BDO Online vs Security Bank App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BDO Online
Manage your BDO accounts with this banking app. Secure your cards, view statements, and transfer funds with low fees. Confirm transactions using biometrics and send money via QR.
- Lock/unlock cards
- View statements
- Free BDO to BDO transfers
- Biometric/Passcode confirmation
- QR code money transfers
Read full descriptionHide full description
View and manage your BDO accounts with the BDO Online app and enjoy features that let you: - Secure your cards real-time using lock or unlock card, disable overseas debit card transactions, and set your debit card limits - Schedule your one-time or recurring transactions for Pay Bills, Send Money, or Buy Load - Send Money in more ways - even in foreign currencies - Book a Branch Appointment for a more convenient visit - Confirm transactions using biometrics or Passcode If you're having trouble logging in, just follow these steps and create a new password for the BDO Online app. Step 1 On the log in screen, tap Need help logging in? > I'd like to reset my password. Step 2 Set up your new password. Step 3 Log in with your BDO Online username and new password. Your new password will also reflect in the BDO Online website and the BDO Pay app.
Security Bank App
Manage your finances with this comprehensive banking application. It offers features like quick balance checks, simplified bill payments, and secure money transfers. You can also control your credit cards, open savings accounts, and make cardless withdrawals.
- Quick Balance check
- Simplified Bills Payment
- Transfer Money (InstaPay)
- Card Control (lock/unlock, budget alerts)
- Open eSecure Savings accounts
- eGiveCash (cardless withdrawals)
- Mobile Top-Up
Read full descriptionHide full description
BetterBanking™ starts here. Simple. Fast. Personal. Open accounts, send money, pay bills, manage cards, and grow your savings, all from one app. Open an account in minutes Sign up with one valid ID and a quick selfie. Already have a Security Bank account? Just register and everything syncs automatically. Send money in seconds Transfer funds via InstaPay or PESONet, or scan and pay with QR Ph at over one million merchants. Gold Circle members and Wealth customers enjoy unlimited free InstaPay transfers. Pay thousands of billers in one place. Save more with GoalSetter Use GoalSetter to build savings Goals and grow your money with tiered interest. Stay in control of your cards Activate, lock, or unlock your cards anytime. Turn purchases into installments with ChargeLight or access funds instantly with Ready Cash. Travel with confidence Manage your card in the app and pay for travel fares with your Security Bank Platinum or World Mastercard to get free travel insurance for accidents, flight cancellations, and baggage loss. Designed around you Choose from accounts like Easy Savings, All Access, Money Builder, and USD Savings. Talk to a real person, anytime Get real-time updates and support when you need it. Connect with a real support specialist through in-app live chat, 24/7. Reliable banking you can count on The Security Bank app is available over 99% of the time, helping ensure uninterrupted access to your finances. Deposits are insured by PDIC up to ₱1 Million per depositor. Security Bank Corporation is regulated by the Bangko Sentral ng Pilipinas https://www.bsp.gov.ph For assistance, visit the Help Center in the app or contact: customercare@securitybank.com.ph or (+632) 8887 9188
Screenshots
Verdict
The clearest difference is rating: BDO Online at 4.7 against Security Bank App's 2.4. BDO Online also leads on ratings volume (11K vs 65). Security Bank App's advantage is review sentiment (37% vs 11%) and update cadence (every 2 weeks vs every 5 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BDO Online holds the better App Store score, 4.7 against 2.4. That said, the two scores are not equally well evidenced: BDO Online has 11K ratings behind it against 65, so its average is the more settled of the two. Written reviews complicate that: 11% of BDO Online's written reviews are positive against 37% of Security Bank App's, so the app with the better star average is not the one people write more warmly about.
BDO Online ships an update every 5 weeks, Security Bank App every 2 weeks. The most recent releases landed on October 18, 2026 and October 15, 2026 respectively.
| Parameter | BDO Online | Security Bank App |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (11K ratings) — better | 2.4 (65 ratings) |
| Positive reviews | 11.2% of reviews | 36.9% of reviews — better |
| Number of ratings | 11K — better | 65 |
| Update frequency | Every 5 weeks | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 412 MB | 113 MB |
| Age rating | 4+ | 4+ |
| Developer | BDO Unibank, Inc. | Security Bank Corporation |
Customer experience
BDO Online
Security Bank App
User reviews
BDO Online
From 11K App Store ratingsWhat we love
- 🚀 Lightning-fast load times
- 🔒 Robust security features
- 👍 User-friendly interface
Room to improve
- 🐛 Frequent crashes and bugs
- 🔑 Inconsistent login issues
- ⏱️ Slow and unresponsive
- 💳 Unable to access credit card accounts
- 📤 Unsuccessful transactions and transfers
Security Bank App
From 65 App Store ratingsWhat we love
- 🚀 Smooth and sleek app
- 🚀 Real-time transactions and credit card updates
- 👍 Better than previous version
Room to improve
- 🐛 Unable to register/login
- 🐛 OTP issues, especially for international numbers
- 🐛 Incorrect information errors
- 🐛 Bugs and glitches
- 🐛 Cooldown period for transactions
Bugs and requests
BDO Online
Reported bugs
4 issues- Accounts not showing up
- Transaction history not updating
- Inability to receive OTP
- Constant need to reset password
Requested features
5 requests- Allow saving of biller details
- Synchronize passwords across web and mobile
- Provide OTP options via email or authenticator app
- Optimize for tablet/iPad use
- Add ability to transfer between own accounts (e.g., USD to PHP)
Security Bank App
Reported bugs
4 issues- Keyboard not popping up for OTP input
- Notification settings issue for PIN setup
- Incorrect country code icon for USA
- Login issues after registration
Requested features
2 requests- Transaction descriptions (e.g., store names)
- Email notifications for successful fund transfers
In-app purchases
BDO Online
No in-app purchases
Security Bank App
No in-app purchases
Questions
Is BDO Online free?
Is Security Bank App free?
Which has better reviews, BDO Online or Security Bank App?
Do BDO Online or Security Bank App have ads?
Which is updated more often, BDO Online or Security Bank App?
Other comparisons
