Bilt Rewards vs Split Pay

Bilt helps you transform your largest monthly expense—rent—into valuable rewards and unlock exclusive Neighborhood Benefits™. With Bilt, you can earn points on rent payments, build credit history, and unlock a world of rewards from travel to everyday redemptions. EARN REWARDS ON RENT Earn rewards on your largest monthly expense–rent. With every on-time rent payment, you'll earn Bilt Points – the industry's most valuable and flexible points currency. Plus, build credit history by automatically reporting your rent payments to all three major credit bureaus for free. ACCESS NEIGHBORHOOD BENEFITS™ Get even more at your favorite spots with exclusive Neighborhood Benefits™ at local restaurants, fitness studios, pharmacies, on Lyft rides, and more. Use any linked card with our neighborhood partners to stack Bilt Points, in addition to your usual card rewards. Unlock member benefits including complimentary items, member events, and more. REDEEM YOUR REWARDS Transfer your points 1:1 to your favorite airline miles and hotel points, use them for future rent payments, redeem for everyday purchases, or save them for a down payment on a home. Bilt offers the industry's most flexible and valuable redemption options. RENT DAY® REWARDS On the 1st of each month, we drop limited-time member benefits like unparalleled transfer bonuses, unique neighborhood dining experiences, a chance to win free rent through our Rent Free™ game, and more. Earn Points on Rent Payments: - Earn points on rent at any home, no matter where you live - Free credit building by reporting rent payments to all credit bureaus - No transaction fees on rent payments Unlock Neighborhood Benefits™: - Dining: Earn points and enjoy complimentary items at 20,000+ local restaurants - Fitness: Get complimentary add-ons at partner fitness studios like Barry's, SoulCycle, and more - Pharmacy: Apply automatic HSA/FSA savings at Walgreens - Lyft rides: Earn extra points on Lyft rides around your neighborhood Redeem the most flexible points: - Travel: Transfer points 1:1 to major airlines and hotels including United, American, Hyatt, and more, or use them in the Bilt Travel Portal - Rent: Use points towards future rent payments - Everyday Rewards: Redeem for Amazon purchases, gift cards, and more - Buy a Home: Save points for a down payment on a future home Earn Elite Status: - Earn status through points or eligible spend - Unlock increasingly valuable benefits across travel and everyday rewards - Customize your experience with Milestone Rewards at 25,000-point intervals Join over 4 million members who are transforming their largest monthly expense into their most rewarding one. Download the app today and start earning rewards on rent, in your neighborhood, and beyond.

Split Pay turns your biggest bills into two smaller payments, timed to your paychecks. Same total, smarter timing. There's no credit check, and it works with any landlord or lender. Less pressure. More room to breathe. Split rent, mortgage, or car payments to fit your paycheck rhythm, not the other way around. Your landlord or lender gets paid in full on day one. Download Split Pay to put rent, mortgage, and car payments on your own schedule. SPLIT PAY APP FEATURES: WHY 200,000+ HOUSEHOLDS CHOOSE SPLIT PAY: One bill, two payments, smarter timing. Works with any landlord, lender, or servicer. No building integration, no virtual cards, no workarounds. No established credit history? You can still apply. Eligibility is based on factors such as income and cash flow, not your credit score. Split Pay's dedicated support team gives you access to real humans when you need them, not just a chatbot. Build credit history with reported rent payments. PAY BILLS IN TWO PAYMENTS Choose a bill to split into two: rent, mortgage, or your car payment. Apply in minutes, no credit check. Once you're approved, you'll receive virtual account and routing numbers to add to your payment portal, just like a bank account. Your landlord, lender, or servicer gets paid in full and on the due date. You pay in two smaller parts. That's it. You get more room to breathe every month. WHAT BILLS CAN I SPLIT? Pay rent Pay your mortgage Pay car payments Pay other bills coming soon SIMPLE, TRANSPARENT PRICING Split Pay costs $9.99/month plus 1.5% transaction fee on the amount you split. That's it. The fee is the same no matter how your bill is split. Income arrives on a schedule. Bills don't. Banks move money. Split Pay moves timing. Download Split Pay to put rent, mortgage, and car payments on your own schedule. Split Pay is a financial technology company, not a bank. Banking services are provided by Evolve Bank & Trust, Members FDIC.