Firstmac Money vs Macquarie Authenticator
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Firstmac Money
Manage your finances on the go. View account balances, transfer funds, pay bills, and track transaction history. Securely access your accounts with an Access Code and high-grade encryption.
- View account balances
- Transfer money
- Pay bills
- Track transaction history
- Manage debit card PIN
- Download transactions
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Top features • See your balance, access your accounts, transfer money and pay bills • View your account transaction history • Instantly activate, and change your PIN on your debit card • Manage your loan repayments or change your transfer limit • Access and edit your Biller and Pay Anyone lists • Download your transactions in multiple formats • Multiple contact forms to request specific changes to your accounts • Messaging Service to contact us directly via the app Firstmac Money is secure and can only be accessed with your Access Code. All data is protected with high-grade encryption.
Macquarie Authenticator
Enhance your account security with this app, offering push notifications for transaction approval or denial and generating one-time passcodes for authentication. It provides a faster, more secure alternative to SMS, especially when traveling internationally.
- Push notifications for transaction approval/denial
- Generate one-time rolling codes
- Offline authentication with rolling codes
- Manage pending tasks
- PIN, fingerprint, and facial recognition unlock
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Protect your Macquarie account with Macquarie Authenticator. Our two-factor authentication app is designed to maximise your security, while also providing a beautiful banking experience. Separate security, seamless experience Macquarie Authenticator works seamlessly with the Macquarie Mobile Banking app. Approve or deny requests in an instant, directly through your notifications, for stronger security that feels like a single, seamless flow. More secure than SMS Unlike with SMS, you can see exactly what you’re approving. We send detailed alerts directly to your secure app, not your phone number. You’re in control Verify important transaction details upfront, such as the amount, recipient and location, so you can approve or deny transactions with confidence.
Screenshots
Verdict
Firstmac Money and Macquarie Authenticator are too close to call on the numbers: across 8 compared parameters — price, review sentiment, update cadence and ads among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 9, 2026 and October 17, 2026 respectively.
| Parameter | Firstmac Money | Macquarie Authenticator |
|---|---|---|
| Price | Free | Free |
| Rating | — | 3.0 (2 ratings) — better |
| Positive reviews | 13.0% of reviews | 14.8% of reviews — better |
| Number of ratings | — | 2 — better |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.0 | 16.0 |
| Further details — not scored | ||
| Size | 90 MB | 220 MB |
| Age rating | 4+ | 4+ |
| Developer | FirstMac | Macquarie Bank Limited |
Customer experience
Firstmac Money
Macquarie Authenticator
In-app purchases
Firstmac Money
No in-app purchases
Macquarie Authenticator
No in-app purchases
Questions
Is Firstmac Money free?
Is Macquarie Authenticator free?
Do Firstmac Money or Macquarie Authenticator have ads?
Which is updated more often, Firstmac Money or Macquarie Authenticator?
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