GCash vs BPI

SEND MONEY IN REAL-TIME • Free GCash-to-GCash transactions • Send to multiple GCash accounts via Send to Many • Transfer funds to other e-wallets & banks such as Maya, BPI, BDO, Unionbank, Landbank, Metrobank, Chinabank, and more • Save bank account details for future transfers BUY LOAD ANYTIME, ANYWHERE • Available for all networks • Get GCash-exclusives for Globe & TM • Prepaid broadband, TV channel packages, and prepaid health insurance available PAY BILLS & FEES TO 400+ BILLERS • Settle bills in advance or past due anytime, anywhere • Set payments reminders and save recurring billers • GCredit accepted by select billers PAY EASILY EVERYWHERE YOU GO • Scan to Pay via GCash QR or QRPh at 70,000+ merchants nationwide, and in select international merchants via Alipay+ QR • Pay with the GCash Card in 200+ countries and territories • Pay Online securely and instantly on e-commerce platforms, and get up to P20k coverage in case of scams with Online Shopping Protect • Link directly to the App Store to pay for subscriptions, games, movies, and more KAYA TODAY WHEN YOU BORROW WITH GCASH • Up to P50k credit limit and only 0.17% daily interest with GCredit • GLoan up to P150k and as low as 1.59% monthly interest • GGives up to P125k with zero downpayment, pay in installments up to 24 months • Borrow Load worth P50 to P99 load promos across all networks, payable up to 14 days MANAGE YOUR WEALTH EASILY • GSave - one savings marketplace - high interest rates from trusted bank partners - no minimum deposit or balance - easy to open, manage, and access anytime • GStocks - Instant approval, become a part-owner of the top local companies for as low as P500 • GFunds - Managed by experts, easy application, risk profile assessment, and a wide selection of funds for as low as P50 • GCrypto - Instant approval, curated cryptocurrencies for as low as P200 BE EXTRA READY & PROTECTED WITH INSURANCE • Hospitalization & Accident Insurance staring P59, up to P1.2M coverage for medical expenses and critical illnesses • Get Travel Insurance in fast as 5 minutes, starting P350. Up to P2.5M coverage • Scam Protection for express send transaction, for only P30 for 30 days. Up to P15k coverage CASH IN ONLINE & OFFLINE • In-app: partner banks or online banking with Instapay • Over-the-counter: Cebuana Lhuillier, Villarica, Touchpay, and more PLANT REAL TREES BY COLLECTING GREEN ENERGY • Earn and collect Energy Points through GCash transactions, then our partners will plant real trees in various Philippine forests 8F W Global Center, 9th Avenue cor., 30th St., Taguig City, Metro Manila Philippines

Welcome to the BPI app! Managing your money has never been easier. Access your accounts, transfer funds, pay bills, invest, and more, wherever you are. The BPI app gives you secure and convenient banking right at your fingertips. FREE TRANSFERS TO BANKS AND E-WALLETS Easily transfer money between your BPI accounts, send money to other BPI accounts, or transfer funds to other local banks and e-wallets via PesoNet and InstaPay for free. Save time by setting up Favorites for frequently used recipients. PAY BILLS ANYTIME Settle bills anytime with thousands of billers to choose from. Schedule recurring payments ahead of time so you never miss a due date. PAY WITH QR PH Skip the cash-in and pay directly from your BPI account. Simply scan any QR Ph code at participating merchants. UNDERSTAND YOUR SPENDING BETTER Get personalized insights based on your transactions and app activity to help you manage your spending, make informed financial decisions, and stay on track with your goals. OPEN AN ACCOUNT IN MINUTES Open a BPI Savings Account using your National ID and selfie verification. No branch visit required. Once approved, you can immediately access BPI digital banking services. INVEST AND GROW YOUR MONEY Grow your wealth and secure your future with BPI investment products. View and manage your investments in one place and conveniently set up or amend your Regular Subscription Plan (RSP) directly in the app. Eligible clients can also access their BPI Privilege Cards and exclusive experiences through the app. TAKE CONTROL OF YOUR SECURITY Enjoy added security with customizable transaction limits and Mobile Key authorization. Securely approve transactions using your device's biometric credentials. You can also log in to BPI online on a web browser using the QR Scanner in the app when Mobile Key is unavailable. Manage your cards anytime and enjoy greater control and protection for your everyday banking activities. BANK WITHOUT VISITING A BRANCH Access a growing range of services directly in the app: • Order a Debit Card • Open a New Account • Open a Time Deposit Account • Reorder Checkbooks • Stop Check Payment Orders • Download Statements of Account • Download Wealth Portfolio Statements • Update Mobile Number • Manage Trusted Devices • Temporarily or Permanently Block Debit or Credit Cards • Check Deposit (available to eligible customers) • Cardless Withdrawal • Buy and Sell USD • Credit-to-Cash and Balance Conversion for eligible customers • Partner Store Transactions (Deposit or Withdraw) UNLOCK PERSONALIZED OFFERS Enjoy exclusive offers, rewards, and promotions available through the BPI app. Receive personalized deals and experiences designed for BPI customers. ABOUT BPI As one of the largest banks in the Philippines, The Bank of the Philippine Islands has a long-standing reputation for providing trusted and reliable financial services. Through continuous innovation and digital transformation, BPI delivers secure, convenient, and customer-focused banking solutions that help millions of Filipinos achieve their financial goals. BPI was recognized by FinanceAsia as Best Financial Company and Best Overall Company in the Philippines. With the BPI app, you can bank with confidence knowing your transactions are protected by robust security features. The app is continuously enhanced with new features and improvements designed to make banking simpler, safer, and more convenient every day. Download the BPI app and make every day better with BPI.