Comparison

Mobily Pay vs split peak

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mobily Pay

A digital wallet licensed by the Saudi Central Bank for daily financial transactions and purchases. It facilitates local and international transfers, bill payments, and SADAD payments with ease.

Highlights
  • Visa card integration
  • Wallet to wallet transfers
  • Local bank transfers (SARIE)
  • International transfers
  • SADAD bill payments
  • Scheduled payments
Features
Read full description

Mobily Pay is a digital wallet licensed by The Saudi Central Bank. Mobily Pay is your perfect choice for making daily financial transactions & purchases. Mobily Pay is the best choice for your local & international transfers. Through the app, you can pay your bills in one click. Mobily Pay features: - Visa card - Wallet to wallet transfer - Local bank transfer (SARIE – IPS) - International transfer (to account – cash pickup – wallet) - SADAD payments - Mobily payments - Send gifts - Multi-languages - Payments scheduling And more ...

About

split peak

Fairly and quickly share expenses with any group, from trips to households. It handles multiple currencies and simplifies settlements by minimizing payments. Track recurring bills and everyday costs with clear summaries and charts.

Highlights
  • Household expense settlement
  • Multi-currency support with live rates
  • Simplified settlement payments
  • Recurring bill tracking
  • No account sign-up required
  • Export to CSV
Features
Read full description

Split Peak is the fair, fast way to share expenses with any group — a trip abroad, a shared apartment, a couple, or a standing group of friends. It gets right what other expense apps get wrong: itemized receipts, households, and currencies. SCAN A RECEIPT, SPLIT IT LINE BY LINE Snap or upload a receipt and Split Peak reads the line items for you. Tap who had what — share a single dish or drink between several people, or give everyone their own — and tax and tip divide in proportion to what each person actually ordered. No more "let's just split it evenly" when someone had the steak and you had a salad. HOUSEHOLDS THAT SETTLE AS ONE Splitting with couples or families? Group people into a household. Each person still counts as their own share when an expense is split, but the household settles up as a single entity — so "The Smiths" pay and get paid once, not four times. No more untangling who in a couple owes what. ANY CURRENCY, AT EVERY LEVEL Set the group's currency, each person's or household's preferred payout currency, and the currency of each expense — independently. Split Peak converts with live exchange rates and locks the rate on every expense and payment, so once two people are settled, they stay settled even as rates move. Perfect for international trips and mixed-currency groups. FOR TRIPS AND THE EVERYDAY Track a weekend away, or the recurring stuff you split at home — rent, electricity, water, gas, phone, internet, and subscriptions. Categories across food, home & bills, travel, and lifestyle keep the group summary meaningful, whatever you're splitting. SETTLE UP IN THE FEWEST PAYMENTS Split Peak nets everyone's balances across currencies and tells you exactly who should pay whom — minimizing the number of transfers. Tap a suggested payment to record it, or open Venmo, Cash App, PayPal, Zelle, or Wise pre-filled with the amount using each person's saved handle. EVERYTHING ELSE YOU'D EXPECT • Start a group and share a short code or link — no accounts, no sign-up • Split evenly, by exact amounts, by percentage, or by shares — omit/include anyone per expense • Activity feed with list and calendar views, and a group summary with charts • Push notifications when someone adds or edits an expense, or records a payment • Export any group to CSV WHY SPLIT PEAK No login. No ads. No clutter. Just a clean, quick way to keep shared money fair — whether it's a ski trip with three couples, a monthly stack of household bills, or dinner with friends. Start a group, share the code, and settle up at the peak.

Screenshots

Mobily Pay4 screens
split peak4 screens

Verdict

The call

The clearest difference is ads: split peak at none against Mobily Pay's shown. split peak also leads on update cadence (every 2 days vs every 2 weeks) and monetization model (free vs free with in-app purchases). Mobily Pay's advantage is ratings volume (3.6K vs 1). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

split peak holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Mobily Pay has 3.6K ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Mobily Pay ships an update every 2 weeks, split peak every 2 days. The most recent releases landed on October 20, 2026 and October 14, 2026 respectively.

Scorecard5 real differences · 5 level
Mobily Pay versus split peak: the parameters behind the verdict, then further details
ParameterMobily Paysplit peak
PriceFreeFree
Rating4.7 (3.6K ratings)5.0 (1 ratings) — better
Positive reviews34.6% of reviews—
Number of ratings3.6K — better1
Update frequencyEvery 2 weeksEvery 2 days — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better16.4
Further details — not scored
Size152 MB9 MB
Age rating17+4+
DeveloperEtihad Digital Financial CompanyJohn Kim

Customer experience

Mobily Pay

All ratings3,622 ratings
Positive92.6%
Neutral2.3%
Negative5.1%
Written reviews136 reviews
Positive34.6%
Neutral2.9%
Negative62.5%

split peak

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Mobily Pay

Reported bugs

7 issues
  • OTP not received
  • Visa and Mastercard not accepted
  • Frequent app crashes
  • Slow app performance
  • Registration issues
Show 2 more
  • Incompatibility with older devices
  • Balance recharge problems

Requested features

5 requests
  • Introduce Mada prepaid card
  • Add Sadad bills payment
  • Improve international beneficiaries details
  • Add mobile recharge options
  • Integrate with Mobily account for bill payment and recharge

split peak

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Mobily Pay

No in-app purchases

None

split peak

No in-app purchases

Questions

Is Mobily Pay free?
Mobily Pay is free to download, with no in-app purchases.
Is split peak free?
split peak is free to download, with no in-app purchases.
Which has better reviews, Mobily Pay or split peak?
split peak is rated higher. Mobily Pay averages 4.7 out of 5 from 3.6K ratings, while split peak averages 5.0 from 1 ratings.
Do Mobily Pay or split peak have ads?
Mobily Pay shows ads; split peak does not.
Which is updated more often, Mobily Pay or split peak?
Mobily Pay ships an update every 2 weeks, and split peak every 2 days. Most recently, Mobily Pay was updated on October 20, 2026 and split peak on October 14, 2026.

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