Comparison

Simple Expense Tracker vs Spendly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Simple Expense Tracker

Easily manage your spending and stay within your budget. Track expenses in real-time, set spending limits, and receive visual cues as you approach or exceed your budget.

Highlights
  • Create custom budgets
  • Track expenses in real-time
  • Visual budget indicators (orange/red)
  • Monitor budget period progress
  • Review and delete past transactions
Features
Read full description

Simple Expense Tracker helps you stick to your budget! Add transactions as you spend, keep track of your expense in real time. Set a budget and stick to it! Features: - Create your budget including spend limit, period (weekly, fortnightly, monthly) and day of the week to start on - Each time you spend, add a transaction with the amount and an optional description (takes 2 seconds!) - Figures will change orange when you are close to your spend limit and red when you have exceeded it - Track how far through your budget period you are vs how much of your spend limit has been used - Review past transactions and delete as necessary (e.g items which were part of last budget period)

About

Spendly

Manage your personal finances with this straightforward app. Track expenses, set savings targets, and monitor your financial health. All your data is kept private and secure on your device.

Highlights
  • Expense tracking
  • Savings goal setting
  • Financial situation overview
  • On-device data storage
  • No account required
Features
Read full description

Spendly - a simple and effective personal finance management app. Track your spending, set savings goals, and easily keep track of your financial situation. No account required, no data collection - all information is securely stored on your device.

Screenshots

Simple Expense Tracker4 screens
Spendly4 screens

Verdict

The call

The clearest difference is rating: Spendly at 5.0 against Simple Expense Tracker's 2.0. Spendly also leads on review sentiment (100% vs 75%). Simple Expense Tracker's advantage is in-app purchases (none vs 1) and ads (none vs shown). On price, ratings volume, update cadence and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spendly sells 1 one-off in-app purchase. Simple Expense Tracker asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Spendly holds the better App Store score, 5.0 against 2.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively. Written reviews point the same way: 75% of Simple Expense Tracker's written reviews are positive against 100% of Spendly's.

UpkeepUpdate frequency

Simple Expense Tracker ships an update every 3 days, Spendly every 4 days. The most recent releases landed on November 2, 2026 and October 30, 2026 respectively.

Scorecard6 real differences · 4 level
Simple Expense Tracker versus Spendly: the parameters behind the verdict, then further details
ParameterSimple Expense TrackerSpendly
PriceFreeFree
Rating2.0 (1 ratings)5.0 (1 ratings) — better
Positive reviews75.0% of reviews100.0% of reviews — better
Number of ratings11
Update frequencyEvery 3 days — betterEvery 4 days
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPod — betteriPhone
Requires iOS11.0 — better16.6
Further details — not scored
Size11 MB7 MB
Age rating4+4+
DeveloperMitchell DuncanHieu Xuan Leu

Customer experience

Simple Expense Tracker

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews4 reviews
Positive75.0%
Neutral0.0%
Negative25.0%

Spendly

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Simple Expense Tracker

No in-app purchases

1 purchases

Spendly

One-time1
  • Remove Ads$0.99

Questions

Is Simple Expense Tracker free?
Simple Expense Tracker is free to download, with no in-app purchases.
Is Spendly free?
Spendly is free to download, with in-app purchases available.
Which has better reviews, Simple Expense Tracker or Spendly?
Spendly is rated higher. Simple Expense Tracker averages 2.0 out of 5 from 1 ratings, while Spendly averages 5.0 from 1 ratings.
Do Simple Expense Tracker or Spendly have ads?
Spendly shows ads; Simple Expense Tracker does not.
Which is updated more often, Simple Expense Tracker or Spendly?
Simple Expense Tracker ships an update every 3 days, and Spendly every 4 days. Most recently, Simple Expense Tracker was updated on November 2, 2026 and Spendly on October 30, 2026.

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