Comparison

Citibank KR vs SB톡톡플러스

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Citibank KR

Manage your banking needs with a streamlined mobile experience. Features include easy registration, simplified transfers, smart notifications, and in-app chat support. Access nearly all banking capabilities from your device for enhanced convenience and security.

Highlights
  • Hassle-free registration
  • Simplified transfers
  • Smart notifications
  • Mobile chat support
  • Full banking capabilities
  • Enhanced safety features
Read full description

Experience the Citi Mobile App, improved with easier navigation, newer design and stronger authentication. Key Functionalities ▶ Hassle-free Registration No more IDs and passwords. Registration is completed instantly with phone verification and 6 digit PIN number set up. ▶ Simplified Transfers Make transfers without the hassle of account PINs, digital certificate presentation, etc. * Depending on the transaction risk (transfer amount, recipient account) some additional authentication such as OTP/SMS OTP authentication may be required for your financial security. ▶ Smart Notifications Never miss another account activity and events/privileges for you. ▶ Mobile Chat Got questions? We’re right here to help. Chat with a Citiphone officer at your convenience. ▶ A Citi® branch, in your hand With your busy schedule. We know you don’t want to add in a branch visit in your calendar. That’s why we included almost all our banking capabilities in Citi Mobile® ▶ Enhanced Safety Citi Mobile® is compliant with Citi’s global data protection and fraud detection standards. Permission to Access ● Optional Access : CitiMobile® works best when given access to the following. - Location : Allows the app to look up nearest branch/ATM. - Photo: Allows to save a copy of passbook. - Face ID : Allows to authenticate user with Face ID. - Push : Allows the app to send real-time notifications on banking transactions. - Camera : Allows the app to take a picture of ID card, recognize faces, upper body shot, scan bar code/QR code for service application. * Citi Mobile® will not function on jailbroken/rooted devices. Such devices will need to be reset before running Citi mobile®. * If you have any queries about Citi Mobile®, please use our Mobile Chat or contact Citiphone. * The use of this Citibank KR app is for the customers of Citibank KR only. Content provided via this Citibank KR app is not specifically created for any territory other than where Citibank KR operates/is licensed to operate. Compliance Review 2406-01-047 ( 2024.06.18 )

About

SB톡톡플러스

Access 66 savings banks through a single app. Manage all your accounts, compare financial products, and perform various banking tasks like opening new accounts and applying for cards, all without visiting a branch. Enjoy secure and convenient login options.

Highlights
  • Unified access to 66 savings banks
  • View all accounts at once
  • Compare savings bank loan and deposit products
  • Non-face-to-face banking services
  • Secure and convenient login options
  • Easy fund transfer services
Features
Read full description

66개 저축은행을 'SB톡톡플러스' 하나의 앱을 통해 만나보세요. 'SB톡톡'과 '스마트뱅킹'이 통합하여 새롭게 개편되었습니다. ■ 다양한 저축은행의 기능을 통합 가입한 모든 저축은행을 전계좌조회를 통해 한번에 조회 다양한 저축은행의 대출, 예/적금 금융상품을 조회 모든 저축은행의 예/적금 금리를 한눈에 비교 ■ 은행 방문이 필요 없는 금융 업무 비대면 서비스로, 신규 계좌 개설, 제증명 발급, 체크카드 신청 등 다양한 은행 업무 이용 가능 ■ 간편하고 안전한 로그인 고객의 취향에 따라 지문, 패턴, 간편비밀번호, 공인인증서, 아이디로 빠르게 로그인 통합로그인 기능을 통해 가입한 각 저축은행에 별도의 로그인 없이 자유롭게 이동이 가능 ■ 손쉬운 이체 서비스 1회 300만원 한도 내에서 한번에 송금할 수 있는 간편이체 서비스 영업점 방문 없이, 비대면으로 지연이체 서비스 해지 카카오톡 친구에게 간편하게 카카오톡 이체 ■ 고객센터 운영 시간 안내 - 디지털뱅킹 고객센터 : 1544-3637 - 운영 시간 : 주/야간 및 (공)휴일 24시간 365일 ■ 앱 접근 권한 안내 - (필수) 저장공간 : 공인인증서 등 보안매체 접근을 위한 사용 - (필수) 전화 : 본인 인증, 기기 인증을 위한 사용 - (선택) 카메라 : 신분증 촬영, 공인인증서 복사 시 QR코드 인식 사진 촬영을 위한 사용 - (선택) 위치 : 영업점 및 ATM 위치를 찾기 위한 사용 - (선택) 알림 : 금융정보, 이벤트 등 PUSH 전송을 위한 사용 ※ 고객님의 원활한 앱 이용을 위해 최소한의 접근권한을 요청합니다. ※ 선택적 접근권한은 동의하지 않아도 서비스를 이용할 수 있으나, 일부 기능 사용에 제한이 있을 수 있습니다.

