Comparison

Metrobank App vs BPI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Metrobank App

This mobile banking platform allows users to manage deposits, credit cards, and perform various transactions. Features include locking credit cards, placing time deposits, scheduling payments, and sending money. It offers a customizable dashboard and a fresh, modern interface with light and dark modes.

Highlights
  • Lock credit card temporarily
  • Make time deposit placements
  • Authenticate transactions
  • Send cash to remittance centers
  • Schedule bill payments
  • Download eSOA
  • Pay bills using credit/prepaid card
Features
Read full description

Manage everything from deposits to credit cards in one app. Introducing the Metrobank App, the official Metrobank mobile banking platform. Sleek, new visuals Check out the app's fresh look and feel, available in both light and dark mode. Customizable Customize your dashboard so that you see everything you need at a single glance. New features On top of the app's must-have features, you can now do more with just a few taps: -Lock your credit card temporarily -Make a time deposit placement -Authenticate transactions with the Metrobank AppKey -Send cash to remittance centers for pick up -Order new checkbooks online -Schedule your payments to billers with eADA -Download the eSOA of your deposit accounts -Send money using your credit card via PayNow -Pay bills using your credit or prepaid card -Get cash installment via Cash2Go -Move your balance from other credit cards with Balance Transfer -Convert purchases to installments with Balance Conversion -Activate your new Metrobank credit card -Report and deactivate lost credit card — Coming soon There's more to be excited about. Metrobank is working on bringing these features to the app soon: -Pay merchants via QR -Get your own virtual credit card -Open a deposit account -Manage your Unit Investment Trust Fund (UITF) placements -Update your contact information Download the Metrobank App now and enjoy a seamless online banking experience anytime, anywhere.

About

BPI

Manage your finances on the go with this comprehensive banking application. Open accounts, transfer funds, pay bills, and utilize QR payments. Features include AI-powered financial planning, investment services, and secure transaction authorization.

Highlights
  • Online account opening
  • QR payments
  • Money transfers
  • Scheduled transactions
  • AI personal finance manager
  • Investment services
  • Mobile key for authorization
Features
Read full description

Welcome to the BPI app! Managing your money has never been easier. Access your accounts, transfer funds, pay bills, invest, and more, wherever you are. The BPI app gives you secure and convenient banking right at your fingertips. FREE TRANSFERS TO BANKS AND E-WALLETS Easily transfer money between your BPI accounts, send money to other BPI accounts, or transfer funds to other local banks and e-wallets via PesoNet and InstaPay for free. Save time by setting up Favorites for frequently used recipients. PAY BILLS ANYTIME Settle bills anytime with thousands of billers to choose from. Schedule recurring payments ahead of time so you never miss a due date. PAY WITH QR PH Skip the cash-in and pay directly from your BPI account. Simply scan any QR Ph code at participating merchants. UNDERSTAND YOUR SPENDING BETTER Get personalized insights based on your transactions and app activity to help you manage your spending, make informed financial decisions, and stay on track with your goals. OPEN AN ACCOUNT IN MINUTES Open a BPI Savings Account using your National ID and selfie verification. No branch visit required. Once approved, you can immediately access BPI digital banking services. INVEST AND GROW YOUR MONEY Grow your wealth and secure your future with BPI investment products. View and manage your investments in one place and conveniently set up or amend your Regular Subscription Plan (RSP) directly in the app. Eligible clients can also access their BPI Privilege Cards and exclusive experiences through the app. TAKE CONTROL OF YOUR SECURITY Enjoy added security with customizable transaction limits and Mobile Key authorization. Securely approve transactions using your device's biometric credentials. You can also log in to BPI online on a web browser using the QR Scanner in the app when Mobile Key is unavailable. Manage your cards anytime and enjoy greater control and protection for your everyday banking activities. BANK WITHOUT VISITING A BRANCH Access a growing range of services directly in the app: • Order a Debit Card • Open a New Account • Open a Time Deposit Account • Reorder Checkbooks • Stop Check Payment Orders • Download Statements of Account • Download Wealth Portfolio Statements • Update Mobile Number • Manage Trusted Devices • Temporarily or Permanently Block Debit or Credit Cards • Check Deposit (available to eligible customers) • Cardless Withdrawal • Buy and Sell USD • Credit-to-Cash and Balance Conversion for eligible customers • Partner Store Transactions (Deposit or Withdraw) UNLOCK PERSONALIZED OFFERS Enjoy exclusive offers, rewards, and promotions available through the BPI app. Receive personalized deals and experiences designed for BPI customers. ABOUT BPI As one of the largest banks in the Philippines, The Bank of the Philippine Islands has a long-standing reputation for providing trusted and reliable financial services. Through continuous innovation and digital transformation, BPI delivers secure, convenient, and customer-focused banking solutions that help millions of Filipinos achieve their financial goals. BPI was recognized by FinanceAsia as Best Financial Company and Best Overall Company in the Philippines. With the BPI app, you can bank with confidence knowing your transactions are protected by robust security features. The app is continuously enhanced with new features and improvements designed to make banking simpler, safer, and more convenient every day. Download the BPI app and make every day better with BPI.

