Comparison

tiqmo vs Alinma App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

tiqmo

Manage your finances with a comprehensive digital app offering prepaid Mastercard options, global money transfers, and bill payments. Gain insights into spending, track budgets, and access an integrated marketplace for mobile recharges and e-vouchers.

Highlights
  • Prepaid Mastercard options (Standard Mada, Platinum)
  • Global and local money transfers
  • International and local bill payments (SADAD integration)
  • Spending insights and budget tracking
  • Integrated marketplace for mobile recharge and e-vouchers
  • ATM cash withdrawal
Features
Read full description

TIQMO is a financial lifestyle digital app designed to revolutionize your financial experience. Seamlessly blending speed, convenience, and security, TIQMO offers a comprehensive range of financial services tailored to meet your every need in the Kingdom of Saudi Arabia. Effortlessly manage your finances with TIQMO's array of cutting-edge features. Discover the freedom of choice with our digital and physical prepaid Mastercard options. Whether it's the Standard Mada Mastercard or the Platinum Mastercard with competitive cashback offers, TIQMO's prepaid cards empower you to make local and international payments, indulge in online purchases, and breeze through POS transactions. Need cash on the go? Our physical prepaid cards let you withdraw funds hassle-free from ATMs. Say goodbye to the complexities of international money transfers. With TIQMO, sending and receiving money globally is a breeze. Seamlessly transfer funds to other wallets or IBAN accounts with remarkable ease. You can even opt for cash pick-up at our partner locations, ensuring your loved ones can access the money wherever they may be. Leave the hassles of bill payments behind. TIQMO simplifies the process, allowing you to settle international bills conveniently and securely. With just a few clicks, effortlessly manage your local bill payments through our seamless integration with SADAD. Take control of your financial well-being with TIQMO's intuitive interface. Gain valuable insights into your spending habits, effortlessly track your budget, and make informed financial decisions like never before. TIQMO's user-friendly platform ensures your financial goals are within reach. Step into a world of endless possibilities with TIQMO's integrated marketplace. Access a wide range of local and international mobile recharge products and e-vouchers for gaming and popular stores. Enjoy the convenience of making purchases right within the app, unlocking a world of possibilities at your fingertips. TIQMO takes the hassle out of local money transfers within the Kingdom of Saudi Arabia. Effortlessly send money to friends, family, or businesses, and experience the seamless transaction process that sets TIQMO apart. At TIQMO, we are committed to transforming the way you engage with your finances. Our mission is to provide innovative financial solutions that empower you to embrace a digital financial lifestyle. Join us on this exciting journey and experience the future of finance with TIQMO – where convenience, security, and limitless possibilities await you. Discover the power of TIQMO app and embark on a financial journey like no other.

About

Alinma App

This app offers a comprehensive digital banking experience with advanced features for managing accounts, finances, and cards. It allows users to perform transactions, submit requests, and access various banking services conveniently from their smart devices, including accessibility options for the visually impaired.

Highlights
  • Digital account opening
  • Personal finance application
  • Card issuance and management
  • Instant payment services
  • E-voucher purchases
  • Bill payments
  • Branch and ATM locator
Features
Read full description

As part of our strategy to provide a premium digital banking experience, we are pleased to launch the new Alinma App with a variety of new and advanced features that meet your banking needs. The new Alinma application adopts a new vision of digital banking services, through which we seek to meet the aspirations of our customers and provide an easy and fast digital banking experience. The new Alinma App provides a comprehensive control panel for all products and services, so that you can easily carry out your banking transactions, submit your requests, inquiries and many more, without the need to visit the branch. Alinma New App Features - Easier navigation through a comprehensive control panel - Improved journey with New modern look - Compatible with all smart devices - Quick log in - Specially enabled for the blind and sight-impaired Products & Services via Alinma New App Accounts - Opening new digital account - Opening a personal sub account - Opening a savings account - Opening a family account Finance - Applying and executing personal finance 24/7 - Tracking and monitoring existing and pending finances Alinma Cards - Issuing and activating debit and credit cards 24/7 - Issuing and activating Traveler Card (multi-currency) 24/7 - Managing existing debit and credit cards Alinma Transfers - Instant Payment Service (Sarie) - Charitable Donations - Alinma express - Western Union - SWIFT transfers Marketplace - buy different E-vouchers 24/7 Additional Banking Services - Bills and MOI payments - Emergency cash (card-less withdrawals) - Currency converter - Check book request - Nama product - Traveler Cash - Accredit digital certificates - Digital Updating of ID & Address Details - Instant Savings - Branch appointment reservations Additional Services - Submit complaints - Submit inquiries - Alinma tracker (Branch and ATMs locator) - Information on special promotions and offers

