Comparison

MyPaymentVault vs Recuria

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MyPaymentVault

Manage your prepaid card on the go with this mobile application. View your balance, review transaction history, locate nearby ATMs, and activate your card. Enjoy a secure and seamless login experience with fingerprint authentication.

Highlights
  • Activate card
  • Display card balance
  • View transaction history
  • Locate in-network ATMs
  • Fingerprint authentication
Read full description

The MyPaymentVault Mobile app (formerly North Lane Mobile app) lets you manage your MyPaymentVault prepaid card easily from your smartphone. The app provides you with important and useful functions such as: - Activate your card - Display your card balance - View your transaction history - Locate in-network ATMs The MyPaymentVault App is a simple way to manage your prepaid card. Download the MyPaymentVault app for free and get started in a few easy steps. We support Face Fingerprint authentication instead of entering a password, making your login experience seamless. The most important functions in detail: - Show Balance - View the current balance of your prepaid card in real-time on your - Dashboard. - Transaction History - View your transactions in detail and filter them according to date. - ATM Locator - Enter your location to view in-network ATMs near you.

About

Recuria

Manage recurring payments without linking bank accounts. Track subscriptions, forecast future spending, and receive timely renewal reminders to avoid surprise charges. Offers privacy-first data handling and detailed insights into your recurring expenses.

Highlights
  • Track recurring payments
  • Forecast future spending
  • Renewal reminders
  • Privacy-first, no bank access
  • Subscription health scores
  • Category trend tracking
  • Spend forecasting
Features
Read full description

Stop surprise renewals. Recuria helps you track, forecast, and intelligently manage every recurring payment — without connecting your bank. PRIVACY-FIRST Your data stays on your terms. No bank access, no scraping, no credentials shared — ever. FREE FEATURES • Two subscriptions tracking • Monthly and annual spending totals • Renewal reminders before charges hit • Multi-currency support with automatic conversion • Category breakdowns PRO FEATURES ($5.99/month) • Spend forecasting (30, 90, 365 days) • Price change alerts • Budget guardrails (fixed amount or % of income) • Advanced analytics and smart insights • Guided Review Ritual — quarterly keep-or-cancel reviews • CSV and Excel export BUILT FOR YOUR PEACE OF MIND • Health scores for every subscription • Category trend tracking month-over-month • See exactly what you'll spend before it hits • No bank login required — 100% privacy-first • Data encrypted at rest and in transit Take control of your subscriptions. Terms of Use: https://recuria.io/terms

Screenshots

MyPaymentVault4 screens
Recuria3 screens

Verdict

The call

The clearest difference is rating: Recuria at 5.0 against MyPaymentVault's 1.4. Recuria also leads on update cadence (every 5 days vs monthly). MyPaymentVault's advantage is in-app purchases (none vs 2) and ratings volume (680 vs 2). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Recuria sells 2 in-app purchases, starting at $5.99 per month. MyPaymentVault asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Recuria holds the better App Store score, 5.0 against 1.4. That said, the two scores are not equally well evidenced: MyPaymentVault has 680 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

MyPaymentVault ships an update monthly, Recuria every 5 days. The most recent releases landed on October 24, 2026 and October 6, 2026 respectively.

Scorecard5 real differences · 5 level
MyPaymentVault versus Recuria: the parameters behind the verdict, then further details
ParameterMyPaymentVaultRecuria
PriceFreeFree
Rating1.4 (680 ratings)5.0 (2 ratings) — better
Positive reviews7.8% of reviews—
Number of ratings680 — better2
Update frequencyMonthlyEvery 5 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.115.1
Further details — not scored
Size42 MB37 MB
Age rating12+4+
DeveloperNorth Lane Technologies, Inc.Zendi Labs LLC

Customer experience

MyPaymentVault

All ratings680 ratings
Positive10.0%
Neutral1.6%
Negative88.4%
Written reviews334 reviews
Positive7.8%
Neutral3.3%
Negative88.9%

Recuria

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

MyPaymentVault

Reported bugs

3 issues
  • Login issues
  • Registration problems
  • Inability to update account information

Requested features

2 requests
  • Ability to transfer funds to bank account
  • Improved transaction history and details

Recuria

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

MyPaymentVault

No in-app purchases

2 purchases

Recuria

Subscriptions2
  • Recuria Pro$5.991 Month
  • Recuria Family$9.991 Month

Questions

Is MyPaymentVault free?
MyPaymentVault is free to download, with no in-app purchases.
Is Recuria free?
Recuria is free to download, with in-app purchases available.
Which has better reviews, MyPaymentVault or Recuria?
Recuria is rated higher. MyPaymentVault averages 1.4 out of 5 from 680 ratings, while Recuria averages 5.0 from 2 ratings.
Do MyPaymentVault or Recuria have ads?
Neither MyPaymentVault nor Recuria shows ads.
Which is updated more often, MyPaymentVault or Recuria?
MyPaymentVault ships an update monthly, and Recuria every 5 days. Most recently, MyPaymentVault was updated on October 24, 2026 and Recuria on October 6, 2026.

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