S PAY GLOBAL vs BIMB Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
S PAY GLOBAL
This e-wallet app facilitates secure digital payments for bills and purchases at participating merchants. Users can easily top up their balance and enjoy a cashless lifestyle with features like QR code payments, bill splitting, and peer-to-peer transfers.
- Scan & Pay using QR Codes
- Split bills
- Peer to peer fund transfers
- Loyalty Rewards discounts
- Bill subscription and payment
- Transaction history
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SPayGlobal (also known as Sarawak Pay) is the Sarawak Government Fintech mobile app platform that provides a convenient and secured e-wallet functionality. Users can make digital payment for bills and purchases at participating merchants. Users can top up their e-wallet through internet banking and credit cards and enjoy the convenience of cashless payments. SPayGlobal allows users to: - Scan & Pay using QR Codes - Split bills amongst SPayGlobal users - Perform peer to peer fund transfers - Enjoy discounts vouchers within Loyalty Rewards - Purchase and renew insurance, pay study loans, order food, make donations, pay for street parking, etc. - Subscribe, manage and pay your bills - Check transaction history conveniently - Search or view merchant listing - Register and operate an Individual Merchant Account SPayGlobal is operated by SiliconNet Technologies Sdn Bhd (SNT), on behalf of the Sarawak Government. SNT holds an eWallet license from Bank Negara Malaysia. This App is available in English. Download Now to begin your cashless lifestyle! It’s FREE! Need assistance? Email us at customerservice@spayglobal.my Like and follow our Facebook page at @S PAY GLOBAL.
BIMB Mobile
Manage your finances effortlessly with this comprehensive mobile banking application. It offers secure login, bill payments, fund transfers, and convenient access to various financial services. Stay connected and in control of your money with real-time alerts and easy transaction management.
- Quick & Secure Biometric Login
- Intuitive Financial Dashboard
- Secure Transaction Authorization (BIMB Secure)
- Instant Bill Payments & Reloads
- Seamless Funds Transfers (DuitNow)
- DuitNow QR Payments & Receipts
- Tabung Haji Savings Management
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Welcome to BIMB Mobile - Your Trusted Mobile Banking Partner Bank smarter with BIMB Mobile, your all-in-one banking app for effortless financial management. With a sleek new design and an enhanced user experience, managing your banking tasks has never been easier. Key Features 1. Quick & Secure Login Access your account with ease using biometric login. Enjoy faster, more secure access with Face ID or fingerprint recognition for worry-free banking. 2. Refreshed Dashboard Navigate your finances with an all-new, intuitive dashboard. Manage your accounts, view transaction history, track your wealth, financing, and card services—all from one simple screen. 3. BIMB Secure for Peace of Mind Authorize your transactions safely with BIMB Secure, replacing GO Secure. Control your banking with enhanced security measures and get real-time transaction alerts for a safer banking experience. 4. Pay to Billers Settle bills, credit card payments, or financing accounts instantly. BIMB Mobile makes paying bills quick, easy, and secure. 5. Prepaid Reload Recharge prepaid mobile numbers in just a few taps—fast and convenient, so you can always stay connected. 6. Sadaqa Donate to trusted foundations and organizations directly from the app. With BIMB, making a meaningful contribution has never been easier. 7. JomPAY Pay your bills to over 10,000 billers effortlessly with JomPAY. Skip the queue and take care of payments from wherever you are. 8. Funds Transfer Sending money to friends or family is seamless. Use DuitNow to transfer funds instantly using just a mobile number. 9. DuitNow QR Pay to merchants who accept DuitNow QR, Malaysia’s national QR payment standard. Use "Scan & Pay" for easy purchases, or "Scan Me" to receive payments from others instantly. 10. Tabung Haji Track and manage your Tabung Haji savings effortlessly. View balances, deposit funds, and save for your Hajj journey with ease. 11. Push Notifications Get instant notifications for every transaction. Stay on top of your banking activities, in real-time. 12. Share Transaction Receipts Easily share receipts with others via email, WhatsApp, or messaging apps after every transaction. More Features at Your Fingertips Update Profile: Manage your personal details quickly. Change Transaction Limits: Adjust your transaction limits to suit your banking needs. Latest Promotions: Stay informed of the latest deals and promotions from Bank Islam. Enhanced Security and Control: The BIMB Mobile app offers advanced security features: Biometric Login for added protection. BIMB Secure for safe transaction authorization. Kill Switch to immediately disable your account in case of suspicious activity. Permissions Required: The app may request access to: Camera: To update your profile picture. Contacts: To read and modify your contact list. Location: To find the nearest Bank Islam branch or ATM. Phone & Storage: For secure calls to our contact center and storing app data on your device. Experience the future of banking with BIMB. Download now and enjoy the freedom of managing your finances on the go!
