Comparison

MySynchrony vs Verizon Visa® Card

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MySynchrony

Securely manage your credit card accounts in one place. This app allows you to view balances, make payments, review transactions, and manage bank accounts. It also offers access to partner deals and financial education resources.

Highlights
  • Manage credit cards in one place
  • Secure biometric login
  • Schedule and manage payments
  • Check balance and credit limit
  • Review transaction history
  • Access partner deals and offers
  • Financial education blog
Features
Currently charting
Read full description

Download the MySynchrony App today to securely manage your credit card accounts* all in one place. With this mobile app you will be able to: • Manage your Synchrony issued credit cards in one place • Log in securely using Biometric Authentication • Schedule and manage payments for your accounts • Check your balance and credit limit anytime, anywhere • Review your transaction and payment history • View your statements and manage your statement delivery preference • Securely add or delete multiple bank accounts that you'd like to use to pay your bill • Explore the Synchrony Marketplace for savings, deals, and offers from our partners nationwide, online, or right in your neighborhood • Access the Finance 101 blog to stay in the know on tips to better manage your finances • Discover answers anytime with our 24/7 Knowledge Center for cardholder resources. • Provide us feedback on your mobile app experience. Let us know how we can help and what’s working. We are here for you.   (For Synchrony Bank Savings accounts, please visit our Synchrony Bank App.) *Credit cards issued by Synchrony, not including Venmo, PayPal Extras, PayPal Credit, TJMaxx/TJX, eBay Extras

About

Verizon Visa® Card

Manage your Verizon Visa Card 24/7 from your mobile device. View earned rewards, track spending, check your balance, and pay your bill. Set up alerts for account activity and promotions.

Highlights
  • View earned Verizon Dollars
  • Redeem rewards for devices or bills
  • Track spending and rewards
  • Review credit card balance
  • Pay your bill
  • Set up account alerts
  • Get promotion notifications
Features
Read full description

The Verizon Visa® Card app helps you manage your Verizon Visa Card anytime, 24x7 – all from your mobile device. You must have your physical Verizon Visa Card in hand to register and use the app. The Verizon Visa Card app lets you: • View earned Verizon Dollars that you can redeem for devices, accessories, or towards your Verizon bills • See the latest Verizon Visa Card offers • Track your spending and see where and how you’re earning rewards • Review your credit card balance and pay your bill • Set up account and activity alerts • Get notifications on the latest card promotions and offers. Download the Verizon Visa Card app today and get connected to your account anytime. Don’t have the Verizon Visa Card? Open the My Verizon app on your device to learn more and apply.* The Verizon Visa Card App requires a compatible device and an active Verizon Visa Card account. *Application required. Subject to credit approval. To apply, must be a Verizon wireless Account Owner or Account Manager on an account with up to 12 phone lines max (depending on plan) or Fios Account Owner with at least one active Fios service. The Contactless Indicator is a trademark owned by and used with permission of EMVCo, LLC. The Verizon Visa Signature® Card is issued by Synchrony Bank pursuant to a license from Visa USA Inc.

Screenshots

MySynchrony4 screens
Verizon Visa® Card4 screens

Verdict

The call

The clearest difference is review sentiment: MySynchrony at 82% against Verizon Visa® Card's 28%. MySynchrony also leads on update cadence (every 3 weeks vs every 3 months) and rating (4.8 vs 4.5). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MySynchrony holds the better App Store score, 4.8 against 4.5. Both are backed by a comparable volume of ratings — 119K and 24K respectively. Written reviews point the same way: 82% of MySynchrony's written reviews are positive against 28% of Verizon Visa® Card's.

UpkeepUpdate frequency

MySynchrony ships an update every 3 weeks, Verizon Visa® Card every 3 months. Both last shipped on November 11, 2026.

Scorecard5 real differences · 6 level
MySynchrony versus Verizon Visa® Card: the parameters behind the verdict, then further details
ParameterMySynchronyVerizon Visa® Card
PriceFreeFree
Rating4.8 (119K ratings) — better4.5 (24K ratings)
Positive reviews82.4% of reviews — better28.3% of reviews
Number of ratings119K — better24K
Update frequencyEvery 3 weeks — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
Best chart rank#28 — better—
DevicesiPhone, iPadiPhone, iPad
Requires iOS1817.0 — better
Further details — not scored
Size197 MB76 MB
Age rating4+17+
DeveloperSynchrony FinancialVerizon Wireless

Customer experience

MySynchrony

All ratings116,026 ratings
Positive96.8%
Neutral0.9%
Negative2.3%
Written reviews2,829 reviews
Positive82.4%
Neutral1.7%
Negative15.9%

Verizon Visa® Card

All ratings23,968 ratings
Positive86.4%
Neutral10.0%
Negative3.7%
Written reviews198 reviews
Positive28.3%
Neutral15.2%
Negative56.6%

User reviews

MySynchrony

From 119K App Store ratings

What we love

  • 👍 Easy to use
  • 👍 User-friendly
  • 👍 Convenient
  • 👍 Streamlined payment process
  • 👍 Helpful for managing multiple accounts

Room to improve

  • 🐛 App crashes or freezes
  • 🐛 Login issues
  • 🐛 Inconsistent account information
  • 🐛 Difficulty adding or managing accounts
  • 🐛 Unreliable payment processing

Verizon Visa® Card

From 24K App Store ratings

What we love

  • 🚀 Easy to use
  • 💡 Ability to apply rewards to Verizon bill
  • 👍 Durable metal card design

Room to improve

  • 🐛 Delayed payment processing and balance updates
  • 🔍 Lack of transparency on rewards earning
  • 👎 Confusing app navigation and functionality

Bugs and requests

MySynchrony

Reported bugs

4 issues
  • Delayed payment updates
  • Incorrect account balance information
  • Compatibility issues with older devices
  • Inability to remove closed accounts from the app

Requested features

5 requests
  • Ability to view all accounts in one place
  • Option to set up automatic payments
  • More detailed transaction history
  • Improved notification system
  • Ability to update personal information within the app

Verizon Visa® Card

Reported bugs

3 issues
  • App crashes when scrolling through transaction history
  • Login issues and repeated authentication required
  • Disappearing pending payments

Requested features

3 requests
  • Detailed transaction history and rewards breakdown
  • Ability to redeem rewards directly in the app
  • Improved payment scheduling and notification options

In-app purchases

None

MySynchrony

No in-app purchases

None

Verizon Visa® Card

No in-app purchases

Questions

Is MySynchrony free?
MySynchrony is free to download, with no in-app purchases.
Is Verizon Visa® Card free?
Verizon Visa® Card is free to download, with no in-app purchases.
Which has better reviews, MySynchrony or Verizon Visa® Card?
MySynchrony is rated higher. MySynchrony averages 4.8 out of 5 from 119K ratings, while Verizon Visa® Card averages 4.5 from 24K ratings.
Do MySynchrony or Verizon Visa® Card have ads?
Neither MySynchrony nor Verizon Visa® Card shows ads.
Which is updated more often, MySynchrony or Verizon Visa® Card?
MySynchrony ships an update every 3 weeks, and Verizon Visa® Card every 3 months. Most recently, MySynchrony was updated on November 11, 2026 and Verizon Visa® Card on November 11, 2026.

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