Citibank KR vs EXIMPay+

Experience the Citi Mobile App, improved with easier navigation, newer design and stronger authentication. Key Functionalities ▶ Hassle-free Registration No more IDs and passwords. Registration is completed instantly with phone verification and 6 digit PIN number set up. ▶ Simplified Transfers Make transfers without the hassle of account PINs, digital certificate presentation, etc. * Depending on the transaction risk (transfer amount, recipient account) some additional authentication such as OTP/SMS OTP authentication may be required for your financial security. ▶ Smart Notifications Never miss another account activity and events/privileges for you. ▶ Mobile Chat Got questions? We’re right here to help. Chat with a Citiphone officer at your convenience. ▶ A Citi® branch, in your hand With your busy schedule. We know you don’t want to add in a branch visit in your calendar. That’s why we included almost all our banking capabilities in Citi Mobile® ▶ Enhanced Safety Citi Mobile® is compliant with Citi’s global data protection and fraud detection standards. Permission to Access ● Optional Access : CitiMobile® works best when given access to the following. - Location : Allows the app to look up nearest branch/ATM. - Photo: Allows to save a copy of passbook. - Face ID : Allows to authenticate user with Face ID. - Push : Allows the app to send real-time notifications on banking transactions. - Camera : Allows the app to take a picture of ID card, recognize faces, upper body shot, scan bar code/QR code for service application. * Citi Mobile® will not function on jailbroken/rooted devices. Such devices will need to be reset before running Citi mobile®. * If you have any queries about Citi Mobile®, please use our Mobile Chat or contact Citiphone. * The use of this Citibank KR app is for the customers of Citibank KR only. Content provided via this Citibank KR app is not specifically created for any territory other than where Citibank KR operates/is licensed to operate. Compliance Review 2406-01-047 ( 2024.06.18 )

[EXIMPay+] EXIMPay+ is a mobile-based service for user authentication, payment (electronic wallet), and tax refunds. Users can verify themselves online or offline using their personal data. • EXIMPay+ provides verification, authentication, and payment services for users in online duty-free stores and airlines. • EXIMPay+ supports tax refunds for products purchased from Eximbay-affiliated merchants. • EXIMPay+ ensures a seamless user experience in online duty-free shops and for airline services. [EXIMPay+ Main Services] 1. Verification Service Verify your identity online using your personal information. 2. Card Wallet Payment Register your payment card and make secure payments. 3. Mobile Passport Generate a passport QR code for offline verification. 4. KYC Submit your KYC data to merchants requesting it to fulfill KYC requirements. 5. Tax Refund Apply for a tax refund immediately through the mobile app without using a kiosk. [Service Targets] • Global users who want to verify themselves online/offline. • All international visitors to Korea. [Main Service Process] 1. Verification Service Scan a QR code, provide the requested data to merchants, then tap “Confirm.” 2. Card Wallet Payment Register a credit card, select your payment method, and complete the payment. 3. Passport QR Generate a passport QR code and present it to merchants. 4. KYC Scan your passport, verify it via ePassport NFC, and undergo face liveness matching. 5. Tax Refund Scan the tax-refund receipt, register the card to receive refunds, and apply for export clearance and refunds. (Export clearance can only be done at the airport.) [Contact Us] [app@eximbay.com](mailto:app@eximbay.com) *** EXIMPay+ is a free, comprehensive service for foreign users provided by Eximbay Co., Ltd. However, when using 3G / LTE / 5G / roaming, additional data charges may apply depending on your mobile plan. *** Eximbay does not store any user-provided information. All data is stored on the user’s mobile device and is transmitted in encrypted form to relevant merchants and payment companies only when necessary and only with the user’s consent.