Comparison

Firstmac Money vs Macquarie Authenticator

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Firstmac Money

Manage your finances on the go. View account balances, transfer funds, pay bills, and track transaction history. Securely access your accounts with an Access Code and high-grade encryption.

Highlights
  • View account balances
  • Transfer money
  • Pay bills
  • Track transaction history
  • Manage debit card PIN
  • Download transactions
Features
Read full description

Top features • See your balance, access your accounts, transfer money and pay bills • View your account transaction history • Instantly activate, and change your PIN on your debit card • Manage your loan repayments or change your transfer limit • Access and edit your Biller and Pay Anyone lists • Download your transactions in multiple formats • Multiple contact forms to request specific changes to your accounts • Messaging Service to contact us directly via the app Firstmac Money is secure and can only be accessed with your Access Code. All data is protected with high-grade encryption.

About

Macquarie Authenticator

Enhance your account security with this app, offering push notifications for transaction approval or denial and generating one-time passcodes for authentication. It provides a faster, more secure alternative to SMS, especially when traveling internationally.

Highlights
  • Push notifications for transaction approval/denial
  • Generate one-time rolling codes
  • Offline authentication with rolling codes
  • Manage pending tasks
  • PIN, fingerprint, and facial recognition unlock
Features
Read full description

Protect your Macquarie account with Macquarie Authenticator. Our two-factor authentication app is designed to maximise your security, while also providing a beautiful banking experience.​ Separate security, seamless experience Macquarie Authenticator works seamlessly with the Macquarie Mobile Banking app. Approve or deny requests in an instant, directly through your notifications, for stronger security that feels like a single, seamless flow. More secure than SMS  Unlike with SMS, you can see exactly what you’re approving. We send detailed alerts directly to your secure app, not your phone number. You’re in control Verify important transaction details upfront, such as the amount, recipient and location, so you can approve or deny transactions with confidence.

Screenshots

Firstmac Money4 screens
Macquarie Authenticator3 screens

Verdict

The call

Firstmac Money and Macquarie Authenticator are too close to call on the numbers: across 8 compared parameters — price, review sentiment, update cadence and ads among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 9, 2026 and October 17, 2026 respectively.

ScorecardNo meaningful differences
Firstmac Money versus Macquarie Authenticator: the parameters behind the verdict, then further details
ParameterFirstmac MoneyMacquarie Authenticator
PriceFreeFree
Rating—3.0 (2 ratings) — better
Positive reviews13.0% of reviews14.8% of reviews — better
Number of ratings—2 — better
Update frequencyEvery 3 weeksEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.016.0
Further details — not scored
Size90 MB220 MB
Age rating4+4+
DeveloperFirstMacMacquarie Bank Limited

Customer experience

Firstmac Money

Written reviews23 reviews
Positive13.0%
Neutral13.0%
Negative73.9%

Macquarie Authenticator

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews108 reviews
Positive14.8%
Neutral4.6%
Negative80.6%

In-app purchases

None

Firstmac Money

No in-app purchases

None

Macquarie Authenticator

No in-app purchases

Questions

Is Firstmac Money free?
Firstmac Money is free to download, with no in-app purchases.
Is Macquarie Authenticator free?
Macquarie Authenticator is free to download, with no in-app purchases.
Do Firstmac Money or Macquarie Authenticator have ads?
Neither Firstmac Money nor Macquarie Authenticator shows ads.
Which is updated more often, Firstmac Money or Macquarie Authenticator?
Firstmac Money ships an update every 3 weeks, and Macquarie Authenticator every 3 weeks. Most recently, Firstmac Money was updated on October 9, 2026 and Macquarie Authenticator on October 17, 2026.

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