IBI SMART vs ONE ZERO
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
IBI SMART
Manage all your financial needs, from stocks and options to equity plans, in one place. Invest in U.S. stocks and ETFs with ease, or practice with a demo account. Access analyst recommendations and AI-powered financial report analysis.
- Manage stocks, options, and equity plans
- U.S. stocks and ETFs trading
- Demo account with virtual money
- TipRanks analyst recommendations
- AI analysis of financial reports
- Create and track stock watch lists
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From stocks to options & equity plans, IBI SMART keeps everything in one place, allowing you to manage all your financial needs. Looking for a smart & simple way to invest? Got 15,000 NIS or more? Invest wisely with IBI SMART app - offering easy, hassle-free U.S. stocks and ETFs trading. Want to invest but not sure how to start? With our exclusive Demo Account, you can start trading using virtual money. You’ll receive $100,000 in virtual dollars to trade using actual financial information as if you were using a real account. If your equity plans are managed by IBI CAPITAL, our app lets you oversee it all: exercise or sell options, access relevant information, review order history, register for the ESPP plan (if available), track grants, manage ESOP, RSUs, and more—all in one place. Download today and start benefiting! Here are some of the features that are available while investing: TipRanks - Analyst Recommendations Access global analyst rankings and opinions on covered stocks through TipRanks. Bridgewise - AI Analysis of Financial Reports An innovative AI service for analyzing financial reports of leading companies and ETFs, using an advanced AI system. Create and Track Your Own Stocks Watch List The app allows you to build a personalized stocks watch list and monitor it regularly. Download IBI SMART and discover what Smart Trading is All About!
ONE ZERO
This digital bank offers accounts with no maintenance fees and unique benefits designed to save users thousands annually. Enjoy high-interest deposits, fee-free foreign currency transactions, and investment opportunities. Manage all your accounts and cards in one place with AI-powered insights and expert support.
- No maintenance fees
- High-interest deposits
- Fee-free foreign currency transactions
- Investment opportunities
- Consolidated account management
- AI-powered financial insights
- 24/7 expert support
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מעל 190,000 לקוחות כבר נהנים מבנקאות הוגנת, שקופה ומשתלמת בבנק הדיגיטלי הראשון בישראל – ONE ZERO. אפשר להצטרף תוך 7 דקות וליהנות מתנאים מעולים והטבות מיוחדות, עם חיסכון של עד אלפי שקלים בשנה. מה מקבלים בבנק ONE ZERO? - פיקדונות בריבית הגבוהה בישראל - כרטיס האשראי היחיד בישראל ללא עמלת מט״ח בחשבונות One* - חבילת ONE travel הכוללת חבילות גלישה וביטוח נסיעות לחו״ל מתנה למחזיקי כרטיס האשראי של ONE ZERO - אפשרות למסלול השקעות בני״ע ללא תשלום בחשבון One+* - השקעות בשוק ההון ללא דמי משמרת וללא עמלת המרת מט״ח בחשבונות One - פיצ׳רים ייחודיים למסחר בשוק ההון בחשבונות One - מסחר בשוק ההון ישירות מהאפליקציה - העברות זה״ב מיידיות מהחשבון ללא עלות בחשבונות One - העברה בנקאית ללא הגבלה בכל החשבונות - כלים ייחודיים לעסקים קטנים ועצמאים - ריכוז כל החשבונות והכרטיסים מכל הבנקים/חברות האשראי במקום אחד (חשבונות One)* - סריקה יומית של חשבון הבנק והכרטיס לזיהוי הזדמנויות וחיובים כפולים בחשבונות One - צוות בנקאים ומומחים פיננסיים שזמין לך בטלפון/צ'אט בשעות הפעילות - שירות פרסונלי 24/7 כולל בלילות ובשבת באמצעות Ella, בנקאית AI אישית שמכירה את החשבון שלך מי יכול לפתוח חשבון בבנק ONE ZERO? בני ובנות 18 ומעלה ללא תושבות מס זרה וללא אזרחות אמריקאית. ניתן לפתוח חשבון פרטי או משותף, כולל עוסק מורשה ולמעט תאגידים. מה צריך בשביל לפתוח חשבון? 7 דקות פנויות, תעודת זהות בתוקף (לא צילום) ומכשיר עם מצלמה ומיקרופון תקינים.
Screenshots
Verdict
The clearest difference is rating: IBI SMART at 4.3 against ONE ZERO's 3.0. IBI SMART also leads on monetization model (ad-supported vs free with in-app purchases). ONE ZERO's advantage is ads (none vs shown). On price, review sentiment, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
IBI SMART holds the better App Store score, 4.3 against 3.0. Both are backed by a comparable volume of ratings — 25 and 61 respectively. Written reviews point the same way: 14% of IBI SMART's written reviews are positive against 10% of ONE ZERO's.
Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on October 10, 2026 and October 6, 2026 respectively.
| Parameter | IBI SMART | ONE ZERO |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (25 ratings) — better | 3.0 (61 ratings) |
| Positive reviews | 14.3% of reviews — better | 10.4% of reviews |
| Number of ratings | 25 | 61 — better |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported — better | Free with in-app purchases |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 163 MB | 274 MB |
| Age rating | 4+ | 4+ |
| Developer | IBI BROKERAGE TECHNOLOGIES LTD | ONE ZERO Digital Bank LTD |
Customer experience
IBI SMART
ONE ZERO
Bugs and requests
IBI SMART
Not enough reviews yet to summarise bugs or requests.
ONE ZERO
Reported bugs
14 issues- Stuck in registration loop
- App is often stuck
- App crashes
- Voice verification not working
- Document scanning errors
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- SMS verification loop
- Chat not working
- App doesn't work for account opening
- Registration process errors
- Unable to activate credit card
- Login screen freezes
- Incompatible with older devices
- App crashes constantly
- Error loops
Requested features
5 requests- Add English language option
- Improve AI helper
- Add dark mode
- Add iPad version
- Option to provide feedback within the app
In-app purchases
IBI SMART
No in-app purchases
ONE ZERO
No in-app purchases