Screenshots

Citibank KR3 screens
SB톡톡플러스4 screens

Verdict

The call

The clearest difference is rating: SB톡톡플러스 at 4.7 against Citibank KR's 4.5. SB톡톡플러스 also leads on review sentiment (93% vs 82%). Citibank KR's advantage is ratings volume (119 vs 12) and iOS requirement (12.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SB톡톡플러스 holds the better App Store score, 4.7 against 4.5. That said, the two scores are not equally well evidenced: Citibank KR has 119 ratings behind it against 12, so its average is the more settled of the two. Written reviews point the same way: 82% of Citibank KR's written reviews are positive against 93% of SB톡톡플러스's.

UpkeepUpdate frequency

Citibank KR ships an update every 4 months, SB톡톡플러스 every 2 months. The most recent releases landed on June 11, 2026 and September 27, 2026 respectively.

Scorecard4 real differences · 6 level
Citibank KR versus SB톡톡플러스: the parameters behind the verdict, then further details
ParameterCitibank KRSB톡톡플러스
PriceFreeFree
Rating4.5 (119 ratings)4.7 (12 ratings) — better
Positive reviews82.2% of reviews93.3% of reviews — better
Number of ratings119 — better12
Update frequencyEvery 4 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.0 — better15.0
Further details — not scored
Size134 MB217 MB
Age rating9+4+
DeveloperCITIBANK KOREA INC.FEDERATION OF SAVINGS BANK

Customer experience

Citibank KR

All ratings119 ratings
Positive87.4%
Neutral3.4%
Negative9.2%
Written reviews135 reviews
Positive82.2%
Neutral3.7%
Negative14.1%

SB톡톡플러스

All ratings12 ratings
Positive91.7%
Neutral0.0%
Negative8.3%
Written reviews60 reviews
Positive93.3%
Neutral0.0%
Negative6.7%

Bugs and requests

Citibank KR

Reported bugs

23 issues
  • Account transfer not working after iOS update
  • Login issues with newest version
  • Cannot log in with old ID-plus-password combination
  • Non-Korean names cannot be entered correctly
  • Copy certificate function not working
Show 18 more
  • Language setting resets to Korean
  • Transfer button missing after entering amount
  • App crashes or doesn't launch
  • Service error upon login
  • Account authentication errors
  • Cannot use fingerprint recognition with MVNOs on iPhone
  • Errors during new account opening (phone authentication, ID recognition, javascript)
  • Mobile transfer not working
  • Cannot register for simple payment
  • App login not working
  • Coupon box error
  • App does not launch
  • Cannot use fingerprint recognition with MVNOs
  • Cannot input long password for public certificate authentication on iOS
  • App crashes on iOS 10.2.1 due to 'hacked phone' message
  • Fund names not displayed in English
  • Menu navigation is inconvenient
  • Smart notification settings reset issue

Requested features

22 requests
  • iOS 16 update
  • Improved language setting persistence
  • Better support for non-Korean names in login
  • Fix for 'copy certificate' function
  • More space for non-Korean names
Show 17 more
  • Face ID support for iPhone users
  • Support for newer iPhone resolutions
  • Ability to disable password requirement for login
  • Add cancellation notification for payments
  • Display monthly spending summary
  • Add tab for card benefits and satisfaction
  • Support for iPad version
  • Add Face ID support for iPhone X
  • Add support for Face ID
  • Improve security card number input for transfers
  • Add real-time transaction notifications
  • Add monthly/yearly spending summary
  • Add support for Face ID on iPhone X
  • Add Face ID support
  • Add Face ID support
  • Add Face ID support
  • Add Face ID support

SB톡톡플러스

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Citibank KR

No in-app purchases

None

SB톡톡플러스

No in-app purchases

Questions

Is Citibank KR free?
Citibank KR is free to download, with no in-app purchases.
Is SB톡톡플러스 free?
SB톡톡플러스 is free to download, with no in-app purchases.
Which has better reviews, Citibank KR or SB톡톡플러스?
SB톡톡플러스 is rated higher. Citibank KR averages 4.5 out of 5 from 119 ratings, while SB톡톡플러스 averages 4.7 from 12 ratings.
Do Citibank KR or SB톡톡플러스 have ads?
Neither Citibank KR nor SB톡톡플러스 shows ads.
Which is updated more often, Citibank KR or SB톡톡플러스?
Citibank KR ships an update every 4 months, and SB톡톡플러스 every 2 months. Most recently, Citibank KR was updated on June 11, 2026 and SB톡톡플러스 on September 27, 2026.

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