Jingle Pay vs ADCB.

Manage all your money, cards, and accounts in one financial super-app Within a few minutes, get: • Fee Free AED account • 0 Minimum Balance • Multi-currency transfers to 160+ countries fee-free at the best exchange rates The app was conceived by expats for the expats. Like you, we know the difficulties and extra costs that expats might face while opening bank accounts or sending money to their loved ones abroad. So, Jingle Pay was created to simplify the financial daily lives of the masses. Jingle Pay empowers you with an AED account free of fees, paperwork and with zero-commitments, to reliably store, spend, and send money to 160+ countries, in 99+currencies, and at the best exchange rates globally – all through a seamless and user-centric mobile experience. Jingle Pay is regulated by the Dubai Financial Services Authority. For any questions or concerns, contact our team via Live Chat or email at: support@jinglepay.com WHAT WE STAND FOR! At Jingle Pay, we are on a mission to boost financial inclusivity. We deliver affordable, inclusive and transparent payment services through a seamless digital experience. We aim to expand access to financial services by simplifying the processes of account openings, payments and cash management. THE ALL IN ONE ACCOUNT Whether you’re using your Jingle Pay account, any other linked card or bank account, this feature simplifies the way you manage money by providing you with a holistic view of all your accounts’ balances and transactions. Using any of your linked accounts, you can send money that will be processed through your Jingle Pay account in a tap. You can also simply top up your Jingle Pay account. WORLD’S-FIRST REMITTANCE MARKETPLACE Get ready to unlock our remittance services that will make you feel closer to home! Through this feature, you will be able to instantly make international money transfers, register beneficiaries, compare rates between different market providers and save money while sending remittance to family. Your remittance transactions can be made within minutes fee-free, through our user-centric super-app. The app offers you convenient options for sending and receiving money – through transfers to a bank account, mobile wallet, or cash pickup. You can send money to 160+ countries in 99+ currencies while choosing the best exchange rates offered on our world-first remittances marketplace. PEER-TO-PEER PAYMENTS With the peer-to-peer feature, you can send or request money instantly and free of charge - all you need is a mobile number. Also, the app gives you the option of writing a personal message or even sending an emoji that reflects your personality to send alongside your transfers. At Jingle Pay, we understand that traditions and customs might inhibit you from asking your friends to pay you back. With this feature, we save you any embarrassment that might come with having to ask someone for your money back. SPLIT BILL The split-bill feature allows you to split expenses with multiple Jingle Pay accounts easily. You can select multiple people from your contact list to share expenses with, while informing them of the total amount of the bill. This feature will save you the countless discussions you might have with your friends over who’s picking up the dinner bill next. DETAILED ANALYTICS Our AI-embedded financial analytics feature will help you keep track of your spendings across all your bank accounts and cards. You will be able to manage your spendings and transactions all in one place. To help you better understand and manage your funds, the feature categorizes your spendings into labels, such as restaurants, groceries, health, etc. The ‘money stories’ feature will allow you to view your categorized spendings per day, week, month, or any given customized date. Finally, the feature categorizes and labels all transactions made on any linked cards or bank accounts, giving you a bird’s-eye view of your spending habits.

Welcome to a new era of banking. Powered by AI. Shaped by you. The new ADCB Mobile Banking App is powered by advanced AI and built with a next-generation digital experience, making banking faster, more intuitive, and seamlessly connected to your everyday needs. Designed to simplify the way you manage your finances, the app brings together intelligent features, seamless navigation, and secure access, all in one place. AI-powered smart banking Experience smarter banking with advanced AI that provides intuitive prompts and helps you complete tasks quickly across a wide range of services. Faster, more seamless experience View and manage your accounts, cards, loans, and services in one place, with improved speed, smoother navigation, and quicker access to what matters most. Intuitive end-to-end journeys Every journey has been redesigned to be simpler, clearer, and easier to complete, from everyday transactions to more advanced banking needs. All-in-one banking Open accounts, apply for products, manage your cards, and build your investment portfolio, all within one secure app. Investment and trading Access global markets directly from the app and trade US equities, ETFs, and cryptocurrencies with real-time market data. Secure and convenient access Sign in quickly using biometrics or UAE Pass, with enhanced security built into every interaction. This is just the beginning. The ADCB Mobile Banking App will continue to evolve with every update, becoming more intuitive, more helpful, and more personalised over time. A smarter way to bank, built around your daily life.