NSBPay vs Namaste Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
NSBPay
This app allows users to make QR code payments quickly and securely. It offers features like self-registration, biometric login, and transaction history viewing, providing a convenient payment experience.
- QR code payments
- Self-registration
- PIN or biometric login
- Transaction history
- Utility bill settlement
- Secure transactions
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Make your QR payments seamlessly anywhere, anytime with NSB Pay. NSB Pay App is the best payment solution with QR based payments launched in Sri Lanka. You can make your payments happen, with just a tap of a button! All you have to do is scan the QR, enter the amount and then, you are done! Your payments are processed faster through a highly secured platform. With NSB Pay on your phone, enjoy millions of services and exciting banking facilities at your fingertip! NSB Pay Features: Self-registration via the App PIN or biometric based login Convenient payments via QR Code Payment on static QR Payment on dynamic QR View the transaction history Settle utility bills Faster, secure transactions and Unparalleled payment experience
Namaste Pay
A mobile wallet service for Nepal, enabling cash-in, cash-out, peer-to-peer transfers, and utility bill payments. It offers integration with multiple banks and supports payments to merchants and government services.
- Cash-in and cash-out services
- Peer-to-peer money transfers
- Utility bill payments (telecom, electricity, water)
- Bank account integration
- Merchant payments
- Government and educational payments
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Namaste Pay is a new mobile wallet in Nepal brought by Nepal Digital Payments Company (NDPC). NDPC is a joint endeavor between Nepal Telecom and Rastriya Banijya Bank, the leading public enterprises of Nepal in telecom and banking sector respectively. The Namaste Pay wallet service shall work over various channels including smart phone applications, USSD and web portal. Initially, the wallet shall provide cash-in, cash-out, peer-to-peer transfers and a few utilities including telecom recharge, electricity bill payment and water bill payment. More services including the following shall be added in forthcoming releases: Bank Account Integration: Option of over 9+ banks and growing. For loading money to wallet or sending money from the wallet to bank account. Cash-In: Load your wallet directly through mobile banking, debit card/credit card or through our authorized agent. Cash-Out: Quick transfer the wallet money to your bank account or convert your wallet balance to cash in your pocket through nearby agent. Wallet to wallet transfer: Now you can send money fast and easy to other wallets. It's never been easier to send/receive money to friends and family. Utilities Payment: Telecom service top-up or internet bill payment in just few clicks. Pay bills for other utility services such as Water, Electricity, DTH etc. right from your mobile so why stand in queue. More services shall be added in the coming days. Merchant Payments: Pay various online and offline merchants. Book movie tickets, flight tickets, bus tickets. Pay for medical services. Eat out at restaurants, buy groceries, do shopping or even pay for cup of tea. Namaste Pay shall be accepted in thousands of shops and outlets across Nepal. Government Payment: Paying taxes and fees to government or receiving allowances from government, all made hassle free and quick like never before. Educational Institute: Pay school, college, university and professional institutions' fees instantly without any hurdle.
Screenshots
Verdict
The clearest difference is rating: NSBPay at 3.9 against Namaste Pay's 2.3. NSBPay also leads on review sentiment (38% vs 13%) and ratings volume (12 vs 3). Namaste Pay's advantage is update cadence (every 4 days vs every 5 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
NSBPay holds the better App Store score, 3.9 against 2.3. Both are backed by a comparable volume of ratings — 12 and 3 respectively. Written reviews point the same way: 38% of NSBPay's written reviews are positive against 13% of Namaste Pay's.
NSBPay ships an update every 5 weeks, Namaste Pay every 4 days. Both last shipped on November 3, 2026.
| Parameter | NSBPay | Namaste Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (12 ratings) — better | 2.3 (3 ratings) |
| Positive reviews | 37.5% of reviews — better | 12.5% of reviews |
| Number of ratings | 12 — better | 3 |
| Update frequency | Every 5 weeks | Every 4 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.5 | 15.1 — better |
| Further details — not scored | ||
| Size | 61 MB | 62 MB |
| Age rating | 4+ | 4+ |
| Developer | National Savings Bank | Nepal Digital Payments Company |
Customer experience
NSBPay
Namaste Pay
In-app purchases
NSBPay
No in-app purchases
Namaste Pay
No in-app purchases
