Comparison

GoAuto Insurance vs CentricCU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

GoAuto Insurance

Get the best car insurance coverage at the lowest price. Obtain quotes, purchase policies, access digital ID cards, make payments, manage claims, and renew coverage all within the app.

Highlights
  • Get free car insurance quotes
  • Purchase and manage policies
  • Access digital ID cards
  • Make insurance payments
  • Submit and track claims
  • Renew insurance coverage
Features
Read full description

GoAuto is committed to getting you the best car insurance coverage in town for the lowest price possible! FEATURES QUOTE AND PURCASE New to GoAuto? Get a fast, free quote and start saving today! Once you have your quote, you can purchase and get coverage directly from the App. DIGITAL ID CARDS AND DOCUMENTS. Access your ID Card and Declaration page directly from the App with the touch of a button. PAY YOUR INSURANCE Make monthly payments quickly and easily with our flexible payment methods. SUBMIT AND MANAGE CLAIMS Quickly submit a new claim along with pictures to help expedite the process. Receive notifications and status updates as your claim is processed. RENEW YOUR COVERAGE Easily renew your policy to keep your coverage up to date. MANAGE YOUR POLICY Make changes to your policy and contact information with ease from within the App.

About

CentricCU

Manage your finances conveniently on the go. This app allows you to check accounts, transfer funds, pay bills, and deposit checks. It also offers budgeting tools and credit report viewing for comprehensive financial management.

Highlights
  • Check account balances
  • Transfer funds
  • Pay bills
  • Deposit checks
  • View credit report
  • Budgeting tools
Features
Read full description

Manage your money with ease using the My Centric app! Check accounts, transfer funds, pay bills, deposit checks, and view your credit report on the go. Enjoy awesome budgeting tools and secure, convenient banking. Join Centric today and make finances fun and simple!

Screenshots

GoAuto Insurance4 screens
CentricCU4 screens

Verdict

The call

The clearest difference is review sentiment: CentricCU at 63% against GoAuto Insurance's 10%. CentricCU also leads on rating (4.8 vs 2.1) and ratings volume (3.7K vs 179). GoAuto Insurance's advantage is monetization model (free vs ad-supported) and iOS requirement (13.0 vs 26.3). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CentricCU holds the better App Store score, 4.8 against 2.1. That said, the two scores are not equally well evidenced: CentricCU has 3.7K ratings behind it against 179, so its average is the more settled of the two. Written reviews point the same way: 10% of GoAuto Insurance's written reviews are positive against 63% of CentricCU's.

UpkeepUpdate frequency

GoAuto Insurance ships an update every 6 weeks, CentricCU monthly. The most recent releases landed on November 3, 2026 and November 12, 2026 respectively.

Scorecard5 real differences · 5 level
GoAuto Insurance versus CentricCU: the parameters behind the verdict, then further details
ParameterGoAuto InsuranceCentricCU
PriceFreeFree
Rating2.1 (179 ratings)4.8 (3.7K ratings) — better
Positive reviews9.7% of reviews62.7% of reviews — better
Number of ratings1793.7K — better
Update frequencyEvery 6 weeksMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS13.0 — better26.3
Further details — not scored
Size61 MB200 MB
Age rating4+4+
DeveloperGoAuto Management Services, LLCCentric FCU

Customer experience

GoAuto Insurance

All ratings149 ratings
Positive22.8%
Neutral1.3%
Negative75.8%
Written reviews62 reviews
Positive9.7%
Neutral0.0%
Negative90.3%

CentricCU

All ratings3,740 ratings
Positive95.5%
Neutral1.1%
Negative3.4%
Written reviews51 reviews
Positive62.7%
Neutral0.0%
Negative37.3%

Bugs and requests

GoAuto Insurance

Not enough reviews yet to summarise bugs or requests.

CentricCU

Reported bugs

2 issues
  • Login screen freezes
  • Incompatible with older devices

Requested features

2 requests
  • Dark mode option
  • Improved Zelle integration

In-app purchases

None

GoAuto Insurance

No in-app purchases

None

CentricCU

No in-app purchases

Questions

Is GoAuto Insurance free?
GoAuto Insurance is free to download, with no in-app purchases.
Is CentricCU free?
CentricCU is free to download, with no in-app purchases.
Which has better reviews, GoAuto Insurance or CentricCU?
CentricCU is rated higher. GoAuto Insurance averages 2.1 out of 5 from 179 ratings, while CentricCU averages 4.8 from 3.7K ratings.
Do GoAuto Insurance or CentricCU have ads?
Neither GoAuto Insurance nor CentricCU shows ads.
Which is updated more often, GoAuto Insurance or CentricCU?
GoAuto Insurance ships an update every 6 weeks, and CentricCU monthly. Most recently, GoAuto Insurance was updated on November 3, 2026 and CentricCU on November 12, 2026.

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