Comparison

FNBTX.bank vs Extraco eBank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FNBTX.bank

Access your First National Bank accounts 24/7 with this free mobile app. Manage balances, transfer funds, deposit checks, and control your debit card securely from your device.

Highlights
  • View account balances and activity
  • Transfer funds between accounts
  • Deposit checks remotely
  • Send money with P2P payments
  • Manage debit card features (on/off, limits, travel)
  • Locate branches and ATMs
Features
Read full description

With the FNBTX.bank mobile app, First National Bank customers can conveniently and securely access their accounts and manage their finances 24 hours a day, 7 days a week. Our mobile app is FREE and allows customers to: • View account balance(s) • View account activity • View statements • Transfer funds • Deposit checks • Send money with person to person (P2P) payments • Activate a new debit card • Temporarily increase debit card limits • Turn debit card on/off • Manage debit card travel notifications • Report a lost or stolen debit card • Locate a branch or ATM The FNBTX.bank mobile app puts our bank in the palm of your hand so that you can safely bank with us anytime, anywhere.

About

Extraco eBank

Manage your finances conveniently with a secure banking app. Features include card management, budgeting tools, and the ability to link external accounts for a comprehensive financial overview.

Highlights
  • Card swap for multiple service providers
  • Financial management and budgeting tools
  • Turn debit card on/off
  • Set travel alerts
  • Link external accounts
Read full description

Extraco Banks eBank gives you the flexibility to access all your finances in one secure banking app. Available features include: * Card swap to update debit card number across multiple service providers at one time * New financial management and budgeting tools * Ability to turn on / off debit card and set travel alerts * Ability to link external accounts so you can have a complete financial picture in one app Please contact us at 1.866.398.7226 with any questions. Extraco Banks is a Member FDIC.

Screenshots

FNBTX.bank4 screens
Extraco eBank4 screens

Verdict

The call

The clearest difference is ratings volume: Extraco eBank at 1.8K against FNBTX.bank's 4. FNBTX.bank's advantage is rating (4.8 vs 4.4) and iOS requirement (14.1 vs 16.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

FNBTX.bank holds the better App Store score, 4.8 against 4.4. That said, the two scores are not equally well evidenced: Extraco eBank has 1.8K ratings behind it against 4, so its average is the more settled of the two.

UpkeepUpdate frequency

FNBTX.bank ships an update every 3 months, Extraco eBank every 2 months. The most recent releases landed on October 24, 2026 and November 3, 2026 respectively.

Scorecard3 real differences · 7 level
FNBTX.bank versus Extraco eBank: the parameters behind the verdict, then further details
ParameterFNBTX.bankExtraco eBank
PriceFreeFree
Rating4.8 (4 ratings) — better4.4 (1.8K ratings)
Positive reviews—87.1% of reviews
Number of ratings41.8K — better
Update frequencyEvery 3 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS14.1 — better16.0
Further details — not scored
Size130 MB33 MB
Age rating4+4+
DeveloperFirst National Bank of MoodyExtraco Banks

Customer experience

FNBTX.bank

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Extraco eBank

All ratings1,691 ratings
Positive86.0%
Neutral3.2%
Negative10.8%
Written reviews388 reviews
Positive87.1%
Neutral4.6%
Negative8.2%

Bugs and requests

FNBTX.bank

Not enough reviews yet to summarise bugs or requests.

Extraco eBank

Reported bugs

3 issues
  • Frequent log-outs and password resets required
  • Mobile deposit feature not working consistently
  • Transactions not always displaying correctly

Requested features

5 requests
  • Add built-in calculator
  • Improve transaction categorization and budgeting
  • Provide option for dark mode
  • Allow minors to deposit checks
  • Enhance transfer history and recurring payments

In-app purchases

None

FNBTX.bank

No in-app purchases

None

Extraco eBank

No in-app purchases

Questions

Is FNBTX.bank free?
FNBTX.bank is free to download, with no in-app purchases.
Is Extraco eBank free?
Extraco eBank is free to download, with no in-app purchases.
Which has better reviews, FNBTX.bank or Extraco eBank?
FNBTX.bank is rated higher. FNBTX.bank averages 4.8 out of 5 from 4 ratings, while Extraco eBank averages 4.4 from 1.8K ratings.
Do FNBTX.bank or Extraco eBank have ads?
Neither FNBTX.bank nor Extraco eBank shows ads.
Which is updated more often, FNBTX.bank or Extraco eBank?
FNBTX.bank ships an update every 3 months, and Extraco eBank every 2 months. Most recently, FNBTX.bank was updated on October 24, 2026 and Extraco eBank on November 3, 2026.

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