Comparison

KBZPay Customer vs CTZPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

KBZPay Customer

A mobile wallet app for secure and convenient money transactions in Myanmar. Easily pay bills, transfer funds, and manage cash in/out with just a few taps.

Highlights
  • Mobile wallet
  • Secure transactions
  • Convenient payments
  • Money transfers
  • Cash in/out
  • Bill payments
Features
Read full description

KBZPay is a mobile wallet powered by KBZ Bank. It’s the safer, simpler and more convenient way to transact money in Myanmar. With just a few taps on your phone, whether you wish to pay, transfer, cash in or out – it’s easy with KBZPay

About

CTZPay

This lifestyle application facilitates digital payments for everyday needs like bills, top-ups, and transfers. It also allows users to purchase bus tickets and access exclusive rewards and loyalty promotions.

Highlights
  • Digital payments
  • Bill payment
  • Top-up services
  • Money transfers
  • Bus ticket purchases
  • Rewards and loyalty promotions
Features
Read full description

CTZPay is the lifestyle application that enables digital payment. CTZPay effortlessly combines financial and lifestyle activities, making it smarter, faster and easier to pay for everything; from daily essentials like bill payment, top up, transfer, and buy bus tickets. CTZPay users can also enjoy many exciting rewards and loyalty promotions available for all users.

Screenshots

KBZPay Customer4 screens
CTZPay4 screens

Verdict

The call

The clearest difference is rating: CTZPay at 3.9 against KBZPay Customer's 1.7. CTZPay also leads on review sentiment (17% vs 8%). KBZPay Customer's advantage is ratings volume (21K vs 75). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CTZPay holds the better App Store score, 3.9 against 1.7. That said, the two scores are not equally well evidenced: KBZPay Customer has 21K ratings behind it against 75, so its average is the more settled of the two. Written reviews point the same way: 8% of KBZPay Customer's written reviews are positive against 17% of CTZPay's.

UpkeepUpdate frequency

KBZPay Customer ships an update every 3 months, CTZPay every 2 months. The most recent releases landed on October 29, 2026 and October 25, 2026 respectively.

Scorecard3 real differences · 7 level
KBZPay Customer versus CTZPay: the parameters behind the verdict, then further details
ParameterKBZPay CustomerCTZPay
PriceFreeFree
Rating1.7 (21K ratings)3.9 (75 ratings) — better
Positive reviews8.2% of reviews16.7% of reviews — better
Number of ratings21K — better75
Update frequencyEvery 3 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.515.1 — better
Further details — not scored
Size291 MB59 MB
Age rating4+4+
DeveloperKanbawza Bank LimitedCAPITAL CONNECT LIMITED

Customer experience

KBZPay Customer

All ratings20,567 ratings
Positive17.2%
Neutral2.7%
Negative80.1%
Written reviews512 reviews
Positive8.2%
Neutral1.8%
Negative90.0%

CTZPay

All ratings74 ratings
Positive68.9%
Neutral6.8%
Negative24.3%
Written reviews6 reviews
Positive16.7%
Neutral0.0%
Negative83.3%

Bugs and requests

KBZPay Customer

Reported bugs

4 issues
  • Login issues
  • Frequent crashes
  • Slow performance
  • Withdrawal and top-up problems

Requested features

3 requests
  • Add option to disable notifications
  • Improve transaction experience
  • Support older iOS versions

CTZPay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

KBZPay Customer

No in-app purchases

None

CTZPay

No in-app purchases

Questions

Is KBZPay Customer free?
KBZPay Customer is free to download, with no in-app purchases.
Is CTZPay free?
CTZPay is free to download, with no in-app purchases.
Which has better reviews, KBZPay Customer or CTZPay?
CTZPay is rated higher. KBZPay Customer averages 1.7 out of 5 from 21K ratings, while CTZPay averages 3.9 from 75 ratings.
Do KBZPay Customer or CTZPay have ads?
Neither KBZPay Customer nor CTZPay shows ads.
Which is updated more often, KBZPay Customer or CTZPay?
KBZPay Customer ships an update every 3 months, and CTZPay every 2 months. Most recently, KBZPay Customer was updated on October 29, 2026 and CTZPay on October 25, 2026.

Other comparisons