Comparison

Expenses vs Budget Flow | Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expenses

Easily track your spending and income in any currency with this private finance app. Organize expenses with custom categories and gain insights into your spending habits through intuitive charts and trends. Collaborate with others on shared sheets and sync data across Apple devices.

Highlights
  • Expense and income tracking
  • Multi-currency support with auto exchange rates
  • Customizable categories
  • Spending trend analysis
  • Real-time sheet sharing
  • Private by design, no account needed
  • Data import/export (CSV)
Features
Read full description

Track your spending with Expenses Expenses focuses on what matters: tracking your money simply and privately. Log expenses and income in any currency, scan receipts to enter details faster, organize spending by category and merchant, and understand your habits with intuitive stats and spending trends. With iCloud, your data stays in sync across iPhone, iPad, Mac, and Apple Vision Pro. You can also share a sheet with others to manage expenses together seamlessly. • Featured by Apple on the App Store • Used by people in 100+ countries Start effortlessly There is no learning curve and no account to create. Just open the app and start adding your expenses or income in seconds. When you travel, you can add expenses in different currencies. Exchange rates update automatically for major currencies, and you can set custom rates whenever you need. Scan receipts faster Capture receipts and turn them into expense entries with less manual typing. Expenses helps you keep accurate records while staying focused on your spending, not data entry. Organize with categories and merchants Create and customize categories that fit your life, then track where your money goes by merchant. Whether you want to review grocery trips, subscriptions, restaurants, or travel costs, merchant support makes your spending easier to understand. Discover where your money really goes See the bigger picture with visual trends over time and detailed breakdowns by category and merchant. Turn your spending data into actionable insights that help you make smarter financial decisions. Share and collaborate Planning a trip? Managing a household? Invite others to share a sheet and track expenses together in real time. Privacy built in Expenses is private by design. No sign-ups and no personal data collection. Your information stays on your device or in iCloud, always under your control. Import and export your data You can export your expenses as a CSV file anytime for backup or further analysis. Expenses also supports importing existing data from CSV, making it easy to migrate from other tools or bring in previous records. Designed for everyone Expenses works beautifully on iPhone, iPad, Mac, and Apple Vision Pro with: • Dark Mode for comfortable viewing • Widgets for quick expense entry • Shortcuts automation support • Full accessibility features • Instant sync across all your devices Download Expenses today and see where your money goes. Terms and Conditions: https://bluecometlabs.com/terms/ Privacy Policy: https://bluecometlabs.com/privacy/ Contact: https://expenses.cash/contact/

About

Budget Flow | Expense Tracker

Effortlessly track income and expenses with this modern, user-friendly financial manager. It offers secure, offline use with no registration, allowing you to manage accounts, plan budgets, and secure your financial data.

Highlights
  • Track income and expenses
  • Manage multiple accounts and categories
  • Plan budgets for categories
  • Shared budgeting with multiple users
  • Secure data storage with no login
  • Offline functionality
  • Currency conversion
Features
Read full description

Budget Flow lets you keep track of your income and expenses and manage them effortlessly. This modern and user-friendly expense tracking app is quick to set up, requires no registration and can even be used offline. Budget Flow is the app for anyone who wants to manage their finances efficiently while maintaining a high level of data security. Download Budget Flow today and achieve your financial goals! HIGHLIGHTS: Clear financial management: - Keep track of your accounts, balances and transactions - Configurable dashboard with numerous widgets - Multiple sorting, search and filtering options - Customizable time period for the entire app Create accounts and categories: - Create multiple accounts and categories - Personalizable with icons, emojis and colors - Organize categories into folders Easy transaction management: - One-time and recurring transactions - Integrated calculator for accurate entries - Automatic conversion to over 150 currencies - Add photos, locations and notes - Scan receipts including automatic evaluation - Reminders for planned transactions Budget planning: - Plan budgets for your categories - Choose different recurrence intervals Shared budgeting: - Supports multiple budget books and users - Share data via iCloud to collaborate with multiple people Data security: - Secure data storage - No login required - FaceID / TouchID / Passcode support Other features: - Apple Watch app incl. complications - Mac app incl. keyboard support & shortcuts - Home & lockscreen widgets - Siri shortcut support - Import and export data via CSV file - Numerous personalization options - Seamless iCloud synchronization - Responsive design incl. darkmode - Dynamic text size - ...and much more! IN-APP-PURCHASES: Budget Flow is free to download. Some features require an optional subscription or one-time purchase of the full version. LEGAL: Privacy policy: https://budget-flow.app/privacy-policy Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula

Screenshots

Expenses4 screens
Budget Flow | Expense Tracker4 screens

Verdict

The call

The clearest difference is update cadence: Expenses at every 4 days against Budget Flow | Expense Tracker's every 10 days. Expenses also leads on ratings volume (1.8K vs 330). On price, rating, review sentiment and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expenses sells 3 in-app purchases, starting at $1.99 per month and Budget Flow | Expense Tracker sells 4 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Expenses against 4.8 for Budget Flow | Expense Tracker. That said, the two scores are not equally well evidenced: Expenses has 1.8K ratings behind it against 330, so its average is the more settled of the two. Written reviews are what separate them: 87% of Expenses's written reviews are positive against 91% of Budget Flow | Expense Tracker's.

