Comparison

Cornerstone Home Lending vs Shellpoint

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cornerstone Home Lending

Manage your mortgage account securely from your mobile device. Make payments, view escrow details, access statements, and communicate with customer support. Offers educational resources for mortgage management.

Highlights
  • Make and view payments
  • Access escrow information
  • View statements and tax documents
  • Message Customer Care
  • Sign up for autopay and paperless statements
  • Access educational resources
Read full description

Easily manage your Cornerstone account on-the-go with our secure, simple-to-use Cornerstone Home Lending App. Quickly make and view payments, access escrow information, sign up for options like autopay and paperless statements, message your Customer Care team, and more. You can: -Make a payment and view payment status -View details on your escrow account such as tax and insurance disbursements -View all statements including year-end tax documents -Learn from educational resources like FAQs and other helpful mortgage management tools -Message with Cornerstone’s Customer Care team members

About

Shellpoint

Manage your mortgage conveniently online. View account details, make payments, and access important documents directly from your mobile device. Stay on top of your loan with easy-to-use tools.

Highlights
  • View loan account details
  • Make one-time payments
  • Schedule recurring payments
  • Access statements and documents
  • View recent account activity
Features
Read full description

Shellpoint: Easily manage your mortgage online with the Shellpoint app. All in the palm of your hand you can view account details, select payment options, access important documents, and more! Download the Shellpoint app to: - View a snapshot of your current loan, including account details, recent activity, and payment info. - Make a one-time payment, view pending payments, or schedule recurring payments. - Access statements and documents. Who is Shellpoint Mortgage Servicing? Shellpoint Mortgage Servicing manages (or “services”) mortgage loans after mortgage lenders originate them. On behalf of lenders and investor clients, Shellpoint Mortgage Servicing accepts and processes mortgage payments from more than 1.7 million homeowners nationwide. In recent years the company has grown to become America’s 5th-largest non-bank mortgage servicer, with over 2,500 employees based out of offices in Florida, South Carolina, Texas, and Arizona.

Screenshots

Cornerstone Home Lending4 screens
Shellpoint3 screens

Verdict

The call

The clearest difference is update cadence: Shellpoint at monthly against Cornerstone Home Lending's every 7 months. Shellpoint also leads on review sentiment (55% vs 29%) and device support (3 vs 1). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Cornerstone Home Lending against 4.9 for Shellpoint. Both are backed by a comparable volume of ratings — 5.3K and 17K respectively. Written reviews are what separate them: 29% of Cornerstone Home Lending's written reviews are positive against 55% of Shellpoint's.

UpkeepUpdate frequency

Cornerstone Home Lending ships an update every 7 months, Shellpoint monthly. The most recent releases landed on October 1, 2026 and October 2, 2026 respectively.

Scorecard5 real differences · 5 level
Cornerstone Home Lending versus Shellpoint: the parameters behind the verdict, then further details
ParameterCornerstone Home LendingShellpoint
PriceFreeFree
Rating4.8 (5.3K ratings)4.9 (17K ratings) — better
Positive reviews29.4% of reviews55.0% of reviews — better
Number of ratings5.3K17K — better
Update frequencyEvery 7 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS17.015.0 — better
Further details — not scored
Size208 MB73 MB
Age rating4+4+
DeveloperCornerstone Capital Bank, SSBNewrez LLC

Customer experience

Cornerstone Home Lending

All ratings5,259 ratings
Positive96.5%
Neutral1.2%
Negative2.3%
Written reviews34 reviews
Positive29.4%
Neutral8.8%
Negative61.8%

Shellpoint

All ratings17,141 ratings
Positive98.1%
Neutral1.2%
Negative0.7%
Written reviews100 reviews
Positive55.0%
Neutral5.0%
Negative40.0%

User reviews

Cornerstone Home Lending

From 5.3K App Store ratings

What we love

  • 👍 User-friendly interface
  • 💡 Convenient mortgage payment
  • 🚀 Easy to set up auto-pay

Room to improve

  • 🐛 Frequent login issues
  • 🐛 Glitchy and unreliable app
  • 🔒 Inconsistent password policy
  • 🔒 Concerning security practices

Shellpoint

From 17K App Store ratings

What we love

  • 👍 Easy to use
  • 👍 Straightforward payment process
  • 👍 Convenient payment history
  • 👍 Smooth system
  • 👍 Easy payment service

Room to improve

  • 🐛 App crashes or doesn't load
  • 🐛 Outdated and clunky interface
  • 🐛 Slow performance
  • 🐛 Lack of modern features
  • 🐛 Unreliable customer service

Bugs and requests

Cornerstone Home Lending

Reported bugs

3 issues
  • App keeps logging users out
  • Update prompt but no actual update available
  • App freezes and crashes on launch

Requested features

2 requests
  • Integration with personal finance apps
  • Support for special characters in passwords

Shellpoint

Reported bugs

3 issues
  • Unable to access loan information
  • Keyboard not working in app
  • Login issues, unable to log in

Requested features

4 requests
  • Ability to set up and save multiple accounts
  • Push notifications for due dates
  • Clearer payment history breakdown
  • Partial payment option

In-app purchases

None

Cornerstone Home Lending

No in-app purchases

None

Shellpoint

No in-app purchases

Questions

Is Cornerstone Home Lending free?
Cornerstone Home Lending is free to download, with no in-app purchases.
Is Shellpoint free?
Shellpoint is free to download, with no in-app purchases.
Which has better reviews, Cornerstone Home Lending or Shellpoint?
Shellpoint is rated higher. Cornerstone Home Lending averages 4.8 out of 5 from 5.3K ratings, while Shellpoint averages 4.9 from 17K ratings.
Do Cornerstone Home Lending or Shellpoint have ads?
Neither Cornerstone Home Lending nor Shellpoint shows ads.
Which is updated more often, Cornerstone Home Lending or Shellpoint?
Cornerstone Home Lending ships an update every 7 months, and Shellpoint monthly. Most recently, Cornerstone Home Lending was updated on October 1, 2026 and Shellpoint on October 2, 2026.

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