St.George Mobile Banking vs HESTA

St.George: Simple and secure banking at your fingertips. Open an everyday banking or savings account in 3 minutes. Make payments • Make fast and secure payments & transfers or schedule them for the future • Apple Pay - Pay with your mobile • Digital Card† - Boost your card security by using the dynamic CVV on your credit or debit card • Verify^ - Adding a new payee? We’ll check the account details you’ve entered have been commonly used Track your spending • ‘Categories’* - Track your spending habits • Set up notifications so you’re notified when your money comes and goes • Expense Splitter - Paid for a shared expense? Keep track of who’s paid you back • 24/7 Fraud monitoring detects any unusual purchase activity on your card Everyday banking tools • Quick Balance - see your account balance at a glance and transfer money between accounts • Activate, lock** or cancel your card • Contact Us from the App to skip security questions~ • ATM & Branch finder – locate your nearest St.George, Bank of Melbourne, BankSA or Westpac ATM or branch Need Help? If you are having issues with our app, delete and re-install it. If issues persist please call us on 13 33 30 (8am – 8pm Mon – Sat). †The terms and conditions applicable to your product also apply to the use of your digital card. Internet and Phone Banking Terms and Conditions also apply. You may not always be able to access your digital card. ^St.George Verify screening is based on the payment information available in our systems, at the time you add your payee details. As we are unable to validate the account details with the recipient bank, we can’t confirm whether the name and account details are an exact match. St.George Verify applies to Internet Banking and Mobile Banking only. It may be affected by such things as system outages or limitations, scheduled maintenance or other factors beyond our control, and may not be available at all times. *This tool provides general information and is intended to be a guide only. Available on savings, transactions and credit card accounts. **Locking your card will temporarily stop new transactions on your card for up to 15 days or until reactivated. The card will automatically reactivate after 15 days if you don’t unlock the card or report the card lost or stolen. ~Standard SMS, call or data charges apply. Read the Terms & Conditions at stgeorge.com.au before making a decision and consider whether the product or service is right for you. Fees and charges may apply. iPhone, iPad, iPod touch and Apple Watch are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a Service mark of Apple Inc. St.George Bank – A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL Australian credit licence 233714.

Stay on top of your super and face the future with confidence with the HESTA App. The HESTA App gives you fast and secure access to your super account from your pocket, 24/7. Your app dashboard lets you see your balance, investment returns and recent transactions. You can also: • update your contact details • view your most recent contributions • see your investment options • view our fund details to provide to your employer • get your BPAY® details to make after-tax super contributions into your account • view your recent and upcoming income stream payments (Income Stream members only) • download your statements. You can also log in to your online account directly from the app to access all account features. ®Registered to BPAY Pty Ltd ABN 69 079 137 518. How to get started • You must already be a HESTA member and be registered for online access before you can access the HESTA App. • If you're already a member but not registered for online access, please visit https://my.hesta.com.au/registration • If you're already a HESTA member and registered for online account access, simply log in to your account from the HESTA App. You’ll be able to set up a PIN, Face ID and Touch ID the next time you log in. • If you joined HESTA online, you’re already registered for online access and can log in to the app. Not a HESTA member? Anyone can join our top-performing super fund* at: https://my.hesta.com.au/join *SuperRatings 10 Year Platinum Performance 2014-2024 (MySuper). Issued by H.E.S.T. Australia Ltd ABN 66 006 818 695 AFSL No. 235249, the Trustee of HESTA ABN 64 971 749 321.