Skiply vs Vault

Skip the hassle with easier school payments. Skiply is a mobile payment service powered by RAKBANK that allows parents to make secured payments to schools in UAE with any bank Card. Skiply features include; tuition fee, uniforms, transportation, books payments using a mobile app, signed permission slips for events, email receipts, multiple card support, and much more. Making school payments have never been this easy, say Goodbye to waiting in queues to pay for your Childs’s school fee. Good enough? What if we say, School books for your child is just a login away, ready to get started? Download the app and skip quickly through the long waiting queues. The interface is well-designed and straightforward with impressive offers and push notifications, reminding you of when payments are due. Here are some of Skiply’s features: Seamless user registration, student registration, product catalogue for your school, notifications, order management, Online payment and offers, Email receipts, Multiple card support and much more to explore! With Skiply you can: • Discover all the schools near your location. • Pay online: users can pay off the school products ahead of time, then collect the products or have it delivered to your home. • Parents can pay online for student events arranged by school and sign school permission slip digitally • Create a free MasterPass account: Skiply uses MasterPass, MasterCard’s secure digital wallet solution that accepts MasterCard and Visa. • The Apple Pay/Samsung pay/Google pay checkout option is coming later this year. • Access your eReceipts: now you can easily review your Skiply transaction history in the app. Once you select the school, the app checks for the students registered for that school, Once you click add student you will see your child’s details. Confirm and you are now ready to start exploring the school’s catalogue and make payments for your child’s school needs. You can pay using one of your uploaded payment cards whenever you like. That means you can skip quickly to completion without having to visit the school and spend your precious time waiting in queues. The great thing about Skiply is that family members and guardians who have the app can also use it to pay. All family members will have access to the transaction history. Thanks to Skiply, the payment outstanding is cleared the minute the payment is successfully completed. Is my payment secure? Can someone see my card details? Is it safe to save my card in the Skiply wallet? Well worry no more, the technology provides a single digital storage place for all your payment and shipping information, and encrypts it to keep it out of harm’s way. When you make an online purchase, you simply use the digitally secure checkout option and your payment is processed using the information you have stored.

Vault is UAE's first digitally-enabled private wealth management app for high-net-worth individuals. With Vault, you get access to personalized guidance from a dedicated financial advisor who's incentivized to put your best interests first, along with a suite of investment opportunities ranging from customizable diversified portfolios of equities and bonds, to private market opportunities* such as private equity and venture capital. Why Vault? Advice from experienced professionals: Our advisors combine the best of financial planning, asset allocation, tax advice, and investment banking. Each of our advisors are a true fiduciary - we not only prioritize your best interests but we're also bound by regulatory obligations and incentivized by them. Our advisors take the time to understand your current circumstances, identify and align on what your financial goals are (whether it's wealth preservation, education, retirement, or estate planning), create a plan to help you achieve your financial goals, and regularly monitor progress, adapt, and offer ongoing support. A custodian you can trust: When placing your money with a custodian, you need to make sure your custodian is secure and can endure through good and bad times. That’s why we chose Interactive Brokers. Your offshore account is opened directly in your name with the Custody Bank & Broker, Interactive Brokers. Your assets are protected by both the SIPC and the US FDIC. Invest with diversification at the core: At Vault, our investment methodology blends diversified portfolios of global equities and bonds, thematic investing (such as AI and sustainable energy), and private market strategies (such as private equity and venture capital) to safeguard and grow your wealth. For investors that would like to invest within the Islamic principles, we have created diversified portfolios with different allocations that are Shariah compliant. Earn 3.72%* on your idle cash with SmartCash: You earn interest each day your deposit is active with the ability to withdraw at any time. You can earn a competitive return without the pressure of timing the market. Rates are set by the US federal reserve. *SmartCash is available for USD, EUR, and GBP currencies and the rate varies depending on the currency. Exclusive access* to private market opportunities: Private market investments can enhance a portfolio's performance and the added diversification can help to reduce overall portfolio risk and improve long-term performance. The minimum investment to enter these opportunities is on average $3M-5M. *Vault offers private market opportunities at exclusive minimum investments as low as $100K for it's professional clients. Cutting-edge technology: Our integration with Onfido and Lean Technologies allows you to complete verification and make deposits seamlessly. Choose from a variety of exclusive investment offerings within minutes of signing up and having your account opened. View and manage your portfolio, whilst getting personalized guidance from our fiduciary advisors, all within the app. Get started with a complimentary financial planning session with a Vault advisor. No commitments or obligations. Or sign up for an account today. Vault Wealth Limited is a company incorporated in the Abu Dhabi Global Market ("ADGM") and is regulated by the Financial Services Regulatory Authority (FSRA) with a category 4 license for advising on investments and credit, and arranging deals with retail endorsement. Our registered office is at Office 108, 14th floor, Al-Khatem Tower, ADGM, Abu Dhabi, United Arab Emirates.