Comparison

BPI BanKo Mobile App vs eCebuana

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BPI BanKo Mobile App

Easily manage your finances with this banking app. Open savings accounts, apply for loans, buy load, pay bills, and send money for free. Enjoy high interest on savings and quick loan approvals for small businesses.

Highlights
  • Open digital savings accounts
  • Apply for business loans
  • Buy load for all networks
  • Pay bills conveniently
  • Free money transfers via Instapay
  • Loan payment tracking
Features
Read full description

Mas pinadali ang pagbabangko sa BanKo Mobile app. Click, swipe, tap – so easy and hassle-free. Higit sa lahat, panatag ka dito kasi it’s powered by BPI! Download the app today to open an account or apply for a loan! • Todo Savings, an easy-to-open digital savings account that gives you high interest at 5% p.a. • NegosyoKo Loan, para sa mga business owners na may maliit na negosyo. Simpleng requirements, mababang interest at mabilis ang approval. • PondoKo Savings, PISO lang may savings account ka na! Pwede ring gawin ang mga services na ito ayon sa iyong banking needs. • Buy Load – ‘Di na kailangang pumunta sa loading stations. Pwede for all networks anytime, anywhere. • Pay Bills – Bayaran ang mga bills gamit lang ang cellphone. May confirmation reference number na magsisilbing resibo ng bayad. • Send Money - LIBRENG padala to any local bank account or ewallet via Instapay • Pay Loan – Magbayad ng NegosyoKo Loan gamit ang BanKo Mobile app. Recorded agad ang iyong loan payment. For any concerns, you may email us at BanKo_ContactCenter@bpi.com.ph or call our BanKo Hotline Number (02) 8819-6728, Mondays to Fridays, 8:30am to 5:30pm Regulated by the Bangko Sentral ng Pilipinas Deposits are insured by PDIC up to Php 1,000,000 per depositor.

About

eCebuana

Manage your finances with this comprehensive app. Open accounts, send and receive money, pay bills, and top up your mobile load. It also supports international remittances and offers a virtual Visa card for online shopping.

Highlights
  • Open e-wallet and micro savings accounts
  • Send and receive money
  • Pay bills with numerous billers
  • Top up mobile load
  • Receive international remittances
  • Virtual Visa Card for online shopping
  • QR code transfers and payments
Features
Read full description

Ka-Cebuana, i-download mo na ang new and improved eCebuana app! Mas bago, mas madali, mas kumpleto - para sa mas convenient at mabilis na transactions! What’s new with eCebuana? • Super bilis mag-open ng account! • Pwede ka nang mag-open ng e-wallet account diretso sa app - hindi mo na kailangan pumunta sa branch! • Mag-open ng Micro Savings Account? I-verify mo lang ang wallet account mo - tapos agad! One app, all-in-one solution! • Send and receive money from other banks and e-wallets, at sa over 3,500 Cebuana Lhuillier branches nationwide • Magbayad ng bills - now with more billers • Mag-load anytime, anywhere Marami pang pwedeng gawin! • Receive international remittance via Quikz at Bank Albilad • Gamitin ang Virtual Visa Card pang-online shopping • Mag-transfer o bayad via QR • Mas mataas na wallet limit up to Php100,000 • May 24K Card ka? I-register na sa app para full access! Cebuana Lhuillier Micro Savings and Cebuana Savings are products of Cebuana Lhuillier Rural Bank. Regulated by the Bangko Sentral ng Pilipinas. Member: PDIC. Maximum deposit insurance for each depositor is Php1,000,000.  If you have encountered any problem while using the app, send us an email at cebuanacares@pjlhuillier.com.

Screenshots

BPI BanKo Mobile App4 screens
eCebuana4 screens

Verdict

The call

The clearest difference is rating: BPI BanKo Mobile App at 3.5 against eCebuana's 1.8. BPI BanKo Mobile App also leads on review sentiment (24% vs 0%). eCebuana's advantage is ratings volume (28 vs 6). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BPI BanKo Mobile App holds the better App Store score, 3.5 against 1.8. Both are backed by a comparable volume of ratings — 6 and 28 respectively. Written reviews point the same way: 24% of BPI BanKo Mobile App's written reviews are positive against 0% of eCebuana's.

UpkeepUpdate frequency

BPI BanKo Mobile App ships an update every 3 months, eCebuana every 2 months. The most recent releases landed on August 15, 2026 and July 8, 2026 respectively.

Scorecard3 real differences · 7 level
BPI BanKo Mobile App versus eCebuana: the parameters behind the verdict, then further details
ParameterBPI BanKo Mobile AppeCebuana
PriceFreeFree
Rating3.5 (6 ratings) — better1.8 (28 ratings)
Positive reviews23.6% of reviews — better0.0% of reviews
Number of ratings628 — better
Update frequencyEvery 3 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.0 — better15.5
Further details — not scored
Size88 MB155 MB
Age rating4+4+
DeveloperBank of the Philippine IslandsNetworld Capital Ventures, Inc.

Customer experience

BPI BanKo Mobile App

All ratings6 ratings
Positive50.0%
Neutral16.7%
Negative33.3%
Written reviews55 reviews
Positive23.6%
Neutral16.4%
Negative60.0%

eCebuana

All ratings25 ratings
Positive20.0%
Neutral0.0%
Negative80.0%
Written reviews11 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

BPI BanKo Mobile App

No in-app purchases

None

eCebuana

No in-app purchases

Questions

Is BPI BanKo Mobile App free?
BPI BanKo Mobile App is free to download, with no in-app purchases.
Is eCebuana free?
eCebuana is free to download, with no in-app purchases.
Which has better reviews, BPI BanKo Mobile App or eCebuana?
BPI BanKo Mobile App is rated higher. BPI BanKo Mobile App averages 3.5 out of 5 from 6 ratings, while eCebuana averages 1.8 from 28 ratings.
Do BPI BanKo Mobile App or eCebuana have ads?
Neither BPI BanKo Mobile App nor eCebuana shows ads.
Which is updated more often, BPI BanKo Mobile App or eCebuana?
BPI BanKo Mobile App ships an update every 3 months, and eCebuana every 2 months. Most recently, BPI BanKo Mobile App was updated on August 15, 2026 and eCebuana on July 8, 2026.

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