 vs 3.0) and ratings volume (9.1K vs 4). kiple's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (13.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Panda Remit holds the better App Store score, 4.7 against 3.0. That said, the two scores are not equally well evidenced: Panda Remit has 9.1K ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 23% of kiple's written reviews are positive against 77% of Panda Remit's.
kiple ships an update every 2 weeks, Panda Remit weekly. The most recent releases landed on June 10, 2026 and September 24, 2026 respectively.
| Parameter | kiple | Panda Remit |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (4 ratings) | 4.7 (9.1K ratings) — better |
| Positive reviews | 23.1% of reviews | 77.0% of reviews — better |
| Number of ratings | 4 | 9.1K — better |
| Update frequency | Every 2 weeks | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 132 MB | 152 MB |
| Age rating | 4+ | 4+ |
| Developer | Kiplepay Sdn. Bhd. | WO TRANSFER (HK) LIMITED |
Customer experience
kiple
Panda Remit
Bugs and requests
kiple
Not enough reviews yet to summarise bugs or requests.
Panda Remit
Reported bugs
3 issues- Login and verification problems
- Incomplete or delayed transactions
- Compatibility issues with certain devices
Requested features
4 requests- Expand supported currencies
- Improve in-app notifications
- Provide more transparency on exchange rates
- Enhance mobile app experience
In-app purchases
kiple
No in-app purchases
Panda Remit
No in-app purchases








