KBZPay Customer vs CTZPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
KBZPay Customer
A mobile wallet app for secure and convenient money transactions in Myanmar. Easily pay bills, transfer funds, and manage cash in/out with just a few taps.
- Mobile wallet
- Secure transactions
- Convenient payments
- Money transfers
- Cash in/out
- Bill payments
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KBZPay is a mobile wallet powered by KBZ Bank. It’s the safer, simpler and more convenient way to transact money in Myanmar. With just a few taps on your phone, whether you wish to pay, transfer, cash in or out – it’s easy with KBZPay
CTZPay
This lifestyle application facilitates digital payments for everyday needs like bills, top-ups, and transfers. It also allows users to purchase bus tickets and access exclusive rewards and loyalty promotions.
- Digital payments
- Bill payment
- Top-up services
- Money transfers
- Bus ticket purchases
- Rewards and loyalty promotions
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CTZPay is the lifestyle application that enables digital payment. CTZPay effortlessly combines financial and lifestyle activities, making it smarter, faster and easier to pay for everything; from daily essentials like bill payment, top up, transfer, and buy bus tickets. CTZPay users can also enjoy many exciting rewards and loyalty promotions available for all users.
Screenshots
Verdict
The clearest difference is rating: CTZPay at 3.9 against KBZPay Customer's 1.7. CTZPay also leads on review sentiment (17% vs 8%). KBZPay Customer's advantage is ratings volume (21K vs 75). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CTZPay holds the better App Store score, 3.9 against 1.7. That said, the two scores are not equally well evidenced: KBZPay Customer has 21K ratings behind it against 75, so its average is the more settled of the two. Written reviews point the same way: 8% of KBZPay Customer's written reviews are positive against 17% of CTZPay's.
KBZPay Customer ships an update every 3 months, CTZPay every 2 months. The most recent releases landed on October 29, 2026 and October 25, 2026 respectively.
| Parameter | KBZPay Customer | CTZPay |
|---|---|---|
| Price | Free | Free |
| Rating | 1.7 (21K ratings) | 3.9 (75 ratings) — better |
| Positive reviews | 8.2% of reviews | 16.7% of reviews — better |
| Number of ratings | 21K — better | 75 |
| Update frequency | Every 3 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.5 | 15.1 — better |
| Further details — not scored | ||
| Size | 291 MB | 59 MB |
| Age rating | 4+ | 4+ |
| Developer | Kanbawza Bank Limited | CAPITAL CONNECT LIMITED |
Customer experience
KBZPay Customer
CTZPay
Bugs and requests
KBZPay Customer
Reported bugs
4 issues- Login issues
- Frequent crashes
- Slow performance
- Withdrawal and top-up problems
Requested features
3 requests- Add option to disable notifications
- Improve transaction experience
- Support older iOS versions
CTZPay
Not enough reviews yet to summarise bugs or requests.
In-app purchases
KBZPay Customer
No in-app purchases
CTZPay
No in-app purchases








