Comparison

Explore My Plan vs HSA

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Explore My Plan

Access your health plan details, including claims, benefits, and deductible information, on the go. Find in-network doctors and securely communicate with customer service. Requires a Blue Cross and Blue Shield member account.

Highlights
  • Check claims and benefits
  • View or email ID card
  • Track deductible and out-of-pocket spend
  • Find a doctor
  • Secure customer service communication
  • Touch/Face ID login
Features
Read full description

Explore My Plan allows select Blue Cross and Blue Shield members to access their health plan information on the go. Register or log in to: • Check your claims and benefits • View or email your ID card • Track your deductible and out-of-pocket spend • Find a doctor in your network • Communicate securely with Customer Service Use your myBlueCross username and password to access your online account from the app. You can also set up Touch or Face ID for quicker access. There is no charge from Blue Cross and Blue Shield to download, but rates from your wireless provider may apply. This information is for educational purposes only and is not a substitute for personal care from a licensed physician. Please consult your physician for diagnosis and treatment options. This app supports some large employer plans administered on behalf of Blue Cross and Blue Shield of Florida and Blue Cross and Blue Shield of Minnesota. This app also supports all medical and dental benefit plans administered by Patrius Health. Each of these Blue Plans is an independent licensee of the Blue Cross and Blue Shield Association. Please visit ExploreMyPlan.com for more information.

About

HSA

Discover and learn about HSA-eligible health products. This app helps you find qualifying items you can purchase with tax-free funds from your Health Savings Account, offering a directory of over 7000 products and price change notifications.

Highlights
  • HSA-Eligible Product Directory
  • Over 7000 products listed
  • Price change notifications
  • HSA Savings Purchase Calculator
  • Educational content on HSAs
Features
Read full description

Your Health Savings Account (HSA) is one of the most powerful tax-free tools for your health — but only if you spend it on the right things. HSA Shop makes it fast and simple to find eligible products and get the most out of every tax-free dollar. Search over 8,000 HSA- and FSA-eligible products across 169 categories — or skip the browsing and search by symptom instead. Tell the app what's bothering you (headache, back pain, allergies, dry skin, and 90+ more) and it instantly surfaces eligible products that can help. NEW: CARE, NOT JUST PRODUCTS Some of the best uses of an HSA aren't things you can put in a cart — and because HSA funds roll over and stay yours, they suit ongoing care better than any other health dollars you have. The new Services tab lists care that accepts HSA and FSA funds but isn't sold in the app: • Lab testing — order your own blood work without a doctor's visit or insurance • Online therapy — licensed mental health care, session after session • Urgent care and prescriptions — get diagnosed and prescribed online Every listing shows what it does and doesn't do, on the same set of points, so you can tell providers apart. Listings are alphabetical, never ordered by what pays us, and every screen discloses that we earn a commission. FEATURES • Symptom Search — describe what's wrong, get matched HSA-eligible products instantly • 169 Categories — pain relief, diabetes care, vision, oral health, women's and men's health, and more • 8,000+ Products — with descriptions, eligibility status, and price links • Test Kits — at-home testing for STD, allergy, hormones, nutrients, and cancer screening • Amazon Integration — tap any product to check current prices and buy on Amazon • Eligibility Details — see exactly why a product qualifies for HSA/FSA reimbursement before you spend • Fast, Fuzzy Search — finds what you mean, even with a typo WHO IT'S FOR Anyone with a Health Savings Account (HSA) — or a compatible FSA — who wants to spend smarter. Unlike FSA funds, your HSA rolls over year to year and is yours to keep, so there's no deadline pressure — just make sure you're spending on eligible products. This app helps you find them quickly so your pre-tax health dollars go further. DISCLAIMER Product listings are for informational purposes only and do not constitute medical advice. Always verify eligibility with your HSA or FSA administrator before purchasing. HSA and FSA eligibility rules vary by plan. Services listed in the app are independent providers; we are not affiliated with your plan administrator, and we may earn a commission when you use them.

Screenshots

Explore My Plan3 screens
HSA4 screens

Verdict

The call

The clearest difference is rating: Explore My Plan at 3.4 against HSA's 2.3. Explore My Plan also leads on review sentiment (25% vs 0%) and ratings volume (57 vs 3). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Explore My Plan holds the better App Store score, 3.4 against 2.3. That said, the two scores are not equally well evidenced: Explore My Plan has 57 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 25% of Explore My Plan's written reviews are positive against 0% of HSA's.

UpkeepUpdate frequency

Explore My Plan ships an update every 6 weeks, HSA every 2 months. The most recent releases landed on September 28, 2026 and September 8, 2026 respectively.

Scorecard3 real differences · 7 level
Explore My Plan versus HSA: the parameters behind the verdict, then further details
ParameterExplore My PlanHSA
PriceFreeFree
Rating3.4 (57 ratings) — better2.3 (3 ratings)
Positive reviews25.0% of reviews — better0.0% of reviews
Number of ratings57 — better3
Update frequencyEvery 6 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.115.1
Further details — not scored
Size30 MB36 MB
Age rating12+12+
DeveloperUTIC Insurance CompanyThink Discount, LLC

Customer experience

Explore My Plan

All ratings51 ratings
Positive58.8%
Neutral9.8%
Negative31.4%
Written reviews8 reviews
Positive25.0%
Neutral25.0%
Negative50.0%

HSA

All ratings3 ratings
Positive33.3%
Neutral0.0%
Negative66.7%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Explore My Plan

No in-app purchases

None

HSA

No in-app purchases

Questions

Is Explore My Plan free?
Explore My Plan is free to download, with no in-app purchases.
Is HSA free?
HSA is free to download, with no in-app purchases.
Which has better reviews, Explore My Plan or HSA?
Explore My Plan is rated higher. Explore My Plan averages 3.4 out of 5 from 57 ratings, while HSA averages 2.3 from 3 ratings.
Do Explore My Plan or HSA have ads?
Neither Explore My Plan nor HSA shows ads.
Which is updated more often, Explore My Plan or HSA?
Explore My Plan ships an update every 6 weeks, and HSA every 2 months. Most recently, Explore My Plan was updated on September 28, 2026 and HSA on September 8, 2026.

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