UpkeepUpdate frequency

Expenses ships an update every 4 days, Budget Flow | Expense Tracker every 10 days. Both last shipped on September 26, 2026.

Scorecard2 real differences · 8 level
Expenses versus Budget Flow | Expense Tracker: the parameters behind the verdict, then further details
ParameterExpensesBudget Flow | Expense Tracker
PriceFreeFree
Rating4.8 (1.8K ratings)4.8 (330 ratings)
Positive reviews86.9% of reviews90.5% of reviews — better
Number of ratings1.8K — better330
Update frequencyEvery 4 days — betterEvery 10 days
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, Mac, Vision ProiPhone, iPad, Mac, Apple Watch
Requires iOS16.016.0
Further details — not scored
Size70 MB147 MB
Age rating4+4+
DeveloperBLUE COMET LABS LLCFabian Hasse

Customer experience

Expenses

All ratings1,811 ratings
Positive95.4%
Neutral2.0%
Negative2.5%
Written reviews405 reviews
Positive86.9%
Neutral5.2%
Negative7.9%

Budget Flow | Expense Tracker

All ratings330 ratings
Positive94.8%
Neutral1.8%
Negative3.3%
Written reviews464 reviews
Positive90.5%
Neutral4.3%
Negative5.2%

User reviews

Expenses

From 1.8K App Store ratings

What we love

  • 👍 Simple and easy to use
  • 🚀 Straightforward functionality
  • 🔒 No bank account required
  • 💡 Flexible customization options
  • 🚀 Seamless iCloud sync

Room to improve

  • 🐛 Occasional bugs and crashes
  • 🔒 Sharing/collaboration issues
  • 💡 Lack of advanced budgeting features
  • 💡 Missing subcategories and reporting options
  • 🔒 Requirement to pay for full access

Budget Flow | Expense Tracker

From 330 App Store ratings

What we love

  • 🚀 Excellent app features
  • 👍 Easy to use and intuitive
  • 💰 Helpful for tracking expenses
  • 🔍 Customizable and flexible
  • 🌟 Great user interface

Room to improve

  • 🐛 Some bugs and glitches
  • 💱 Lack of currency conversion options
  • 📊 Limited reporting and analytics
  • 🔒 No bank account integration

Bugs and requests

Expenses

Reported bugs

4 issues
  • Syncing issues between devices
  • Disappearing transaction data after updates
  • Inconsistent balance display
  • Unresponsive UI elements

Requested features

5 requests
  • Ability to create folders/groups for sheets
  • Option to view combined stats across sheets
  • Recurring expense/income tracking
  • Improved sorting and filtering of transactions
  • Budget comparison and forecasting tools

Budget Flow | Expense Tracker

Reported bugs

3 issues
  • Transactions disappearing from accounts
  • Inconsistent data display in reports
  • Rounding issues with decimal amounts

Requested features

5 requests
  • Add monthly recurring reminders
  • Improve search functionality
  • Provide more detailed budgeting options
  • Integrate receipt scanning and OCR
  • Allow custom currency support

In-app purchases

3 purchases

Expenses

Subscriptions2
  • Expenses Pro - Monthly$1.991 Month
  • Expenses Pro - Yearly$14.991 Year
One-time1
  • Expenses Pro - Lifetime$39.99
4 purchases

Budget Flow | Expense Tracker

Subscriptions2
  • Full Version (1 Month)$4.991 Month
  • Full Version (1 Year)7 Days trial$29.991 Year
One-time2
  • Full Version (Discounted)$49.99
  • Full Version (Lifetime)$69.99

Questions

Is Expenses free?
Expenses is free to download, with in-app purchases available.
Is Budget Flow | Expense Tracker free?
Budget Flow | Expense Tracker is free to download, with in-app purchases available.
Which has better reviews, Expenses or Budget Flow | Expense Tracker?
Expenses and Budget Flow | Expense Tracker are both rated 4.8 out of 5 on the App Store, from 1.8K and 330 ratings respectively.
Do Expenses or Budget Flow | Expense Tracker have ads?
Neither Expenses nor Budget Flow | Expense Tracker shows ads.
Which is updated more often, Expenses or Budget Flow | Expense Tracker?
Expenses ships an update every 4 days, and Budget Flow | Expense Tracker every 10 days. Most recently, Expenses was updated on September 26, 2026 and Budget Flow | Expense Tracker on September 26, 2026.

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