YONO Nepal SBI vs HI
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
YONO Nepal SBI
This mobile banking app offers retail customers a revamped experience with features like e-KYC, online account opening, QR payments, and bill payments. It also provides card management, spend analysis, and chatbot support for convenient banking.
- e-KYC updation
- Online Term Deposit account opening
- QR Payments
- Bill Payments
- Card Management
- Spend Analysis
- Chatbot
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About the app With a strong focus on customer convenience our latest mobile banking offering, YONO Nepal SBI is an application for our retail customers. Download the app now and enjoy the revamped banking experience with attractive features such as e-KYC updation, Online Term Deposit account opening, NPI integration, QR Payments, various Bill Payments though NCHL & F1 Soft, Merchant Payment by Fonepay, Deposit Interest Certificate / Statements, Cheque Book inquiry, Card Management, Spend Analysis, Chatbot etc. The mobile banking services of MeroSaathi will be migrated to YONO Nepal SBI, Fund transfer within NSBL, TD for existing customer, RD for existing customer, One View India Account, Spend Analyzer etc. All you need An iPhone/iPad Internet Connectivity
HI
Manage your bank accounts and perform various financial transactions on the go. This app offers fund transfers, card management, loan and deposit views, QR payments, and access to account statements and branch information.
- Fund transfer (same and other banks)
- Card management
- Loan and fixed deposit view
- QR payments (NepalPay, eSewa)
- Account statement and transfer activities
- Balance enquiry
- Utility payments
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HBL HI-MB Plus is a convenient and reliable banking app that provides you all the banking facilities in your fingertips. The application is applicable to all the customers having their HBL bank accounts with HI-MB Plus Subscriptions. Features provided by our HI-MB service: 1. Same bank and other bank fund transfer. 2. Card Management. 3. Loans View and Fixed deposit view 4. QR payment associated with NepalPay and eSewa. 5. Account Statement and Transfer Activities. 6. Balance Enquiry. 7. Information regarding banking hour 8. Find HBL ATM and HBL Branches 9. Foreign exchange rate 10. ConnectIPS 11. Utility Payment (NEA Payments, Top Ups, etc).
Screenshots
Verdict
The clearest difference is rating: HI at 1.6 against YONO Nepal SBI's 1.2. HI also leads on update cadence (every 8 days vs monthly) and ratings volume (98 vs 22). YONO Nepal SBI's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (13.0 vs 15.6). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
HI holds the better App Store score, 1.6 against 1.2. Both are backed by a comparable volume of ratings — 22 and 98 respectively. Written reviews complicate that: 7% of YONO Nepal SBI's written reviews are positive against 0% of HI's, so the app with the better star average is not the one people write more warmly about.
YONO Nepal SBI ships an update monthly, HI every 8 days. The most recent releases landed on November 7, 2026 and November 9, 2026 respectively.
| Parameter | YONO Nepal SBI | HI |
|---|---|---|
| Price | Free | Free |
| Rating | 1.2 (22 ratings) | 1.6 (98 ratings) — better |
| Positive reviews | 6.8% of reviews — better | 0.0% of reviews |
| Number of ratings | 22 | 98 — better |
| Update frequency | Monthly | Every 8 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 62 MB | 165 MB |
| Age rating | 4+ | 4+ |
| Developer | State Bank of India | Himalayan Bank Limited |
Customer experience
YONO Nepal SBI
HI
Bugs and requests
YONO Nepal SBI
Not enough reviews yet to summarise bugs or requests.
HI
Reported bugs
3 issues- Unable to log in with existing credentials
- Captcha validation not working
- Inconsistent app behavior and errors
Requested features
3 requests- Bring back the old working version
- Improve login and account recovery process
- Enhance overall app stability and reliability
In-app purchases
YONO Nepal SBI
No in-app purchases
HI
No in-app purchases
