Comparison

GoAuto Insurance vs Split Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

GoAuto Insurance

Get the best car insurance coverage at the lowest price. Obtain quotes, purchase policies, access digital ID cards, make payments, manage claims, and renew coverage all within the app.

Highlights
  • Get free car insurance quotes
  • Purchase and manage policies
  • Access digital ID cards
  • Make insurance payments
  • Submit and track claims
  • Renew insurance coverage
Features
Read full description

GoAuto is committed to getting you the best car insurance coverage in town for the lowest price possible! FEATURES QUOTE AND PURCASE New to GoAuto? Get a fast, free quote and start saving today! Once you have your quote, you can purchase and get coverage directly from the App. DIGITAL ID CARDS AND DOCUMENTS. Access your ID Card and Declaration page directly from the App with the touch of a button. PAY YOUR INSURANCE Make monthly payments quickly and easily with our flexible payment methods. SUBMIT AND MANAGE CLAIMS Quickly submit a new claim along with pictures to help expedite the process. Receive notifications and status updates as your claim is processed. RENEW YOUR COVERAGE Easily renew your policy to keep your coverage up to date. MANAGE YOUR POLICY Make changes to your policy and contact information with ease from within the App.

About

Split Pay

This app allows renters to divide their monthly rent into two smaller, more manageable payments. It helps with budgeting and can also be used to build credit history by reporting on-time payments.

Highlights
  • Split rent into two payments
  • Build credit history
  • Improve budgeting
  • Works with all payment systems
  • Autopay functionality
  • Free credit reporting option
Features
Currently charting
Read full description

Split Pay turns your biggest bills into two smaller payments, timed to your paychecks. Same total, smarter timing. There's no credit check, and it works with any landlord or lender. Less pressure. More room to breathe. Split rent, mortgage, or car payments to fit your paycheck rhythm, not the other way around. Your landlord or lender gets paid in full on day one. Download Split Pay to put rent, mortgage, and car payments on your own schedule. SPLIT PAY APP FEATURES: WHY 200,000+ HOUSEHOLDS CHOOSE SPLIT PAY: One bill, two payments, smarter timing. Works with any landlord, lender, or servicer. No building integration, no virtual cards, no workarounds. No established credit history? You can still apply. Eligibility is based on factors such as income and cash flow, not your credit score. Split Pay's dedicated support team gives you access to real humans when you need them, not just a chatbot. Build credit history with reported rent payments. PAY BILLS IN TWO PAYMENTS Choose a bill to split into two: rent, mortgage, or your car payment. Apply in minutes, no credit check. Once you're approved, you'll receive virtual account and routing numbers to add to your payment portal, just like a bank account. Your landlord, lender, or servicer gets paid in full and on the due date. You pay in two smaller parts. That's it. You get more room to breathe every month. WHAT BILLS CAN I SPLIT? Pay rent Pay your mortgage Pay car payments Pay other bills coming soon SIMPLE, TRANSPARENT PRICING Split Pay costs $9.99/month plus 1.5% transaction fee on the amount you split. That's it. The fee is the same no matter how your bill is split. Income arrives on a schedule. Bills don't. Banks move money. Split Pay moves timing. Download Split Pay to put rent, mortgage, and car payments on your own schedule. Split Pay is a financial technology company, not a bank. Banking services are provided by Evolve Bank & Trust, Members FDIC.

Screenshots

GoAuto Insurance4 screens
Split Pay4 screens

Verdict

The call

The clearest difference is review sentiment: Split Pay at 72% against GoAuto Insurance's 10%. Split Pay also leads on rating (4.9 vs 2.1) and ratings volume (21K vs 179). GoAuto Insurance's advantage is device support (3 vs 1) and iOS requirement (13.0 vs 16.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Split Pay holds the better App Store score, 4.9 against 2.1. That said, the two scores are not equally well evidenced: Split Pay has 21K ratings behind it against 179, so its average is the more settled of the two. Written reviews point the same way: 10% of GoAuto Insurance's written reviews are positive against 72% of Split Pay's.

UpkeepUpdate frequency

GoAuto Insurance ships an update every 6 weeks, Split Pay fortnightly. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.

Scorecard7 real differences · 4 level
GoAuto Insurance versus Split Pay: the parameters behind the verdict, then further details
ParameterGoAuto InsuranceSplit Pay
PriceFreeFree
Rating2.1 (179 ratings)4.9 (21K ratings) — better
Positive reviews9.7% of reviews72.0% of reviews — better
Number of ratings17921K — better
Update frequencyEvery 6 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
Best chart rank—#26 — better
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS13.0 — better16.6
Further details — not scored
Size61 MB66 MB
Age rating4+4+
DeveloperGoAuto Management Services, LLCVisible Ideas

Customer experience

GoAuto Insurance

All ratings149 ratings
Positive22.8%
Neutral1.3%
Negative75.8%
Written reviews62 reviews
Positive9.7%
Neutral0.0%
Negative90.3%

Split Pay

All ratings20,390 ratings
Positive97.2%
Neutral0.6%
Negative2.2%
Written reviews707 reviews
Positive72.0%
Neutral1.7%
Negative26.3%

Bugs and requests

GoAuto Insurance

Not enough reviews yet to summarise bugs or requests.

Split Pay

Reported bugs

3 issues
  • Login screen freezes
  • Incompatibility with certain bank accounts
  • Payments not showing up in app after being processed

Requested features

4 requests
  • Ability to change payment dates after initial setup
  • Option to adjust second split pay date within 30-day period
  • Integration with property management payment portals
  • Clearer communication on approval process and reasons for account suspension

In-app purchases

None

GoAuto Insurance

No in-app purchases

None

Split Pay

No in-app purchases

Questions

Is GoAuto Insurance free?
GoAuto Insurance is free to download, with no in-app purchases.
Is Split Pay free?
Split Pay is free to download, with no in-app purchases.
Which has better reviews, GoAuto Insurance or Split Pay?
Split Pay is rated higher. GoAuto Insurance averages 2.1 out of 5 from 179 ratings, while Split Pay averages 4.9 from 21K ratings.
Do GoAuto Insurance or Split Pay have ads?
Neither GoAuto Insurance nor Split Pay shows ads.
Which is updated more often, GoAuto Insurance or Split Pay?
GoAuto Insurance ships an update every 6 weeks, and Split Pay fortnightly. Most recently, GoAuto Insurance was updated on November 3, 2026 and Split Pay on November 4, 2026.

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