Comparison

Aptexx vs Split Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Aptexx

Manage your apartment living with ease. Pay rent, submit maintenance requests, and communicate with your leasing office directly from your phone. Receive important community updates and delivery notifications.

Highlights
  • Easy rent payments
  • Mobile messaging with leasing office
  • Maintenance request submission
  • Community notifications
  • Package delivery alerts
  • Payment history viewing
Features
Read full description

[NEW!] The Aptexx App is here! Enjoy easy rent payments, use mobile messaging to chat with your leasing office, receive important community notifications, send maintenance requests, and more. Key Features: Pay rent through the app with a card, bank transfer (ACH), mobile check scanning, or even with cash at a participating retailer. You can also view your payment history or schedule a future payment. Initiate a maintenance request (with the option to include photos), see the status of an ongoing request, and view your request history easily. Reach out to your property manager to begin a text conversation. Get notifications of packages or deliveries for pickup at your complex. Stay up-to-date on any community notifications or important announcements. Aptexx App is designed for participating Aptexx clients. Products and features may vary depending on your community. Contact your property manager about which features are currently available for your property. If you have feedback on the app, we’d love to hear it! Please contact support@aptexx.com and we’ll get in touch. For more information about Aptexx or to get started with a demo, visit aptexx.com.

About

Split Pay

This app allows renters to divide their monthly rent into two smaller, more manageable payments. It helps with budgeting and can also be used to build credit history by reporting on-time payments.

Highlights
  • Split rent into two payments
  • Build credit history
  • Improve budgeting
  • Works with all payment systems
  • Autopay functionality
  • Free credit reporting option
Features
Currently charting
Read full description

Split Pay turns your biggest bills into two smaller payments, timed to your paychecks. Same total, smarter timing. There's no credit check, and it works with any landlord or lender. Less pressure. More room to breathe. Split rent, mortgage, or car payments to fit your paycheck rhythm, not the other way around. Your landlord or lender gets paid in full on day one. Download Split Pay to put rent, mortgage, and car payments on your own schedule. SPLIT PAY APP FEATURES: WHY 200,000+ HOUSEHOLDS CHOOSE SPLIT PAY: One bill, two payments, smarter timing. Works with any landlord, lender, or servicer. No building integration, no virtual cards, no workarounds. No established credit history? You can still apply. Eligibility is based on factors such as income and cash flow, not your credit score. Split Pay's dedicated support team gives you access to real humans when you need them, not just a chatbot. Build credit history with reported rent payments. PAY BILLS IN TWO PAYMENTS Choose a bill to split into two: rent, mortgage, or your car payment. Apply in minutes, no credit check. Once you're approved, you'll receive virtual account and routing numbers to add to your payment portal, just like a bank account. Your landlord, lender, or servicer gets paid in full and on the due date. You pay in two smaller parts. That's it. You get more room to breathe every month. WHAT BILLS CAN I SPLIT? Pay rent Pay your mortgage Pay car payments Pay other bills coming soon SIMPLE, TRANSPARENT PRICING Split Pay costs $9.99/month plus 1.5% transaction fee on the amount you split. That's it. The fee is the same no matter how your bill is split. Income arrives on a schedule. Bills don't. Banks move money. Split Pay moves timing. Download Split Pay to put rent, mortgage, and car payments on your own schedule. Split Pay is a financial technology company, not a bank. Banking services are provided by Evolve Bank & Trust, Members FDIC.

Screenshots

Aptexx4 screens
Split Pay4 screens

Verdict

The call

The clearest difference is review sentiment: Split Pay at 72% against Aptexx's 20%. Split Pay also leads on rating (4.9 vs 2.2) and update cadence (every 2 weeks vs every 6 months). Aptexx's advantage is device support (3 vs 1) and iOS requirement (12.0 vs 16.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Split Pay holds the better App Store score, 4.9 against 2.2. That said, the two scores are not equally well evidenced: Split Pay has 20K ratings behind it against 29, so its average is the more settled of the two. Written reviews point the same way: 20% of Aptexx's written reviews are positive against 72% of Split Pay's.

UpkeepUpdate frequency

Aptexx ships an update every 6 months, Split Pay every 2 weeks. The most recent releases landed on October 6, 2026 and October 13, 2026 respectively.

Scorecard7 real differences · 4 level
Aptexx versus Split Pay: the parameters behind the verdict, then further details
ParameterAptexxSplit Pay
PriceFreeFree
Rating2.2 (29 ratings)4.9 (20K ratings) — better
Positive reviews20.0% of reviews72.0% of reviews — better
Number of ratings2920K — better
Update frequencyEvery 6 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
Best chart rank—#93 — better
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS12.0 — better16.6
Further details — not scored
Size32 MB65 MB
Age rating4+4+
DeveloperAptexxVisible Ideas

Customer experience

Aptexx

All ratings29 ratings
Positive24.1%
Neutral6.9%
Negative69.0%
Written reviews15 reviews
Positive20.0%
Neutral0.0%
Negative80.0%

Split Pay

All ratings19,539 ratings
Positive97.1%
Neutral0.6%
Negative2.3%
Written reviews667 reviews
Positive72.0%
Neutral1.5%
Negative26.5%

Bugs and requests

Aptexx

Not enough reviews yet to summarise bugs or requests.

Split Pay

Reported bugs

3 issues
  • Login screen freezes
  • Incompatibility with certain bank accounts
  • Payments not showing up in app after being processed

Requested features

4 requests
  • Ability to change payment dates after initial setup
  • Option to adjust second split pay date within 30-day period
  • Integration with property management payment portals
  • Clearer communication on approval process and reasons for account suspension

In-app purchases

None

Aptexx

No in-app purchases

None

Split Pay

No in-app purchases

Questions

Is Aptexx free?
Aptexx is free to download, with no in-app purchases.
Is Split Pay free?
Split Pay is free to download, with no in-app purchases.
Which has better reviews, Aptexx or Split Pay?
Split Pay is rated higher. Aptexx averages 2.2 out of 5 from 29 ratings, while Split Pay averages 4.9 from 20K ratings.
Do Aptexx or Split Pay have ads?
Neither Aptexx nor Split Pay shows ads.
Which is updated more often, Aptexx or Split Pay?
Aptexx ships an update every 6 months, and Split Pay every 2 weeks. Most recently, Aptexx was updated on October 6, 2026 and Split Pay on October 13, 2026.

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