Flutterwave vs GAPS
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Flutterwave
Transform your smartphone into a mobile point-of-sale system to accept diverse payment methods, including cards, bank transfers, and mobile money. Manage your online store, track orders, and monitor transactions conveniently from your device.
- Mobile POS functionality
- Accept card payments
- Multiple payment methods
- Create online stores
- Order management
- Transaction overview
- Customer details retrieval
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Flutterwave Mobile makes it super convenient for anyone to run their business anytime, anywhere. Flutterwave Mobile essentially turns any smartphone into a mobile POS. This is because Flutterwave Mobile allows you accept card payments from anyone- you only need to generate a payment link within the app for them to pay you using their card as they'd do with a physical POS. But Flutterwave Mobile goes even one better. Flutterwave Mobile accepts more payment types than any physical POS can accept. Card payments, bank transfers, Paga, Mobile Money, USSD, the possibilities are endless. Your delivery personnel with Flutterwave Mobile installed on their phone don't need a physical POS anymore. Your sales personnel at your branches no longer need physical POS machines. Again the possibilities are endless. Flutterwave Mobile allows you to run your online store from your phone only. You can create a new online store in minutes on the app. Fulfilled and pending orders are available at a glance; new products can be added on the go; new order alerts are received via push notifications; stock quantity is available at a glance. Whether you're in or out of town, whatever time of the day it is, you have your store with you. Flutterwave Mobile is not restricted to just the Flutterwave Store or the mobile POS use cases. Every Flutterwave merchant is able to efficiently manage their business; whether it's checking balance overview, seeing daily transactions, quickly retrieving a customer's details, your business will always be mobile (pun intended). The future of commerce will always be convenience. Flutterwave Mobile makes running your business more convenient than ever. Flutterwave Mobile is the future of commerce. Give it a spin.
GAPS
Manage your business finances on the go with real-time balance checks, transfers, bill payments, and check deposits. This secure platform offers 2-factor authentication for convenient and confident banking anytime, anywhere.
- Real-time balance checks
- Inter-account transfers
- Bill payments
- Check deposits
- Foreign currency transfers
- Business loan applications
- 2-factor authentication
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Manage your business transactions anywhere, any time with the GAPS-Lite Mobile Banking App. You can check real-time balances, make transfers between your accounts, pay bills, approve bulk payment schedule, deposit checks and so much more on the app. It’s simple and convenient. Key features includes: --> Business on the go Log into your business account(s) anytime, anywhere, using only your password. --> Your Business finances, all in one place Check all your account balances, access business trends, perform foreign currency transfers, manage your cheques, apply for business loans, send account statements to your email or to an embassy of your choice, setup and manage standing orders, and more. --> Confidence in a secured platform Bank with confidence on the GAPS-Lite Mobile App with secured 2-factor authentication (2FA) system. --> Simple and secure set up - Install the app and enter your access code, username, and password. - Forgot your password? Reset it using “Forgot Password?” on the login page. - Choose your preferred verification method (Token or 4-digit PIN). - Start using the app immediately with your selected verification method. Enjoy a seamless and user-friendly interface designed to make your business banking convenient.
Screenshots
Verdict
The clearest difference is rating: Flutterwave at 4.5 against GAPS's 1.7. Flutterwave also leads on review sentiment (35% vs 0%) and ratings volume (860 vs 30). GAPS's advantage is iOS requirement (11.0 vs 15.1). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Flutterwave holds the better App Store score, 4.5 against 1.7. That said, the two scores are not equally well evidenced: Flutterwave has 860 ratings behind it against 30, so its average is the more settled of the two. Written reviews point the same way: 35% of Flutterwave's written reviews are positive against 0% of GAPS's.
Flutterwave ships an update every 6 weeks, GAPS every 5 weeks. The most recent releases landed on September 23, 2026 and August 17, 2026 respectively.
| Parameter | Flutterwave | GAPS |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (860 ratings) — better | 1.7 (30 ratings) |
| Positive reviews | 35.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 860 — better | 30 |
| Update frequency | Every 6 weeks | Every 5 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.1 | 11.0 — better |
| Further details — not scored | ||
| Size | 42 MB | 67 MB |
| Age rating | 4+ | 4+ |
| Developer | Flutterwave Inc. | Guaranty Trust Bank PLC |
Customer experience
Flutterwave
GAPS
Bugs and requests
Flutterwave
Reported bugs
3 issues- Login screen freezes
- Incompatible with older devices
- Verification issues with account details
Requested features
3 requests- Card payment option
- Dark mode
- Advanced analytics dashboard
GAPS
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Flutterwave
No in-app purchases
GAPS
No in-app purchases









