SWECU vs Extraco eBank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SWECU
Manage your finances conveniently from your mobile device. Check balances, review transaction history, transfer funds between accounts, and make loan payments securely. The app also offers a secure messaging feature for communication.
- Check account balances
- View transaction history
- Transfer funds
- Pay loans
- Secure messaging
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Scott and White Employees CU allows you to check balances, view transactions history, transfer funds, and pay loans on the go! Features: - Check Balances - View Transaction History - Transfer Funds - Pay Loans - Secure Messaging
Extraco eBank
Manage your finances conveniently with a secure banking app. Features include card management, budgeting tools, and the ability to link external accounts for a comprehensive financial overview.
- Card swap for multiple service providers
- Financial management and budgeting tools
- Turn debit card on/off
- Set travel alerts
- Link external accounts
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Extraco Banks eBank gives you the flexibility to access all your finances in one secure banking app. Available features include: * Card swap to update debit card number across multiple service providers at one time * New financial management and budgeting tools * Ability to turn on / off debit card and set travel alerts * Ability to link external accounts so you can have a complete financial picture in one app Please contact us at 1.866.398.7226 with any questions. Extraco Banks is a Member FDIC.
Screenshots
Verdict
The clearest difference is review sentiment: Extraco eBank at 87% against SWECU's 0%. Extraco eBank also leads on rating (4.4 vs 3.0) and ratings volume (1.7K vs 4). SWECU's advantage is update cadence (monthly vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Extraco eBank holds the better App Store score, 4.4 against 3.0. That said, the two scores are not equally well evidenced: Extraco eBank has 1.7K ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 0% of SWECU's written reviews are positive against 87% of Extraco eBank's.
SWECU ships an update monthly, Extraco eBank every 2 months. The most recent releases landed on October 9, 2026 and October 19, 2026 respectively.
| Parameter | SWECU | Extraco eBank |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (4 ratings) | 4.4 (1.7K ratings) — better |
| Positive reviews | 0.0% of reviews | 87.1% of reviews — better |
| Number of ratings | 4 | 1.7K — better |
| Update frequency | Monthly — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.1 — better | 16.0 |
| Further details — not scored | ||
| Size | 71 MB | 33 MB |
| Age rating | 4+ | 4+ |
| Developer | Scott and White Employees Credit Union | Extraco Banks |
Customer experience
SWECU
Extraco eBank
Bugs and requests
SWECU
Not enough reviews yet to summarise bugs or requests.
Extraco eBank
Reported bugs
3 issues- Frequent log-outs and password resets required
- Mobile deposit feature not working consistently
- Transactions not always displaying correctly
Requested features
5 requests- Add built-in calculator
- Improve transaction categorization and budgeting
- Provide option for dark mode
- Allow minors to deposit checks
- Enhance transfer history and recurring payments
In-app purchases
SWECU
No in-app purchases
Extraco eBank
No in-app purchases
Questions
Is SWECU free?
Is Extraco eBank free?
Which has better reviews, SWECU or Extraco eBank?
Do SWECU or Extraco eBank have ads?
Which is updated more often, SWECU or Extraco eBank?
Other comparisons
