MyPaymentVault vs Splitfolk
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MyPaymentVault
Manage your prepaid card on the go with this mobile application. View your balance, review transaction history, locate nearby ATMs, and activate your card. Enjoy a secure and seamless login experience with fingerprint authentication.
- Activate card
- Display card balance
- View transaction history
- Locate in-network ATMs
- Fingerprint authentication
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The MyPaymentVault Mobile app (formerly North Lane Mobile app) lets you manage your MyPaymentVault prepaid card easily from your smartphone. The app provides you with important and useful functions such as: - Activate your card - Display your card balance - View your transaction history - Locate in-network ATMs The MyPaymentVault App is a simple way to manage your prepaid card. Download the MyPaymentVault app for free and get started in a few easy steps. We support Face Fingerprint authentication instead of entering a password, making your login experience seamless. The most important functions in detail: - Show Balance - View the current balance of your prepaid card in real-time on your - Dashboard. - Transaction History - View your transactions in detail and filter them according to date. - ATM Locator - Enter your location to view in-network ATMs near you.
Splitfolk
Easily divide shared costs among friends and groups. This app simplifies expense tracking with options for equal or custom splits, clear settlement plans, and group record exports. It's designed for quick and hassle-free management of shared finances for trips, housing, or events.
- Create and manage groups
- Record expenses with custom splits
- View clear settlement plans
- Support for recurring expenses
- Export group records
- Invite members via shareable link
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Splitfolk helps friends, roommates, and small groups split shared expenses without spreadsheet math. Create a group, add members, record expenses, choose equal or custom splits, and see a clear settle-up plan. Splitfolk keeps activity history, supports recurring expenses, exports group records, and lets invitees claim their own seat from a shared link. The iOS app is built for quick group expense tracking: • Create groups for trips, homes, events, and shared projects. • Add expenses with equal, exact, percentage, or share-based splits. • See balances and suggested repayments. • Record settlements when someone pays back. • Invite members with a shareable link. • Export group records when you need a copy. • Delete your account from inside the app. Splitfolk Plus checkout is not sold inside the iOS app in v1.
Screenshots
Verdict
The clearest difference is review sentiment: Splitfolk at 100% against MyPaymentVault's 8%. Splitfolk also leads on rating (5.0 vs 1.4) and update cadence (daily vs monthly). MyPaymentVault's advantage is ratings volume (676 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Splitfolk holds the better App Store score, 5.0 against 1.4. That said, the two scores are not equally well evidenced: MyPaymentVault has 676 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 8% of MyPaymentVault's written reviews are positive against 100% of Splitfolk's.
MyPaymentVault ships an update monthly, Splitfolk daily. The most recent releases landed on October 8, 2026 and September 27, 2026 respectively.
| Parameter | MyPaymentVault | Splitfolk |
|---|---|---|
| Price | Free | Free |
| Rating | 1.4 (676 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 7.8% of reviews | 100.0% of reviews — better |
| Number of ratings | 676 — better | 1 |
| Update frequency | Monthly | Daily — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.1 | 15.0 — better |
| Further details — not scored | ||
| Size | 42 MB | 4 MB |
| Age rating | 12+ | 4+ |
| Developer | North Lane Technologies, Inc. | TAO CHEN |
Customer experience
MyPaymentVault
Splitfolk
Bugs and requests
MyPaymentVault
Reported bugs
3 issues- Login issues
- Registration problems
- Inability to update account information
Requested features
2 requests- Ability to transfer funds to bank account
- Improved transaction history and details
Splitfolk
Not enough reviews yet to summarise bugs or requests.
In-app purchases
MyPaymentVault
No in-app purchases
Splitfolk
No in-app purchases









