Comparison

AAMI App vs Coles Credit Cards

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AAMI App

Manage your AAMI insurance policies conveniently from your smartphone. Update personal information, pay renewals, view policy documents, and track claims with real-time status updates. Receive important notifications about your policies.

Highlights
  • Manage supported insurance policies
  • Update personal and payment details
  • Pay policy renewals
  • View policy documents
  • Track home and motor claims
  • Receive policy notifications
Features
Read full description

The AAMI App is here! Got an AAMI insurance policy? Then this is for you! The AAMI App makes it easy to check and manage supported policies, right from your pocket. “What can I do with this app?!” you’re probably wondering. Good question! • Update your personal details, like your address and payment details. • Pay your renewal. • Check policy docs. • Track home and motor claims, with status updates as they progress. • Receive notifications about things like finalised claims and upcoming renewals. Sounds good, right? We’ve said it before, and we’ll say it again… Lucky you’re with AAMI!

About

Coles Credit Cards

Manage your credit card account anytime, anywhere. View balances, access security features, track rewards points, and make payments securely. Access up to two years of statements and manage instalment plans.

Highlights
  • 24/7 account management
  • View account balance and credit
  • Access card security features
  • Track Flybuys Points balance
  • Make bill payments
  • View and download statements
  • Activate/block card
Features
Read full description

With the Coles Credit Cards App, you can manage your credit card account 24 hours a day. View your account balance, access card security features and view your Flybuys Points balance, plus more, all in one spot. Coles Credit Cards App - the smart way to manage your account. Coles Credit Cards App Features • Manage your account 24/7 using your passcode, Touch ID® or Face ID®  • See your card details in the app at anytime • Check your account balance and available credit • Retrieve up to 2 years of account statements which you can view and download in the app • Make one-time and recurring bill payments • View Flybuys Points earned on your Coles Credit Card account • Activate and temporarily block your card • Manage online and over the phone payments securely using Dynamic CVC • Add your card directly to Apple Pay • View or cancel Statement Instalment Plans Eligibility This app is available to existing Coles Credit Cards customers. Download the app and log in. Important Information Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. Coles credit cards are issued by National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) and distributed by Coles Supermarkets Australia Pty Ltd ABN 45 004 189 708. Standard Flybuys Terms and Conditions apply, see flybuys.com.au. Apple Pay, Face ID® and Touch ID® are trademarks of Apple Inc., registered in the U.S. and other countries.

Screenshots

AAMI App4 screens
Coles Credit Cards4 screens

Verdict

The call

The clearest difference is review sentiment: AAMI App at 17% against Coles Credit Cards's 6%. Coles Credit Cards's advantage is iOS requirement (16.0 vs 18.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

AAMI App ships an update every 5 weeks, Coles Credit Cards every 4 weeks. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.

Scorecard2 real differences · 8 level
AAMI App versus Coles Credit Cards: the parameters behind the verdict, then further details
ParameterAAMI AppColes Credit Cards
PriceFreeFree
Rating4.7 (29 ratings) — better—
Positive reviews17.2% of reviews — better6.3% of reviews
Number of ratings29 — better—
Update frequencyEvery 5 weeksEvery 4 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedAd-supported
DevicesiPhone, iPad — betteriPhone
Requires iOS18.616.0 — better
Further details — not scored
Size249 MB93 MB
Age rating4+4+
DeveloperAAI LimitedNAB

Customer experience

AAMI App

All ratings29 ratings
Positive93.1%
Neutral3.4%
Negative3.4%
Written reviews99 reviews
Positive17.2%
Neutral8.1%
Negative74.7%

Coles Credit Cards

Written reviews79 reviews
Positive6.3%
Neutral1.3%
Negative92.4%

Bugs and requests

AAMI App

Reported bugs

15 issues
  • App crashes when accessing driver rewards tab
  • Login failures and 'something went wrong' errors
  • Policies not displaying despite being added
  • Chat disconnects and loses conversation history
  • Claim information wiped when receiving calls/texts
Show 10 more
  • App logs out mid-claim without saving progress
  • Home page error preventing policy viewing
  • Contact information update functionality broken
  • Payment processing fails despite correct details
  • Incompatibility with iPhone 15
  • Weather alert notifications lose information after login
  • Trip tracking marks false hard braking/cornering
  • Slow server response times for claim retrieval
  • Photo upload errors on existing claims
  • iOS app requires force-close to access after rejection

Requested features

12 requests
  • Direct payment button for installments
  • Policy documents viewable within app
  • Ability to update address and contact details in app
  • Copy-paste functionality for claim numbers
  • Save progress when filing claims
Show 7 more
  • Consistent payment date change functionality
  • Email contact option for inquiries
  • Display all policies without errors
  • Offline access to policy information
  • Integration of all AAMI services in single app
  • Improved weather alert functionality
  • Better trip tracking accuracy for driver rewards

Coles Credit Cards

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

AAMI App

No in-app purchases

None

Coles Credit Cards

No in-app purchases

Questions

Is AAMI App free?
AAMI App is free to download, with no in-app purchases.
Is Coles Credit Cards free?
Coles Credit Cards is free to download, with no in-app purchases.
Do AAMI App or Coles Credit Cards have ads?
Neither AAMI App nor Coles Credit Cards shows ads.
Which is updated more often, AAMI App or Coles Credit Cards?
AAMI App ships an update every 5 weeks, and Coles Credit Cards every 4 weeks. Most recently, AAMI App was updated on November 3, 2026 and Coles Credit Cards on November 4, 2026.

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