Screenshots

tiqmo4 screens
Alinma App4 screens

Verdict

The call

The clearest difference is rating: Alinma App at 4.7 against tiqmo's 4.2. Alinma App also leads on monetization model (free vs free with in-app purchases) and review sentiment (65% vs 44%). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Alinma App holds the better App Store score, 4.7 against 4.2. That said, the two scores are not equally well evidenced: Alinma App has 14K ratings behind it against 354, so its average is the more settled of the two. Written reviews point the same way: 44% of tiqmo's written reviews are positive against 65% of Alinma App's.

UpkeepUpdate frequency

tiqmo ships an update weekly, Alinma App fortnightly. The most recent releases landed on September 19, 2026 and September 17, 2026 respectively.

Scorecard4 real differences · 6 level
tiqmo versus Alinma App: the parameters behind the verdict, then further details
ParametertiqmoAlinma App
PriceFreeFree
Rating4.2 (354 ratings)4.7 (14K ratings) — better
Positive reviews44.4% of reviews65.2% of reviews — better
Number of ratings35414K — better
Update frequencyWeekly — betterFortnightly
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.615.1 — better
Further details — not scored
Size124 MB210 MB
Age rating4+4+
DeveloperTiqmoAlinma Bank

Customer experience

tiqmo

All ratings354 ratings
Positive80.8%
Neutral0.8%
Negative18.4%
Written reviews90 reviews
Positive44.4%
Neutral2.2%
Negative53.3%

Alinma App

All ratings13,572 ratings
Positive94.3%
Neutral1.2%
Negative4.5%
Written reviews287 reviews
Positive65.2%
Neutral2.8%
Negative32.1%

User reviews

tiqmo

From 354 App Store ratings

What we love

  • 💸 Generous cash back
  • 🚀 Fast international transfers
  • 💳 Convenient bill payments
  • 🗂️ Helpful budgeting tools
  • 🔒 Reliable and secure

Room to improve

  • 🚫 Mandatory location access
  • 🤖 Buggy app performance
  • ❌ Failed international/local transfers
  • 🕰️ Slow customer support response
  • 💰 Unexpected fees and charges

Alinma App

From 14K App Store ratings

What we love

  • 👍 User-friendly app
  • 🚀 Fast and efficient
  • 🔒 Secure transactions
  • 💡 Innovative features
  • 🌟 Excellent banking experience

Room to improve

  • 🐛 Occasional crashes and bugs
  • ⏱️ Slow performance and loading times
  • 🔒 Strict security measures can be inconvenient
  • 💳 Lack of support for international transfers

Bugs and requests

tiqmo

Reported bugs

4 issues
  • Login and account verification issues
  • Frequent app crashes and freezes
  • Delayed or failed money transfers
  • Inconsistent cash back application

Requested features

4 requests
  • Improved international transfer experience
  • Enhanced security and privacy controls
  • Seamless integration with other financial apps
  • More transparent cash back policies

Alinma App

Reported bugs

3 issues
  • Login issues and frequent logouts
  • Problems with device registration
  • Compatibility issues with older devices

Requested features

4 requests
  • Faster login options (e.g., biometrics)
  • More control over transaction limits
  • Real-time transaction notifications
  • Dark mode option

In-app purchases

None

tiqmo

No in-app purchases

None

Alinma App

No in-app purchases

Questions

Is tiqmo free?
tiqmo is free to download, with no in-app purchases.
Is Alinma App free?
Alinma App is free to download, with no in-app purchases.
Which has better reviews, tiqmo or Alinma App?
Alinma App is rated higher. tiqmo averages 4.2 out of 5 from 354 ratings, while Alinma App averages 4.7 from 14K ratings.
Do tiqmo or Alinma App have ads?
Neither tiqmo nor Alinma App shows ads.
Which is updated more often, tiqmo or Alinma App?
tiqmo ships an update weekly, and Alinma App fortnightly. Most recently, tiqmo was updated on September 19, 2026 and Alinma App on September 17, 2026.

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