Xero Verify vs Smartly
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Xero Verify
Enhance your business's online security with this official authentication app. It adds an extra layer of protection to your account, preventing unauthorized access even if your password is compromised. Enjoy fast and secure logins with push notifications or offline verification codes.
- Push notification authentication
- Generate offline verification codes
- QR code setup
- Secure Xero account logins
- Multi-factor authentication
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This is the official authentication app developed by Xero Ltd. It's free to use, and Xero will never charge you for it. At Xero, protecting your data is fundamental to everything we do. Just one easily guessed password can stop your business in its tracks. So Xero has put an extra deadbolt on the door to help keep your data secure. This is why Xero uses MFA to secure logins. It significantly reduces the risk of someone gaining access to your account, even if they've managed to obtain your email and password through a phishing attack or malware. The Xero Verify app is simple to use. You can receive push notifications for fast authentication, instead of having to open the app and enter a code into Xero when you login. Simply accept the notification on your device's home screen - it's that easy. Features: * Sign into your Xero account using push notifications on your device (if enabled). * Generate six digit verification codes, even if you don't have a network or mobile connection. * Use Xero Verify to authenticate your Xero account (it can't be used on other products outside Xero) * Easy set up using QR code Permission notice: Camera: Needed to add accounts using QR codes Push notifications: Accept to receive push notifications Follow Xero on Twitter: https://twitter.com/xero/ Join the Xero Facebook Fan page: https://www.facebook.com/Xero.Accounting Privacy policy: https://www.xero.com/about/legal/privacy/ Terms of use: https://www.xero.com/about/legal/terms/
Smartly
This app allows employees to manage their payroll information, including viewing payslips, applying for leave, and submitting timesheets. Employers must set up employee accounts for access. It simplifies payroll management for both employees and businesses.
- View payslips
- Apply for leave
- Submit timesheets
- Track leave balances
- Assign hours to jobs
- Email PDF payslips
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The Smartly mobile app is for employees who work for a business that uses Smartly to manage their payroll. As an employee you can check your pay history and apply for leave as well as submit timesheets. To login, your employer needs to set you up in the payroll site and give you your username. You’ll then get an email to create your password and you’ll be good to go! FEATURES Pay details - View your payslips (up to 3 months). - Email yourself a PDF version of your payslip. - See a countdown to your next pay. Managing leave requests - Apply for leave (including special leave types). - View any upcoming leave, plus leave history and balances. - Managers can add, edit, approveor decline leave requests for their team. - View future leave balances when applying for leave. Submitting timesheets - Enter time and rate per hour. - Create multiple time entries for each day. - Managers can add, edit, approve or decline time for their team. - Remembers the last timesheet entry and prefills the same hours. - Copy a previous weeks timesheet to save time. Labour costing - Assign hours worked to different jobs or departments. ABOUT SMARTLY We know that payroll can be a headache. So, at Smartly we make it simple for businesses to pay their people on time, accurately and in-line with regulation. Faff-free payroll, happy staff, no headaches. Too easy!
Screenshots
Verdict
The clearest difference is rating: Smartly at 4.8 against Xero Verify's 1.4. Smartly also leads on review sentiment (32% vs 15%). Xero Verify's advantage is ratings volume (205 vs 35). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Smartly holds the better App Store score, 4.8 against 1.4. That said, the two scores are not equally well evidenced: Xero Verify has 205 ratings behind it against 35, so its average is the more settled of the two. Written reviews point the same way: 15% of Xero Verify's written reviews are positive against 32% of Smartly's.
Xero Verify ships an update every 3 weeks, Smartly monthly. The most recent releases landed on September 24, 2026 and September 21, 2026 respectively.
| Parameter | Xero Verify | Smartly |
|---|---|---|
| Price | Free | Free |
| Rating | 1.4 (205 ratings) | 4.8 (35 ratings) — better |
| Positive reviews | 14.7% of reviews | 31.9% of reviews — better |
| Number of ratings | 205 — better | 35 |
| Update frequency | Every 3 weeks — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 10 MB | 24 MB |
| Age rating | 4+ | 4+ |
| Developer | Xero Ltd | SmartPayroll |
Customer experience
Xero Verify
Smartly
User reviews
Xero Verify
From 205 App Store ratingsWhat we love
- 🚀 Seamless integration
- 🔒 Robust security
- 👍 Easy to use
- 🚀 Quick authentication
Room to improve
- 🐛 Unreliable performance
- 🔒 Forced MFA requirement
- 📱 Unnecessary separate app
- ⏱️ Time-consuming setup
- 🔑 Difficult to recover from lost credentials
Smartly
From 35 App Store ratingsWhat we love
- 👍 Easy to use
- 👍 Intuitive design
- 👍 Straightforward
- 👍 Good for tracking shifts
- 👍 Great for employees
Room to improve
- 🐛 Constantly logs out
- 🐛 Frequent login issues
- 🐛 App crashes/freezes
- 🐛 Slow performance
- 🐛 Poor accessibility
Bugs and requests
Xero Verify
Reported bugs
3 issues- Codes not working
- Repeated login issues
- Sync problems between app and web
Requested features
3 requests- Option to use SMS/email for 2FA
- Integrate with existing authenticator apps
- Provide more flexible security settings
Smartly
Reported bugs
39 issues- Notifications don't work
- App size increased
- Biometrics enrollment repeated
- Password reset issues
- Login button unresponsive
Show 34 moreShow fewer
- Keeps logging out
- App crashes or freezes
- Date selection hard
- App crashes or freezes regularly
- Issues with shifts past midnight
- Cannot log in
- App freezes when adding timesheet
- Timesheet tab buffering
- App doesn't function
- Cannot approve timesheets
- Randomly logs out users
- App crashes every fortnight
- Slow to respond to taps
- App freezes on loading screen
- Cannot add timesheet when logged in
- Timesheet tab buffering and error
- App won't function
- Cannot approve timesheets
- Randomly logs out
- App crashes every fortnight
- Slow to respond
- App crashes
- App crashes immediately
- App hangs on white loading screen
- Login issues
- App doesn't remember login
- Constant lag and freezing
- Screens don't allow scrolling
- New timesheet layout doesn't let you copy hours
- App needs to be repeatedly reinstalled
- App doesn't open
- App crashes
- App crashes immediately
- App hangs on white loading screen
Requested features
10 requests- Ability to put in start time without finish time
- Reminder for missing finish time
- More detailed app
- Web portal access for employees
- Ability to handle working past midnight without two entries
Show 5 moreShow fewer
- Export staff on leave to Outlook calendar
- Ability to put time to time in lieu
- Previous week preloaded
- Auto-save start and finish times from previous day
- Notifications
In-app purchases
Xero Verify
No in-app purchases
Smartly
No in-app purchases









