Comparison

MyPaymentVault vs Splitfolk

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MyPaymentVault

Manage your prepaid card on the go with this mobile application. View your balance, review transaction history, locate nearby ATMs, and activate your card. Enjoy a secure and seamless login experience with fingerprint authentication.

Highlights
  • Activate card
  • Display card balance
  • View transaction history
  • Locate in-network ATMs
  • Fingerprint authentication
Read full description

The MyPaymentVault Mobile app (formerly North Lane Mobile app) lets you manage your MyPaymentVault prepaid card easily from your smartphone. The app provides you with important and useful functions such as: - Activate your card - Display your card balance - View your transaction history - Locate in-network ATMs The MyPaymentVault App is a simple way to manage your prepaid card. Download the MyPaymentVault app for free and get started in a few easy steps. We support Face Fingerprint authentication instead of entering a password, making your login experience seamless. The most important functions in detail: - Show Balance - View the current balance of your prepaid card in real-time on your - Dashboard. - Transaction History - View your transactions in detail and filter them according to date. - ATM Locator - Enter your location to view in-network ATMs near you.

About

Splitfolk

Easily divide shared costs among friends and groups. This app simplifies expense tracking with options for equal or custom splits, clear settlement plans, and group record exports. It's designed for quick and hassle-free management of shared finances for trips, housing, or events.

Highlights
  • Create and manage groups
  • Record expenses with custom splits
  • View clear settlement plans
  • Support for recurring expenses
  • Export group records
  • Invite members via shareable link
Features
Read full description

Splitfolk helps friends, roommates, and small groups split shared expenses without spreadsheet math. Create a group, add members, record expenses, choose equal or custom splits, and see a clear settle-up plan. Splitfolk keeps activity history, supports recurring expenses, exports group records, and lets invitees claim their own seat from a shared link. The iOS app is built for quick group expense tracking: • Create groups for trips, homes, events, and shared projects. • Add expenses with equal, exact, percentage, or share-based splits. • See balances and suggested repayments. • Record settlements when someone pays back. • Invite members with a shareable link. • Export group records when you need a copy. • Delete your account from inside the app. Splitfolk Plus checkout is not sold inside the iOS app in v1.

Screenshots

MyPaymentVault4 screens
Splitfolk4 screens

Verdict

The call

The clearest difference is review sentiment: Splitfolk at 100% against MyPaymentVault's 8%. Splitfolk also leads on rating (5.0 vs 1.4) and update cadence (daily vs monthly). MyPaymentVault's advantage is ratings volume (676 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Splitfolk holds the better App Store score, 5.0 against 1.4. That said, the two scores are not equally well evidenced: MyPaymentVault has 676 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 8% of MyPaymentVault's written reviews are positive against 100% of Splitfolk's.

UpkeepUpdate frequency

MyPaymentVault ships an update monthly, Splitfolk daily. The most recent releases landed on October 8, 2026 and September 27, 2026 respectively.

Scorecard4 real differences · 6 level
MyPaymentVault versus Splitfolk: the parameters behind the verdict, then further details
ParameterMyPaymentVaultSplitfolk
PriceFreeFree
Rating1.4 (676 ratings)5.0 (1 ratings) — better
Positive reviews7.8% of reviews100.0% of reviews — better
Number of ratings676 — better1
Update frequencyMonthlyDaily — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.115.0 — better
Further details — not scored
Size42 MB4 MB
Age rating12+4+
DeveloperNorth Lane Technologies, Inc.TAO CHEN

Customer experience

MyPaymentVault

All ratings676 ratings
Positive9.9%
Neutral1.6%
Negative88.5%
Written reviews333 reviews
Positive7.8%
Neutral3.3%
Negative88.9%

Splitfolk

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

MyPaymentVault

Reported bugs

3 issues
  • Login issues
  • Registration problems
  • Inability to update account information

Requested features

2 requests
  • Ability to transfer funds to bank account
  • Improved transaction history and details

Splitfolk

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

MyPaymentVault

No in-app purchases

None

Splitfolk

No in-app purchases

Questions

Is MyPaymentVault free?
MyPaymentVault is free to download, with no in-app purchases.
Is Splitfolk free?
Splitfolk is free to download, with no in-app purchases.
Which has better reviews, MyPaymentVault or Splitfolk?
Splitfolk is rated higher. MyPaymentVault averages 1.4 out of 5 from 676 ratings, while Splitfolk averages 5.0 from 1 ratings.
Do MyPaymentVault or Splitfolk have ads?
Neither MyPaymentVault nor Splitfolk shows ads.
Which is updated more often, MyPaymentVault or Splitfolk?
MyPaymentVault ships an update monthly, and Splitfolk daily. Most recently, MyPaymentVault was updated on October 8, 2026 and Splitfolk on September 27, 2026.

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