BI Mobile vs Permata ME
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BI Mobile
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BI Mobile is the official app of Bank Indonesia (Central Bank of the Republic of Indonesia), providing access to the latest exchange rates, news, press releases, regulations, statistics and career opportunities as well as upcoming events, seminars and workshops, along with information concerning monetary policy, the payment system and financial system stability. The features of BI Mobile include: • About Bank Indonesia • Career information and Upload a CV • Exchange Rates and Exchange Rate Calculator • BI 7-Day (Reverse) Repo Rate Information • Reserve Assets • Event Information and Registration • Latest Info and Press Releases • Regulations and Circular Letters • Various Publications, including Survey Reports • Latest Events/Seminars • Public Information Requests • Bank Indonesia Infographics • Bank Indonesia Social Media
Permata ME
This mobile banking app offers a comprehensive suite of digital banking services. It simplifies transactions with features like free transfers, rewards, international payments, and QR code payments. Manage accounts, apply for loans, and access statements all from your smartphone.
- Free transfers with BI-FAST
- Collect and redeem PermataPoin rewards
- International transfers and forex
- QRIS payments
- Account opening for foreigners
- Loan applications
- Transaction history and statements
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Permata ME (previously PermataMobile X) is a mobile banking app from Permata Bank that provides complete digital banking facility and services for all of your banking needs. Powered by innovation, Permata ME is designed as a technology to make your banking activities easier, faster, and more convenient. Permata ME presents a new and modernized home screen, also improved navigation system for your transaction convenience. Experience also a line-up of freshly crafted features such as: - Free transfer fee with BI-FAST. - Collect PermataPoin rewards from your daily transactions. Use PermataPoin for QR payment or redeem various shopping vouchers straight from the app. - International transfer and foreign exchange transactions with competitive exchange rate. - Quick and easy payment with QRIS, which can also be used to pay transactions abroad. - A wide variety of top up and bill payment transactions. Aside from these new features, lots of other features are also available, such as: - Quick Access menu before logging in, including Peeking Balance, QR, Branch Queuing, Mobile Cash, Notification, and PermataStore. - FAQ for you to discover solutions to your problems in Permata ME. - Digital account opening for foreigner is one click away. Now all you need is your visa or immigration stamp. - Debit Card Activation or Physical Debit Card Request made easy through Permata ME. - Exciting promos that you can see from the new home screen. - Portfolio that shows all your accounts in one place. - Settings for Favorite and Recurring Transactions, Forex Transaction Registration, Password and Security, Dark Mode, and Language. - Applying PermataKTA or Non-Collateral Loan through Permata ME to help you fulfill all your plans by financing cash of up to IDR 300 million with competitive interest starting from 0.88%. - SPT Document and e-Statement readily available according to your needs. - WhatsApp Gift to be sent on important or festive occasions. - Notification Inbox that stores all of your notifications, whether it is transaction, promos, or news notification. - Transaction History across all accounts that can be monitored easily through Permata ME. Permata Bank will continuously develop this app to serve you with the best banking experience. With Permata ME, explore the world of digital banking in your hand. PT Bank Permata, Tbk. is licensed and supervised by Financial Services Authority and Bank Indonesia, and a member of Indonesia Deposit Insurance Corporation. Permata Bank Head Office Gedung World Trade Center II (WTC II) Lt. 21 – 30 Jl. Jend. Sudirman Kav. 29 – 31 Kota Jakarta Selatan, Jakarta 12920
Screenshots
Verdict
The clearest difference is update cadence: Permata ME at every 2 weeks against BI Mobile's every 26 months. BI Mobile's advantage is iOS requirement (12.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BI Mobile ships an update every 26 months, Permata ME every 2 weeks. The most recent releases landed on October 11, 2026 and October 24, 2026 respectively.
| Parameter | BI Mobile | Permata ME |
|---|---|---|
| Price | Free | Free |
| Rating | — | 3.1 (77 ratings) — better |
| Positive reviews | — | 18.6% of reviews |
| Number of ratings | — | 77 — better |
| Update frequency | Every 26 months | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 12.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 35 MB | 264 MB |
| Age rating | 4+ | 4+ |
| Developer | Bank Indonesia | PT. Bank Permata, Tbk |
In-app purchases
BI Mobile
No in-app purchases
Permata ME
No in-app purchases
