MyFin vs OnePay

MyFin - Your Digital Wallet! As a licensed company approved by the Bulgarian National Bank, MyFin offers you security comparable to that of a traditional bank, all while saving you time and money. With MyFin, you'll enjoy: - Free IBAN: Obtain your own IBAN directly through your smartphone within minutes, simply by registering on the app. - Currency Exchange Without Fees: Exchange currencies without incurring any additional fees. - POS Payments in Various Countries: MyFin serves as your digital wallet, enabling fast and secure payments in multiple countries. - Cash Deposits via ATM (available exclusively for Fibank ATMs): Easily add cash to your MyFin wallet at Fibank ATMs without any extra charges. - Utility Payments and Vignette Purchases: MyFin provides the convenience of paying utility bills and purchasing vignettes for your car directly from your phone, all without any fees. - Electronic food vouchers! Now you can easily manage and check your voucher balance directly through the app. Available exclusively in Bulgaria. - Payment with QR code: Experience the convenience of making payments more easily than ever before with our new QR code payment feature. Simply scan and pay directly from your smartphone, enhancing your payment experience. - Investments - You can now trade stocks and ETFs! We offer you direct trading on the stock market. Invest quickly and easily and monitor your investments at any time. - Card Management: Take control of your cards by freezing them or setting customized limits for payments, ATM withdrawals, and geographical regions. - Personalized card design: Make your MyFin card uniquely yours with our personalized card design feature. Customize the design of your card effortlessly, reflecting your individual style and preferences. MyFin - Твоя дигитален портфейл! Като лицензирано дружество от БНБ MyFin ти дава сигурност на банкова институция, позволявайки ти да спестяваш време и пари. С MyFin получаваш: - Безплатен IBAN. Отваряш собствена сметка с IBAN, напълно безплатно за няколко минути през своето мобилно устройство. - Обмяна на валута, без такса. - Плащания на POS - терминал в различни държави. MyFin е дигитален портфейл, който ти позволява да правиш плащания бързо и сигрурно в различни държави. - Внасяне на пари в брой през банкомат, без такса. - Комунални услуги, винетка. MyFin ти дава възможност да плащаш своите битови услуги, както и да си закупиш винетка. - Плащане с QR код: Изживейте удобството на правене на плащания по-лесно от всякога с нашата нова функция за плащане с QR код. Просто сканирайте и платете директно от вашия смартфон, подобрявайки вашето преживяване при плащанията. - Инвестиции - Вече може да търгуваш с акции и ETF-и! Предлагаме ти директна търговия на пазара с акции. Инвестирай бързо и лесно и следи инвестициите си по всяко време. - Управление на карти. Контролираш своите карти чрез замразяване, слагаш лимити за плащания, теглене както и по регион. - Персонализиране на картите: Направете вашата карта уникална с нашата функция за персонализиран дизайн. Пригоди дизайна на твоята карта лесно, отразявайки твоя индивидуален стил и предпочитания.

Meet your money super app. Through OnePay, you can bank, send, pay, spend, and borrow — plus build credit and earn cash back and rewards. OnePay is a financial technology company, not a bank. Banking services provided by Coastal Community Bank or Lead Bank, Member FDIC. Cash back earned as OnePay Points, redeemable as a deposit into a OnePay deposit account/other available options pursuant to the OnePay Rewards Terms at onepay.com/rewards-terms. For terms/conditions relating to OnePay products, onepay.com/terms. For individual reward details see OnePay app. For certain reward offers utilizing OnePay Credit Cards &, and 3rd-party cards linked in the OnePay Wallet, purchases must be made using the physical card. ^Fee-Free Overdraft is available to OnePay deposit accounts that have received Direct Deposits totaling $500+ in the current or previous month. You must be 18 or older. When on, Savings Backup will be used before Fee-Free Overdraft. Overdraft balance is due right away. Eligible transactions are at the discretion of OnePay and may exclude certain transactions (e.g., bill pay, global transfers). See onepay.com/overdraft-details Δ3.35% annual percentage yield (APY) applies to the Savings balance of OnePay deposit accounts. APYs are as of 7/27/26, but may change at any time before or after account opening. ‡Cash back is earned as OnePay Points, redeemable into a OnePay deposit account or other available options. You must select your cash back category in the OnePay app monthly and you begin earning on the date it is selected. Eligible purchases are based on MCC. See onepay.com/rewards-terms. +Subject to credit approval. Cash back is earned as points on purchases made with your OnePay CashRewards Mastercard, which can be redeemed as a statement credit, as a deposit into a OnePay deposit account, or other available options. * When you enable OnePay Crypto, you must also agree to the zerohash llc and zerohash liquidity services llc terms and conditions and enable your zerohash account. Crypto services may not be available in all states. The value of any cryptocurrency, including digital assets pegged to fiat currency, commodities, or any other asset, may go to zero. zerohash llc is licensed to engage in Virtual Currency Business Activity by the New York State Department of Financial Services. **Teens are authorized users on their parent or guardian's Builder Card. When they turn 18, their Builder Card activity (starting from age 16) will be reported to the credit bureaus, provided they are still an authorized user, their SSN has been verified, and credit reporting has not been turned off. Credit score impact is independently determined and based on overall financial behavior; results may vary and are not guaranteed. Transactions using a virtual debit card are not reported. See OneProgress Services LLC (NMLS ID 2460509) Licenses at https://www.onepay.com/legal/licenses