Comparison

Mobily Pay vs Riyad Bank App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mobily Pay

A digital wallet licensed by the Saudi Central Bank, facilitating daily financial transactions, local and international transfers, and bill payments. It offers features like Visa card integration, wallet-to-wallet transfers, and scheduled payments.

Highlights
  • Visa card integration
  • Wallet to wallet transfer
  • Local and international transfers
  • SADAD and Mobily payments
  • Bill payment in one click
  • Scheduled payments
  • Send gifts
Features
Read full description

Mobily Pay is a digital wallet licensed by The Saudi Central Bank. Mobily Pay is your perfect choice for making daily financial transactions & purchases. Mobily Pay is the best choice for your local & international transfers. Through the app, you can pay your bills in one click. Mobily Pay features: - Visa card - Wallet to wallet transfer - Local bank transfer (SARIE – IPS) - International transfer (to account – cash pickup – wallet) - SADAD payments - Mobily payments - Send gifts - Multi-languages - Payments scheduling And more ...

About

Riyad Bank App

This digital banking app offers a sleek, intuitive interface for managing your finances on the go. Enjoy secure biometric access, personalized features, and streamlined applications for financial products. Manage credit cards, schedule transfers, and access account statements effortlessly.

Highlights
  • Biometric authentication
  • Personalized quick actions
  • Digital financial product applications
  • Credit card management
  • Scheduled transfers
  • Account statement downloads
Features
Read full description

As a part of our vision to be the lead in digital banking, we are excited to introduce the new Riyad Mobile! designed to redefine your banking experience with the best features and services. allowing you to seamlessly handle all actions whenever and wherever you are! Sleek design & Intuitive interface: Immerse yourself in a modern and luxurious design that not only looks good, but also enhances your experience, ensuring a seamless and enjoyable journey through the app. Effortless access: Experience quick and secure access to your account using biometric authentication, adding a layer of convenience to your banking routine. Tailored to you: Enjoy a personalized touch with quick actions customized to match your unique banking needs, ensuring a truly individualized experience. Exclusive offers: Be the first to know about our exclusive offers, seamlessly integrated into the app to keep you updated on the latest promotions. Streamlined finance application: Apply for financial products easy and quickly with the new end to end digital application process. Credit Card management: Manage your credit cards effortlessly perform transfers, view PINs, and request limit increases at your fingertips. Smart Scheduled Transfers: Easily manage and schedule transfers, adding a layer of convenience to your financial planning. Comprehensive account control: Download account statements, update personal information, and easily request a checkbook within the app. Elevate your banking experience! Download the new Riyad Mobile now for a seamless experience and functionality that goes beyond the ordinary.

Screenshots

Mobily Pay4 screens
Riyad Bank App4 screens

Verdict

The call

Mobily Pay and Riyad Bank App both sit at 4.7 stars, but that hides the real split: 78% of Riyad Bank App's written reviews are positive against 34% of Mobily Pay's. Riyad Bank App also leads on ads (none vs shown). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for Mobily Pay against 4.8 for Riyad Bank App. Both are backed by a comparable volume of ratings — 3.6K and 8.4K respectively. Written reviews are what separate them: 34% of Mobily Pay's written reviews are positive against 78% of Riyad Bank App's.

UpkeepUpdate frequency

Mobily Pay ships an update every 2 weeks, Riyad Bank App every 11 days. The most recent releases landed on October 30, 2026 and November 2, 2026 respectively.

Scorecard2 real differences · 8 level
Mobily Pay versus Riyad Bank App: the parameters behind the verdict, then further details
ParameterMobily PayRiyad Bank App
PriceFreeFree
Rating4.7 (3.6K ratings)4.8 (8.4K ratings) — better
Positive reviews34.3% of reviews78.3% of reviews — better
Number of ratings3.6K8.4K — better
Update frequencyEvery 2 weeksEvery 11 days — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better16.0
Further details — not scored
Size146 MB210 MB
Age rating17+4+
DeveloperEtihad Digital Financial CompanyRiyad Bank

Customer experience

Mobily Pay

All ratings3,639 ratings
Positive92.6%
Neutral2.3%
Negative5.1%
Written reviews137 reviews
Positive34.3%
Neutral2.9%
Negative62.8%

Riyad Bank App

All ratings8,308 ratings
Positive95.0%
Neutral1.5%
Negative3.5%
Written reviews484 reviews
Positive78.3%
Neutral2.9%
Negative18.8%

User reviews

Mobily Pay

From 3.6K App Store ratings

What we love

  • 🚀 Prompt and easy transaction
  • 👍 Good service
  • 🚀 Wonderful App made easy everything just one click
  • 👍 Best Digital Wallet App in Saudi
  • 👍 Excellent and value to money

Room to improve

  • 🐛 App not working
  • 🐛 Slow app
  • 🐛 Worst interface
  • 🐛 App crashes
  • 🐛 Visa not working

Riyad Bank App

From 8.4K App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Smooth banking experience
  • 💡 Improved design

Room to improve

  • 🐛 Bugs and glitches
  • 🔒 Lack of password manager support
  • ⚠️ Unreliable app performance
  • 🔍 Missing important features

Bugs and requests

Mobily Pay

Reported bugs

7 issues
  • OTP not received
  • Visa and Mastercard not accepted
  • Frequent app crashes
  • Slow app performance
  • Registration issues
Show 2 more
  • Incompatibility with older devices
  • Balance recharge problems

Requested features

5 requests
  • Introduce Mada prepaid card
  • Add Sadad bills payment
  • Improve international beneficiaries details
  • Add mobile recharge options
  • Integrate with Mobily account for bill payment and recharge

Riyad Bank App

Reported bugs

5 issues
  • App crashes frequently
  • Unable to receive OTP for login
  • Inconsistent behavior with Apple Pay
  • Switching languages causes issues
  • App not working outside of Saudi Arabia

Requested features

4 requests
  • Reintroduce sender details in transaction history
  • Bring back Face ID login
  • Optimize for iPad
  • Allow iCloud password integration

In-app purchases

None

Mobily Pay

No in-app purchases

None

Riyad Bank App

No in-app purchases

Questions

Is Mobily Pay free?
Mobily Pay is free to download, with no in-app purchases.
Is Riyad Bank App free?
Riyad Bank App is free to download, with no in-app purchases.
Which has better reviews, Mobily Pay or Riyad Bank App?
Riyad Bank App is rated higher. Mobily Pay averages 4.7 out of 5 from 3.6K ratings, while Riyad Bank App averages 4.8 from 8.4K ratings.
Do Mobily Pay or Riyad Bank App have ads?
Mobily Pay shows ads; Riyad Bank App does not.
Which is updated more often, Mobily Pay or Riyad Bank App?
Mobily Pay ships an update every 2 weeks, and Riyad Bank App every 11 days. Most recently, Mobily Pay was updated on October 30, 2026 and Riyad Bank App on November 2, 2026.

Other comparisons