Comparison

myABL vs Soneri Digital

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

myABL

Manage your finances with this comprehensive mobile banking app. Transfer funds, pay bills, manage accounts, and access loans and investments securely. Earn rewards and find deals with this all-in-one financial tool.

Highlights
  • Money transfer via IBAN, Account Number, CNIC, QR, and RAAST
  • Bill payments for utilities, telco, education, government, and more
  • Loan applications and advance salary
  • Account management and statement generation
  • Card control and expense tracking
  • Investment management
  • Loyalty rewards and deals
Features
Read full description

Simplify your Banking with myABL Mobile App Manage your finances effortlessly with myABL, the ultimate mobile banking solution by Allied Bank. Conveniently, access your accounts, make payments, and transfer funds anytime, anywhere. Trusted by millions across Pakistan, myABL ensures your financial data is protected with advanced encryption technology. Key Features: Money Transfer: • Transfer Funds: Instantly send money to any account, anytime via IBAN, Account Number, CNIC Transfer. • QR Payments: Make secure Instant payments or transfer funds using QR Code. • RAAST Transfer: Transfer Funds Through RAAST ID. Payments: • Pay Bills: Pay Utility Bills, Telco, Education Fee, Credit Card Bills, Internet Bills, Govt. Payments, Mobile Top-ups and more in just a few clicks. • Donations: Transfer your donations quickly through myABL Mobile App. • Franchise Payments: Conveniently manage and pay your franchise dues with just a few taps. • Ticketing: Book & Pay for a wide range of tickets for movies, buses, and other events. Loans: • PayDay Loan (Advance Salary): Customers whose salary is being processed through Allied Bank can seamlessly obtain advance salary without any markup. Account Management: Stay on top of your finances—view balances, download detailed bank statements, and more. • Profile Management: Update your mailing address and CNIC expiry date. • Cheque Management: Manage your cheques conveniently—apply for a new chequebook, use Positive Pay, or stop cheque payments. • RAAST Management: Seamlessly create, link, delink, or delete your RAAST ID directly through the app. Cards: Get full control over your cards—instantly activate or deactivate your debit, credit, or virtual cards, track expenses in real-time, and apply for new cards directly. Investments: Manage your investments with ABL Asset Management Company. Earn Rewards with myABL Coins: Our exclusive loyalty program let’s you earn digital coins for card transactions. Redeem your coins in our marketplace. The more you transact, the more you earn. Deals & Discounts: Find the best deals & discounts on your ABL debit & credit cards & QR. Additional Services: • Payees & Billers: Easily add and manage payees and billers for quick and hassle-free payments. • Account Maintenance Certificate: Generate your account maintenance certificate seamlessly, through myABL Mobile app. • Withholding Tax Certificate: Easily download your withholding tax certificate for tax reporting and compliance, all within the app. • Dormant Account Activation: Activate your Dormant account from myABL without any need to visit branch. • Branch & ATM Locator: Locate your nearest ABL branch or ATM. • Temporary Limit Enhancement: Instantly increase your daily limits of ATM and myABL services with just few clicks. Statements: Conveniently view your account statement, transaction history, mini statements at one click. Robust Security: Enjoy peace of mind with biometric login, two-factor authentication, and end-to-end encryption to protect your data and transactions. Visit our Security Guide for details on how we keep your data safe. Complaints & Support: Easily submit your complaints through the app for quick resolution. Get quick support and updates on your issues, all in one place. Why Choose myABL? • 24/7 Access: Manage your finances anytime, anywhere. • Hassle-Free Banking: Say goodbye to long queues and branch visits. • Exclusive Features: Enjoy offers and services tailored to your lifestyle needs. • Convenient Payments: Simplify your lifestyle with instant bill payments and funds transfers. Download myABL Today! Join millions of satisfied users who trust myABL for their digital banking needs in Pakistan. Skip the lines and enjoy seamless banking right from your mobile device. For Assistance: • 24/7 Helpline: 042-111-225-225 • Email: complaint@abl.com or cm@abl.com • Corporate Website: www.abl.com

About

Soneri Digital

Manage all your banking needs on the go with this digital banking application. It offers secure access to your accounts, allows for easy self-registration, and provides a range of convenient features for everyday transactions and bill payments.