Screenshots
Verdict
The clearest difference is rating: BIMB Mobile at 2.3 against S PAY GLOBAL's 1.9. BIMB Mobile also leads on review sentiment (51% vs 23%). S PAY GLOBAL's advantage is ratings volume (9 vs 3). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BIMB Mobile holds the better App Store score, 2.3 against 1.9. Both are backed by a comparable volume of ratings — 9 and 3 respectively. Written reviews point the same way: 23% of S PAY GLOBAL's written reviews are positive against 51% of BIMB Mobile's.
S PAY GLOBAL ships an update every 5 weeks, BIMB Mobile monthly. The most recent releases landed on October 20, 2026 and October 22, 2026 respectively.
| Parameter | S PAY GLOBAL | BIMB Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 1.9 (9 ratings) | 2.3 (3 ratings) — better |
| Positive reviews | 23.2% of reviews | 51.0% of reviews — better |
| Number of ratings | 9 — better | 3 |
| Update frequency | Every 5 weeks | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 12.0 — better | 13.0 |
| Further details — not scored | ||
| Size | 50 MB | 144 MB |
| Age rating | 4+ | 4+ |
| Developer | Sarawak State Government | Bank Islam Malaysia Bhd |
Customer experience
S PAY GLOBAL
BIMB Mobile
Bugs and requests
S PAY GLOBAL
Not enough reviews yet to summarise bugs or requests.
BIMB Mobile
Reported bugs
27 issues- System always down during urgent times
- Stupid authorization from device that doesn't have cancel button
- System updated for payee was not captured real-time
- Balance doesn't refresh automatically
- Login verification step repeated many times
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- Unannounced maintenance causing transaction failures
- QR not working for days
- Duitnow transaction more complicated
- Payment online not going through
- App stuck on opening, not processing to next interface
- Account amount display not showing true balance on home page
- Inactive program timeout needs revision
- QR transaction takes a long time to process
- No refresh option for account balance
- Transfer problem: 'Debiting List is empty (TRX_V1041)'
- Force UPDATE is killing the UX
- Transaction details for transfers are missing remarks
- UI issue for writing reference during transfer on iOS
- Favorite transfer lists not fully migrated and duplicated
- Virtual keyboard hides NEXT button during transfers
- Online banking password incorrect after downloading app
- Cannot change BIMB Secure device
- Payment authorization always failed
- Unable to download E statement for credit card
- App goes blank after successful transaction/add favorite account
- Sudden vanishing of bank accounts and dashboard issues
- Login issues after app update
Requested features
11 requests- Add dark mode option
- Improve real-time updates for payee and due dates
- Allow users to see full transaction history (not just by month)
- Instant notifications for money received
- Improve login process, reduce multiple verifications
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- Add a refresh option for account balance
- Retain ability to select favorite accounts and sort them
- Allow switching between business and personal accounts in one app
- Add more detailed transaction history with references
- Make NEXT button visible during transfers
- Improve font size consistency
In-app purchases
S PAY GLOBAL
No in-app purchases
BIMB Mobile
No in-app purchases
