UCB One vs ONE Bank App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UCB One
Manage your finances on the go with comprehensive account access, fund transfers, and bill payments. Securely handle credit card transactions, request services, and manage your credentials for a seamless banking experience.
- Account dashboard
- Fund transfers (own, UCB, other banks)
- Credit card management and payments
- Bill payments and mobile recharge
- Service requests
- Activity log and credential settings
- Card and cheque management
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About UCB One UCB One is the official digital banking app of United Commercial Bank PLC, designed for secure and convenient banking. Open accounts, manage finances, and perform transactions anytime, anywhere. Account Opening Open a bank account directly through the app using your NID, without visiting a branch. Subject to regulatory requirements and verification. Banking Services • View and manage accounts, cards, and transactions • Transfer funds to UCB and other banks (EFTN/NPSB/RTGS) • Send money to MFS wallets (bKash, Nagad, Rocket, upay) • Pay bills, mobile top-ups, and schedule payments • Download statements and access banking services Tools & Convenience • Personal finance tools and EMI calculator • Cash by Code for secure cardless ATM withdrawal • ATM and branch locator Security • Multi-layer authentication and OTP verification • Real-time alerts and notifications • Secure protection of customer data and transactions Disclaimer Services are subject to applicable regulations, transaction limits, and system availability.
ONE Bank App
This digital banking service allows customers to perform a wide range of financial transactions remotely using their mobile devices. It offers features for account management, bill payments, fund transfers, and service requests, providing convenience and enhanced utility.
- Remote financial transactions
- Account balance and transaction info
- Utility bill payment
- P2P payments
- Fund transfers
- Service requests (certificates, pay orders)
- Emergency service requests (stop payment, cheque book)
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“1 App” is a digital banking service provided by ONE Bank Limited that designed to enable customers to conduct financial transactions anytime anywhere remotely using a mobile device such as a smartphone or tablet, designed to provide customers with enhanced utility and satisfaction through its out of the box features & functionalities. “1 App” is a smart banking application which is designed to provide some unique features and functionalities in addition to the general features to make transactions anytime anywhere such as to know account balance and latest transaction information, make utility bill payment and P2P payments, make card transactions and card payments, make funds transfers to ONE Bank accounts or other Bank accounts. In addition to these general features, “1 App” will have option to make Service Request like Solvency Certificate Issuance, Tax Certificate Issuance, Pay Order/ FDD Issuance and make Emergency Service Request like stop payment instruction, cheque book requisition with option to receive feedback directly from app etc. “1 App” will have additional facility like Messaging Service for Promotional Offers, Campaign Offers, System Down Messages, Awareness Messages directly from the app. “1 App” will provide customers an Omni Channel Experience and a smart banking option which is easy to use, fast and flexible ensuring enhanced security with “Two Factor Authentication” 2FA. Therefore, banking with “1 App” will reduce the cost of handling transactions by reducing the need for customers to visit the Bank Branches for various banking transactions.
Screenshots
Verdict
The clearest difference is ratings volume: UCB One at 374 against ONE Bank App's 41. ONE Bank App's advantage is review sentiment (41% vs 30%). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 3.5 for UCB One against 3.5 for ONE Bank App. That said, the two scores are not equally well evidenced: UCB One has 374 ratings behind it against 41, so its average is the more settled of the two. Written reviews are what separate them: 30% of UCB One's written reviews are positive against 41% of ONE Bank App's.
UCB One ships an update every 6 weeks, ONE Bank App every 2 months. Both last shipped on October 24, 2026.
| Parameter | UCB One | ONE Bank App |
|---|---|---|
| Price | Free | Free |
| Rating | 3.5 (374 ratings) — better | 3.5 (41 ratings) |
| Positive reviews | 29.9% of reviews | 40.7% of reviews — better |
| Number of ratings | 374 — better | 41 |
| Update frequency | Every 6 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 99 MB | 59 MB |
| Age rating | 17+ | 4+ |
| Developer | United Commercial Bank Limited | ONE Bank Limited |
Customer experience
UCB One
ONE Bank App
Bugs and requests
UCB One
Reported bugs
4 issues- Inability to add beneficiaries
- Credit card payment feature not working
- Dashboard and card details crashing
- Frequent server connection issues
Requested features
5 requests- Add biometric login (Face ID, Touch ID)
- Improve UI/UX design
- Enhance transaction history and statements
- Add support for international transactions
- Implement DPS/FDR management features
ONE Bank App
Not enough reviews yet to summarise bugs or requests.
In-app purchases
UCB One
No in-app purchases
ONE Bank App
No in-app purchases