Highlights
  • Fingerprint login for security
  • Manage multiple accounts
  • Check balance and view statements
  • Local and interbank transfers
  • Pay bills and top-up mobile
  • Locate ATMs and branches
Features
Read full description

Soneri Bank always bring innovative solutions to strengthen its customer relationship via our brand proposition of ‘Roshan Har Qadam’. In continuation of these aspirations, a fresh new Digital Banking Application is launched. All your banking needs is now on your fingertips. Packed with all smart features, Soneri Digital App provides secure on the go access to your account and providing safer and quicker access to all your banking needs. Registration! Follow easy step by step self-activation process directly from Soneri Digital Banking by providing few information, no need to visit branch or call on phone banking for the activation. Salient Features! - Feel secure when you login with your Finger print - Manage multiple accounts in one place - Check your balance and view your account statement - Transfer both local i.e. (within bank) and between switch member banks i.e. ( Interbank ) - Pay Zakat and Donation - Pay your utilities, Telecos and Govt. Bills -Top-up your mobile - Manage your beneficiaries & billers - View you activity logs - Locate Soneri ATM and Branches Permissions! - Camera & Gallery, for profile picture - Location, to locate nearest ATM and Branches Contact Us! Please feel free to contact us via any of the following channels for all your queries and feedback: UAN: +92 021-111-766-374 (SONERI) Email: complaint.suggestion@soneribank.com Facebook, https://www.facebook.com/SoneriBankPK/

Screenshots

myABL4 screens
Soneri Digital4 screens

Verdict

The call

The clearest difference is ads: Soneri Digital at none against myABL's shown. Soneri Digital also leads on monetization model (free vs free with in-app purchases). myABL's advantage is ratings volume (3.7K vs 768). On price, rating, review sentiment and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for myABL against 4.7 for Soneri Digital. Both are backed by a comparable volume of ratings — 3.7K and 768 respectively. Written reviews are what separate them: 41% of myABL's written reviews are positive against 45% of Soneri Digital's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. Both last shipped on September 25, 2026.

Scorecard3 real differences · 7 level
myABL versus Soneri Digital: the parameters behind the verdict, then further details
ParametermyABLSoneri Digital
PriceFreeFree
Rating4.7 (3.7K ratings)4.7 (768 ratings)
Positive reviews40.9% of reviews44.6% of reviews — better
Number of ratings3.7K — better768
Update frequencyMonthlyMonthly
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.012.4 — better
Further details — not scored
Size374 MB102 MB
Age rating4+4+
DeveloperAlliedBankSoneri Bank Limited

Customer experience

myABL

All ratings3,746 ratings
Positive91.6%
Neutral2.3%
Negative6.1%
Written reviews428 reviews
Positive40.9%
Neutral6.1%
Negative53.0%

Soneri Digital

All ratings768 ratings
Positive93.4%
Neutral1.6%
Negative5.1%
Written reviews56 reviews
Positive44.6%
Neutral3.6%
Negative51.8%

User reviews

myABL

From 3.7K App Store ratings

What we love

  • 👍 User-friendly app
  • 🚀 Fast and responsive
  • 🔒 Secure banking experience
  • 💡 Convenient features like quick transfers

Room to improve

  • 🐛 Frequent crashes and bugs
  • 🔍 Difficult to log in and perform transactions
  • ⚠️ Unreliable and inconsistent performance
  • 🔍 Biometric verification issues

Soneri Digital

From 768 App Store ratings

What we love

  • 👍 Convenient features
  • 🚀 Quick service
  • 🔒 Secure banking
  • 👍 User-friendly app
  • 👍 Excellent services

Room to improve

  • 🐛 Frequent app crashes
  • 🐛 Slow and unstable performance
  • 🐛 Biometric issues
  • 🐛 Unreliable OTP delivery
  • 🐛 Beneficiary details not saved

Bugs and requests

myABL

Reported bugs

4 issues
  • Login screen freezes or shows errors
  • Transactions fail or get stuck
  • Biometric verification not working as expected
  • App crashes or becomes unresponsive

Requested features

4 requests
  • Add face ID or fingerprint login option
  • Improve app stability and reduce loading times
  • Streamline the transaction process
  • Provide better customer support

Soneri Digital

Reported bugs

4 issues
  • App not working abroad
  • Registration issues for foreign users
  • Incorrect login information error
  • History not loading properly

Requested features

2 requests
  • Add Fesco bill payment option
  • Option to delete transaction history

In-app purchases

None

myABL

No in-app purchases

None

Soneri Digital

No in-app purchases

Questions

Is myABL free?
myABL is free to download, with no in-app purchases.
Is Soneri Digital free?
Soneri Digital is free to download, with no in-app purchases.
Which has better reviews, myABL or Soneri Digital?
myABL and Soneri Digital are both rated 4.7 out of 5 on the App Store, from 3.7K and 768 ratings respectively.
Do myABL or Soneri Digital have ads?
myABL shows ads; Soneri Digital does not.
Which is updated more often, myABL or Soneri Digital?
myABL ships an update monthly, and Soneri Digital monthly. Most recently, myABL was updated on September 25, 2026 and Soneri Digital on September 25, 2026.

Other comparisons