Screenshots

Metrobank App4 screens
BPI4 screens

Verdict

The call

The clearest difference is rating: BPI at 4.8 against Metrobank App's 1.9. BPI also leads on ratings volume (17K vs 189) and review sentiment (26% vs 8%). Metrobank App's advantage is update cadence (every 3 weeks vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BPI holds the better App Store score, 4.8 against 1.9. That said, the two scores are not equally well evidenced: BPI has 17K ratings behind it against 189, so its average is the more settled of the two. Written reviews point the same way: 8% of Metrobank App's written reviews are positive against 26% of BPI's.

UpkeepUpdate frequency

Metrobank App ships an update every 3 weeks, BPI every 2 months. The most recent releases landed on September 25, 2026 and September 26, 2026 respectively.

Scorecard4 real differences · 6 level
Metrobank App versus BPI: the parameters behind the verdict, then further details
ParameterMetrobank AppBPI
PriceFreeFree
Rating1.9 (189 ratings)4.8 (17K ratings) — better
Positive reviews7.7% of reviews26.0% of reviews — better
Number of ratings18917K — better
Update frequencyEvery 3 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.016.0
Further details — not scored
Size179 MB197 MB
Age rating17+4+
DeveloperMetropolitan Bank & Trust CompanyBank of the Philippine Islands

Customer experience

Metrobank App

All ratings189 ratings
Positive18.5%
Neutral4.2%
Negative77.2%
Written reviews336 reviews
Positive7.7%
Neutral6.0%
Negative86.3%

BPI

All ratings17,201 ratings
Positive95.0%
Neutral1.4%
Negative3.6%
Written reviews557 reviews
Positive26.0%
Neutral2.7%
Negative71.3%

User reviews

Metrobank App

From 189 App Store ratings

What we love

  • 💚 Great banking app
  • 👍 Easy to use
  • 🚀 Convenient mobile banking
  • 🔒 Secure transactions

Room to improve

  • 🐛 Frequent crashes
  • ⚠️ Unreliable app performance
  • 🕰️ Slow response times
  • 🤯 Frustrating login issues
  • 📤 Inability to receive OTPs

BPI

From 17K App Store ratings

What we love

  • 🚀 Smooth transfer experience
  • 🔒 Secure authentication
  • 👍 Convenient mobile banking
  • 🙌 Improved app design

Room to improve

  • 🐛 Frequent crashes
  • 🤯 Frustrating registration process
  • 🤔 Confusing UI changes
  • 🙅‍♀️ Not OFW-friendly
  • 💔 Downgrade from previous app

Bugs and requests

Metrobank App

Reported bugs

4 issues
  • Cannot enroll/activate accounts
  • Accounts disappearing from dashboard
  • Transactions failing without explanation
  • Inability to view transaction history

Requested features

5 requests
  • Add cardless withdrawal option
  • Improve transaction history details
  • Allow easier device migration
  • Provide more payment options
  • Enable biometric login consistently

BPI

Reported bugs

4 issues
  • Unable to register device
  • OTP not received
  • Transactions not processing
  • Compatibility issues with newer devices

Requested features

4 requests
  • Allow multiple device registration
  • Provide email-based OTP option
  • Restore copy-paste functionality
  • Add dark mode option

In-app purchases

None

Metrobank App

No in-app purchases

None

BPI

No in-app purchases

Questions

Is Metrobank App free?
Metrobank App is free to download, with no in-app purchases.
Is BPI free?
BPI is free to download, with no in-app purchases.
Which has better reviews, Metrobank App or BPI?
BPI is rated higher. Metrobank App averages 1.9 out of 5 from 189 ratings, while BPI averages 4.8 from 17K ratings.
Do Metrobank App or BPI have ads?
Neither Metrobank App nor BPI shows ads.
Which is updated more often, Metrobank App or BPI?
Metrobank App ships an update every 3 weeks, and BPI every 2 months. Most recently, Metrobank App was updated on September 25, 2026 and BPI on September 26, 2026.

Other comparisons