VYBE by BPI vs Security Bank App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
VYBE by BPI
Enhance your digital banking and rewards with this lifestyle app. Earn points by using BPI products and services, and redeem them for exciting rewards directly within the application.
- E-wallet enhancement
- Rewards program integration
- Earn points with BPI products
- Redeem exciting rewards
- Digital banking experience
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Level-up your e-wallet and rewards experience with VYBE! VYBE is your one-stop lifestyle app that makes your everyday digital banking more rewarding. With the all new BPI Rewards, earn points when you use BPI products and services and redeem exciting rewards through the VYBE app.
Security Bank App
Manage your finances with this comprehensive banking application. It offers features like quick balance checks, simplified bill payments, and secure money transfers. You can also control your credit cards, open savings accounts, and make cardless withdrawals.
- Quick Balance check
- Simplified Bills Payment
- Transfer Money (InstaPay)
- Card Control (lock/unlock, budget alerts)
- Open eSecure Savings accounts
- eGiveCash (cardless withdrawals)
- Mobile Top-Up
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BetterBanking™ starts here. Simple. Fast. Personal. Open accounts, send money, pay bills, manage cards, and grow your savings, all from one app. Open an account in minutes Sign up with one valid ID and a quick selfie. Already have a Security Bank account? Just register and everything syncs automatically. Send money in seconds Transfer funds via InstaPay or PESONet, or scan and pay with QR Ph at over one million merchants. Gold Circle members and Wealth customers enjoy unlimited free InstaPay transfers. Pay thousands of billers in one place. Save more with GoalSetter Use GoalSetter to build savings Goals and grow your money with tiered interest. Stay in control of your cards Activate, lock, or unlock your cards anytime. Turn purchases into installments with ChargeLight or access funds instantly with Ready Cash. Travel with confidence Manage your card in the app and pay for travel fares with your Security Bank Platinum or World Mastercard to get free travel insurance for accidents, flight cancellations, and baggage loss. Designed around you Choose from accounts like Easy Savings, All Access, Money Builder, and USD Savings. Talk to a real person, anytime Get real-time updates and support when you need it. Connect with a real support specialist through in-app live chat, 24/7. Reliable banking you can count on The Security Bank app is available over 99% of the time, helping ensure uninterrupted access to your finances. Deposits are insured by PDIC up to ₱1 Million per depositor. Security Bank Corporation is regulated by the Bangko Sentral ng Pilipinas https://www.bsp.gov.ph For assistance, visit the Help Center in the app or contact: customercare@securitybank.com.ph or (+632) 8887 9188
Screenshots
Verdict
The clearest difference is rating: Security Bank App at 4.2 against VYBE by BPI's 1.0. Security Bank App also leads on review sentiment (37% vs 0%) and update cadence (every 2 weeks vs every 5 weeks). VYBE by BPI's advantage is iOS requirement (12 vs 15.1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Security Bank App holds the better App Store score, 4.2 against 1.0. Both are backed by a comparable volume of ratings — 57 and 240 respectively. Written reviews point the same way: 0% of VYBE by BPI's written reviews are positive against 37% of Security Bank App's.
VYBE by BPI ships an update every 5 weeks, Security Bank App every 2 weeks. The most recent releases landed on October 20, 2026 and October 23, 2026 respectively.
| Parameter | VYBE by BPI | Security Bank App |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (57 ratings) | 4.2 (240 ratings) — better |
| Positive reviews | 0.0% of reviews | 36.9% of reviews — better |
| Number of ratings | 57 | 240 — better |
| Update frequency | Every 5 weeks | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 12 — better | 15.1 |
| Further details — not scored | ||
| Size | 118 MB | 113 MB |
| Age rating | 4+ | 4+ |
| Developer | Bank of the Philippine Islands | Security Bank Corporation |
Customer experience
VYBE by BPI
Security Bank App
User reviews
VYBE by BPI
From 57 App Store ratingsRoom to improve
- ❌ Unable to log in
- ❌ App crashes frequently
- ❌ OTP issues
- ❌ Rewards not reflecting
- ❌ Not accessible abroad
Security Bank App
From 240 App Store ratingsWhat we love
- 🚀 Smooth and sleek app
- 🚀 Real-time transactions and credit card updates
- 👍 Better than previous version
Room to improve
- 🐛 Unable to register/login
- 🐛 OTP issues, especially for international numbers
- 🐛 Incorrect information errors
- 🐛 Bugs and glitches
- 🐛 Cooldown period for transactions
Bugs and requests
VYBE by BPI
Reported bugs
33 issues- Cannot log in
- Fails to login after inputting OTP
- App not working abroad
- BPI points not reflecting on the app
- App cannot be opened
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- Screen stuck on landing page
- App causes phone to crash
- App shuts down unexpectedly
- Invalid account error when trying to log in
- No OTP sent for forgot MPIN
- Phone goes blank after logging in
- App is buggy and throws errors after OTP
- Cannot go further than MPIN and accepting T&C
- OTP is invalid
- Customer service cannot solve login issues
- Cannot enter OTP as app is still loading
- App keeps crashing/not opening after logging in successfully
- Money disappeared from the app and not returned
- App crashes when attempting to log in or sign up
- Perpetually on the first screen (logo)
- OTP not recognized
- Account locked after signing up
- 502 Bad Gateway on login
- Contact support keeps loading
- Member already exists error after reinstalling
- Forgot PIN goes to a blank screen
- Authentication always fails (VYBE MS ERROR)
- Input is invalid error
- App gets stuck on the logo screen
- Slow loading of reward details
- Cannot get reward codes from the app after claiming
- App stopped working, it froze
- Unable to process request error
Requested features
12 requests- Support international numbers
- Allow checking/claiming rewards points without app
- Remove forced app usage for rewards
- Fix online option to check points
- Show total rewards in credit card billing statement
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- Improve app stability and performance
- Fix 'Forgot MPIN' functionality
- Allow sending messages in contact support without character limit
- Update app interface
- Enable biometrics for login
- Fix OTP expiration issue
- Ensure app is functional before advertising
Security Bank App
Reported bugs
4 issues- Keyboard not popping up for OTP input
- Notification settings issue for PIN setup
- Incorrect country code icon for USA
- Login issues after registration
Requested features
2 requests- Transaction descriptions (e.g., store names)
- Email notifications for successful fund transfers
In-app purchases
VYBE by BPI
No in-app purchases
Security Bank App
No in-app purchases
Questions
Is VYBE by BPI free?
Is Security Bank App free?
Which has better reviews, VYBE by BPI or Security Bank App?
Do VYBE by BPI or Security Bank App have ads?
Which is updated more often, VYBE by BPI or Security Bank App?
Other comparisons
