Comparison

Bridgecrest vs Sparrow Card App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Bridgecrest

Manage your vehicle payments and finances conveniently on the go. Make one-time or scheduled payments, set up automatic payments, and view your account details and payment history.

Highlights
  • Make one-time payments
  • Schedule future payments
  • Set up AutoPay
  • View account dashboard
  • Review payment history
  • Update contact information
  • Manage multiple accounts
Features
Read full description

Keep your vehicle and finances on the road to success with the new Bridgecrest app - the quick, easy, and secure way to manage your vehicle payments on the go.   Why download our app?  We're putting the path to vehicle ownership in your hands by making it even easier for you to always stay on top of your payments and never fall behind. Easily make a one-time payment or schedule future payments and save your bank account details for next time. You can manage your pending payments, review payment details, make updates, or cancel future payments on your account. Never miss a payment when you sign up for AutoPay with automatic recurring payments that are completely free and secure. The app lets you update your AutoPay enrollment details including the withdrawal date and recurring payment amounts. From the app, you can easily view your important account details by taking a quick look at our simple, easy to read dashboard as soon as you log in. You can also review your recent payment history at any time. You can manage your vehicle account settings, update your contact information, view your saved payment account details, and review a variety of payment options so you can find what works best for you. If you have more than one vehicle account with Bridgecrest, you can manage them all within our app.   Bridgecrest has been helping customers achieve their goals since 1990 and we're excited to help you do the same. Download the free Bridgecrest app to make managing your vehicle account payments easier than it's ever been.

About

Sparrow Card App

This app offers a credit card designed to help individuals with less-than-perfect credit build their financial future. It provides features like cashback rewards, real-time notifications, and tools to help users improve their credit score and access credit line increases.

Highlights
  • Virtual card access
  • 1% cashback on on-time payments
  • Real-time notifications
  • Credit score monitoring
  • Credit line increase opportunities
  • Card management (freeze, replace, PIN reset)
  • Reporting to major credit bureaus
Features
Read full description

Sparrow was born with a mission to empower the underserved and overlooked by removing the financial barriers that arise from less than perfect credit. We have designed a revolutionary credit card, meticulously crafted to help guide our customers on a journey to financial freedom. Introducing the Sparrow Rewards Mastercard, an unparalleled credit card with a range of unique features: - Experience the convenience of a virtual card, granting you immediate and continuous access to your credit line - Earn 1% cashback on all your on-time payments, rewarding you for responsible financial behavior - Stay informed with real-time notifications, keeping you updated on all your card activity - Explore the Climb to Prime app feature where you can gain access to credit line increases, keep an eye on your credit score, and learn the rules of the credit-scoring game In addition to these remarkable benefits, the Sparrow app provides a seamless user experience, allowing you to effortlessly make payments, freeze and replace your card, update personal information, reset your PIN, and easily manage recurring subscription charges. Plus, Sparrow reports your account performance to all 3 major credit bureaus, guaranteeing that your creditworthiness is recognized and rewarded, opening doors to better financial opportunities. Sparrow Financial, Inc. is a financial technology company, not a bank. Sparrow’s bank partners are Evolve Bank & Trust, Focus Bank, and The First National Bank of Lacon. The bank issuing your card will be identified on the back of your credit card and in your Cardholder Agreement, which governs the use of your account. Sparrow cards are issued pursuant to a license from Mastercard International Incorporated.

Screenshots

Bridgecrest4 screens
Sparrow Card App4 screens

Verdict

The call

The clearest difference is review sentiment: Sparrow Card App at 63% against Bridgecrest's 8%. Sparrow Card App also leads on rating (4.9 vs 2.0) and ratings volume (3.5K vs 1.1K). Bridgecrest's advantage is update cadence (every 8 days vs every 3 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Sparrow Card App holds the better App Store score, 4.9 against 2.0. Both are backed by a comparable volume of ratings — 1.1K and 3.5K respectively. Written reviews point the same way: 8% of Bridgecrest's written reviews are positive against 63% of Sparrow Card App's.

UpkeepUpdate frequency

Bridgecrest ships an update every 8 days, Sparrow Card App every 3 weeks. The most recent releases landed on November 3, 2026 and November 7, 2026 respectively.

Scorecard4 real differences · 6 level
Bridgecrest versus Sparrow Card App: the parameters behind the verdict, then further details
ParameterBridgecrestSparrow Card App
PriceFreeFree
Rating2.0 (1.1K ratings)4.9 (3.5K ratings) — better
Positive reviews8.3% of reviews62.5% of reviews — better
Number of ratings1.1K3.5K — better
Update frequencyEvery 8 days — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.615.0 — better
Further details — not scored
Size60 MB123 MB
Age rating4+4+
DeveloperBridgecrest Acceptance CorporationSparrow Financial, Inc.

Customer experience

Bridgecrest

All ratings1,123 ratings
Positive23.2%
Neutral3.6%
Negative73.3%
Written reviews326 reviews
Positive8.3%
Neutral2.5%
Negative89.3%

Sparrow Card App

All ratings3,442 ratings
Positive97.1%
Neutral0.8%
Negative2.1%
Written reviews128 reviews
Positive62.5%
Neutral4.7%
Negative32.8%

User reviews

Bridgecrest

From 1.1K App Store ratings

What we love

  • 👍 Convenient app to use
  • 🚀 Works great
  • 💡 Helpful for managing car loan

Room to improve

  • 🐛 App crashes or doesn't open
  • 🐛 Glitchy or buggy app
  • 🔑 Can't access account or make payments
  • 💸 Charges extra fees
  • 🤖 Poor customer service

Sparrow Card App

From 3.5K App Store ratings

What we love

  • 👍 Easy to use app
  • 🚀 Payments post immediately
  • 💳 Can pay at the pump for gas
  • 🆙 Credit limit increases
  • 🤝 Good customer service

Room to improve

  • 🔒 Card blocked for no reason
  • 💰 High fees
  • 🕰️ No auto-pay option
  • 🤯 Predatory lending practices
  • 🔒 Account locked for no reason

Bugs and requests

Bridgecrest

Reported bugs

3 issues
  • App won't load or crashes on launch
  • Login issues, can't access account
  • Redirects to website instead of functioning in-app

Requested features

3 requests
  • Add option to make principal-only payments
  • Improve app stability and reliability
  • Provide more transparency on loan details

Sparrow Card App

Reported bugs

2 issues
  • Payment issues and missing payments
  • Declined transactions due to new card

Requested features

2 requests
  • Auto-pay option
  • Better fraud detection and dispute resolution

In-app purchases

None

Bridgecrest

No in-app purchases

None

Sparrow Card App

No in-app purchases

Questions

Is Bridgecrest free?
Bridgecrest is free to download, with no in-app purchases.
Is Sparrow Card App free?
Sparrow Card App is free to download, with no in-app purchases.
Which has better reviews, Bridgecrest or Sparrow Card App?
Sparrow Card App is rated higher. Bridgecrest averages 2.0 out of 5 from 1.1K ratings, while Sparrow Card App averages 4.9 from 3.5K ratings.
Do Bridgecrest or Sparrow Card App have ads?
Neither Bridgecrest nor Sparrow Card App shows ads.
Which is updated more often, Bridgecrest or Sparrow Card App?
Bridgecrest ships an update every 8 days, and Sparrow Card App every 3 weeks. Most recently, Bridgecrest was updated on November 3, 2026 and Sparrow Card App on November 7, 2026.

Other comparisons