FMFCU Mobile App vs GoColonial
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FMFCU Mobile App
Manage your finances conveniently from your mobile device. Check balances, transfer funds, deposit checks remotely, pay bills, and track spending. This app offers 24/7 access to your accounts, helping you stay on top of your money wherever you are.
- Check account balances
- Make fund transfers
- Deposit checks remotely
- Send money (P2P)
- Pay bills
- Track recent activity and search transactions
- Set budgets and manage cash flow
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Bank wherever you are with FMFCU Mobile Banking! Check balances, make transfers, deposit checks, send money with Person-to-Person (P2P), deposit checks, pay bills, link external accounts, and more... all while you’re on the go! With iPhone or iPad in hand, you can take care of your finances 24/7. - Want to check a balance? Simple. - Need to transfer funds right away? No problem. - Need to pay a bill? Absolutely. - Forgot what you spent yesterday? Look at your recent activity. Or search transactions by date or amount. - Need to deposit a check? No need to head to the branch. Use AnytimeDeposit to take a picture of your check and submit. - Want to set budgets and figure our your cash flow? We have the tools to help. For more information, go to fmfcu.org/mobile
GoColonial
Manage your mortgage loan account with ease. This app provides support for loan inquiries, payment difficulties, and offers opportunities for refinancing and insurance services. It ensures you have access to assistance for your mortgage needs.
- Loan account management
- Mortgage payment assistance
- Refinancing opportunities
- Insurance services
- Customer support for loan questions
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Colonial’s Mortgage Servicing Division is responsible for the day-to-day management of your loan account. As one of the largest mortgage servicers in the country, we know how important it is to be available should you have any questions about your mortgage account, have trouble paying the mortgage due to job loss or financial hardship and to provide additional opportunities, including refinancing and insurance services.
Screenshots
Verdict
FMFCU Mobile App and GoColonial both sit at 4.7 stars, but that hides the real split: 90% of FMFCU Mobile App's written reviews are positive against 40% of GoColonial's. FMFCU Mobile App also leads on ratings volume (4.5K vs 699). GoColonial's advantage is ads (none vs shown). On price, rating, update cadence and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.7 for FMFCU Mobile App against 4.7 for GoColonial. That said, the two scores are not equally well evidenced: FMFCU Mobile App has 4.5K ratings behind it against 699, so its average is the more settled of the two. Written reviews are what separate them: 90% of FMFCU Mobile App's written reviews are positive against 40% of GoColonial's.
FMFCU Mobile App ships an update every 4 months, GoColonial every 7 months. The most recent releases landed on October 22, 2026 and October 20, 2026 respectively.
| Parameter | FMFCU Mobile App | GoColonial |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (4.5K ratings) | 4.7 (699 ratings) — better |
| Positive reviews | 90.0% of reviews — better | 40.0% of reviews |
| Number of ratings | 4.5K — better | 699 |
| Update frequency | Every 4 months — better | Every 7 months |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 16.0 — better | 16.6 |
| Further details — not scored | ||
| Size | 42 MB | 42 MB |
| Age rating | 4+ | 17+ |
| Developer | Franklin Mint Federal Credit Union | Colonial Savings, F. A. |
Customer experience
FMFCU Mobile App
GoColonial
User reviews
FMFCU Mobile App
From 4.5K App Store ratingsWhat we love
- 🚀 Easy to use
- 🚀 Convenient
- 🚀 Intuitive
- 🚀 Reliable
- 🚀 Secure
Room to improve
- 🐛 Occasional login/logout issues
- 🐛 Inconsistent account order
- 🐛 Unreliable check deposit feature
- 🐛 Slow performance at times
- 🐛 Outdated login method
GoColonial
From 699 App Store ratingsWhat we love
- 👍 Easy to use website
- 🚀 Nicely done app improvements
Room to improve
- 🐛 Frequent crashes and login issues
- 🤔 Annoying terms and conditions prompt
- 👎 Not user-friendly, cumbersome to use
Bugs and requests
FMFCU Mobile App
Reported bugs
5 issues- Login screen freezes
- Incompatible with older devices
- Accounts displayed in wrong order
- Check deposit errors
- Frequent crashes or freezes
Requested features
6 requests- Dark mode option
- Ability to turn debit card on/off
- Improved bill pay interface
- More customization options
- Biometric login support
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- Advanced budgeting tools
GoColonial
Reported bugs
2 issues- App refuses to update
- Spinning wheel of death on login
Requested features
2 requests- Easier access to auto-pay settings
- Remove need to re-enter verified accounts
In-app purchases
FMFCU Mobile App
No in-app purchases
GoColonial
No in-app purchases
Questions
Is FMFCU Mobile App free?
Is GoColonial free?
Which has better reviews, FMFCU Mobile App or GoColonial?
Do FMFCU Mobile App or GoColonial have ads?
Which is updated more often, FMFCU Mobile App or GoColonial?
Other comparisons
