Cenlar Mobile™ vs Cochyn

Cenlar Mobile™ Manage your mortgage on the go. Description and benefits: Cenlar Mobile™ , a convenient and secure way to manage your home loan right from your phone. Easily make a payment, check account balance, see when taxes were paid, view a statement or sign up for automatic payments. The new app has functionality similar to the website. Use our calculators to determine how to save interest and pay off your mortgage sooner. What you can do on Cenlar Mobile™ : • Stay current on your mortgage details and outstanding balance • Make a payment and view payment status • Enroll in AutoPay and view scheduled payments on your mortgage • Calculate changes to PMI based on projected changes to your loan • View details on escrow, taxes and insurance • Calculate the impact of making additional payments on interest cost savings and earlier loan pay off • View the Learning Center to see frequently asked topics and questions How to access: • Complete the secure registration on Cenlar Mobile™ if you have not previously registered on our app or website • Use thumbprint or facial recognition for subsequent login We are listening and will continue to make improvements. Here’s What’s New – o Redesigned and more intuitive user experience o Enhancements to the Payment History screen to display reversed payments o Enhanced messaging for when the app is down for maintenance o Ability to display full loan number o Ability to submit a secure message with one attachment (PDF, PNG, JPEG) Please note you will need [iOS version 13.0] or greater.

Cochyn ("KOH-chin") makes shared expenses effortless — whether it's a weekend getaway, a family vacation, or just splitting dinner with friends. Create an event for any trip or outing, add the people involved, log expenses as they happen, and let Cochyn handle the maths. When you're ready to settle up, you'll see exactly who owes who. If you're not ready yet — no pressure. Balances carry forward to your next adventure. TRACK EXPENSES TOGETHER Log who paid, who was involved, and how to split it — equally, by percentage, or custom amounts per person. Every expense is recorded in real time, visible to everyone in the event. MULTI-CURRENCY SUPPORT Travelling across borders? Cochyn converts expenses using daily exchange rates and displays all balances in your preferred currency — so nothing gets lost in translation. RUNNING BALANCES Balances accumulate across every event. At any point you can see exactly who owes who, spanning every trip you've shared together. FAMILY & GROUP BALANCES Manage balances at the family level, not just individually. Perfect when two families travel together and want to settle as a unit. SETTLE ON YOUR TERMS Settle right after a trip or weeks later — there's no deadline. Cochyn keeps the books accurate until you're ready. A DASHBOARD THAT KEEPS YOU IN THE LOOP See all active events, live balance summaries, and pending actions at a glance. Complete transaction history per person or family. Always know exactly where things stand. STAY IN THE LOOP Cochyn keeps everyone in sync — automatically. Get a push notification when an expense is added, when someone initiates a settlement, or when you've been added to a new event. A notification centre in the app holds your full history with unread indicators, so nothing slips through. You control what reaches you: push and email notifications can each be turned off independently in your settings. Cochyn. Make Memories. Share The Journey. Settle Fairly.