sai sai pay vs Wave Merchant
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
sai sai pay
Stay connected with your favorite artist and their community. This app allows you to make payments, transfer funds to friends, and purchase mobile top-ups. Future updates will enable buying artist merchandise directly.
- Artist news updates
- In-app payments
- Fund transfers to friends
- Mobile top-up purchases
- Artist merchandise purchasing (future)
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With this app, you are closely connected with Sai Sai and Sai Sai community. The latest news of your favorite artist, Sai Sai. Pay with Sai Sai app. Fund transfer to your same hearted friends with Sai Sai app. Buy mobile top-up with Sai Sai app and continue enjoying your mobile data. You can even buy Sai Sai products with this app in very near future.
Wave Merchant
This app provides merchants with a secure platform for managing online payments and tracking transactions. It offers features like dynamic QR code payments, real-time transaction history, and business analytics to help businesses streamline their financial operations.
- Dynamic QR code payments
- Real-time transaction history
- Business analytics
- Bank settlement
- Secure over-the-counter payments
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Fast, Easy, and Safe Online Payments - Myanmar's Leading Mobile Financial Service. Introduced by Wave Money, the Wave Merchant app brings fast, easy, and secure over-the-counter payment solutions not only for merchants and shops to track each transaction and analyze financial data but also for customers to make payments easier and more convenient. The app includes the following features: Dynamic QR: Customers can now enjoy the most convenient "Scan and Pay" functionality. The cashier keys in the specific payment amount, and customers can effortlessly and conveniently complete their payment by scanning the Dynamic QR code provided by the Wave Merchant app. Real-Time Transaction History Detail & Analytics: Merchants receive real-time transaction notifications and gain access to detailed transaction information. Additionally, the app provides a business analytics tool, allowing merchants to view their total transactions, sales, average daily transactions, average daily sales, etc. Bank Settlement: Merchants can seamlessly settle payments to their linked bank accounts. The app facilitates both cashing into the linked bank account and cashing out from it.
Screenshots
Verdict
The clearest difference is review sentiment: Wave Merchant at 100% against sai sai pay's 39%. Wave Merchant also leads on rating (4.2 vs 3.8). sai sai pay's advantage is update cadence (every 3 weeks vs every 4 months) and ratings volume (290 vs 10). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Wave Merchant holds the better App Store score, 4.2 against 3.8. That said, the two scores are not equally well evidenced: sai sai pay has 290 ratings behind it against 10, so its average is the more settled of the two. Written reviews point the same way: 39% of sai sai pay's written reviews are positive against 100% of Wave Merchant's.
sai sai pay ships an update every 3 weeks, Wave Merchant every 4 months. Both last shipped on October 24, 2026.
| Parameter | sai sai pay | Wave Merchant |
|---|---|---|
| Price | Free | Free |
| Rating | 3.8 (290 ratings) | 4.2 (10 ratings) — better |
| Positive reviews | 38.9% of reviews | 100.0% of reviews — better |
| Number of ratings | 290 — better | 10 |
| Update frequency | Every 3 weeks — better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 9.0 — better | 13.0 |
| Further details — not scored | ||
| Size | 34 MB | 69 MB |
| Age rating | 4+ | 17+ |
| Developer | UAB Bank Limited | Wave Money |
Customer experience
sai sai pay
Wave Merchant
Bugs and requests
sai sai pay
Reported bugs
10 issues- Cannot play music well
- Stuck at passcode page
- OTP can’t come in
- Network failures
- App can’t handle load
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- OTP couldn't receive in said time frame
- Failed to create the account
- Keep looping at the sign up
- Music stopped when out of the app
- Song also close when the phone was lock
Requested features
5 requests- Music should run in the background outside the app
- Sound should be run after the app lock
- Songs should be run after lock
- Need more detailed features
- Can’t transfer from UAB app
Wave Merchant
Not enough reviews yet to summarise bugs or requests.
In-app purchases
sai sai pay
No in-app purchases
Wave Merchant
No in-app purchases
